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  2. First Community Bank of Cullman

First Community Bank of Cullman

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.40%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.20%SavingsSavings Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
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Overview / Commentary
www.fcbcullman.com
256-734-4863
420 2nd Avenue, Sw
Cullman, AL 35055

First Community Bank of Cullman is headquartered in Cullman and is the 109th largest bank in the state of Alabama. It is also the 4,760th largest bank in the nation. It was established in 1905 and as of March of 2017, it had grown to 12 employees at 1 location. First Community Bank of Cullman has a B health rating.

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Health
B

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Community Bank of Cullman has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #30166
Year Established1905
Employees12
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.91%
Annual Interest Income$616.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$77.5MM$80.8MM
LoansQ1 2017vs Q1 2016$48.4MM$48.4MM
DepositsQ1 2017vs Q1 2016$64.3MM$68.5MM
Equity CapitalQ1 2017vs Q1 2016$8.8MM$8.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$399.00K$324.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$336.00K$0
Real Estate OwnedQ1 2017vs Q1 2016$176.00K$232.00K
Rates
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First Community Bank of Cullman Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Christmas Club Account
0.50%--Kids Club Savings Account
0.20%$100-Savings Account

First Community Bank of Cullman Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$750-Save Check Checking
0.05%--Senior Excel Checking
0.05%$1k-Business Interest Checking

First Community Bank of Cullman CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-5 Year CD
0.75%$500-11 Month CD Special
0.50%$500-4 Year CD
0.50%$500-13 Month CD Special
0.50%$500-7 Month CD Special
0.45%$500-3 Year CD
0.40%$500-1 Year CD
0.40%$500-18 Month CD
0.40%$500-2 Year CD
0.40%$500-30 Month CD
0.25%$500-6 Month CD
0.20%$500-91 Day CD

First Community Bank of Cullman IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$50-36 Month IRA
0.45%$50-36 Month Variable IRA
0.40%$50-18 Month IRA
0.25%$50-18 Month Variable IRA
Locations


First Community Bank of Cullman Locations
First Community Bank Of Cullman420 2nd Avenue, SwCullman, AL 35055