First Community Bank (SC) Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstcommunitysc.com

803-951-0555

5455 Sunset Boulevard
Lexington, SC 29072

First Community Bank (SC) is headquartered in LEXINGTON and is the 5^th largest bank in the state of South Carolina. It is also the 585^th largest bank in the nation. It was established in 1995 and as of March of 2025, it had grown to 272 employees at 22 locations. First Community Bank (SC) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	34047
Year Established	1995
Employees	272
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	11.97%
Annual Interest Income	$23.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.04B$1.89B
Loans	Q1 2025vs Q1 2024	$1.25B$1.15B
Deposits	Q1 2025vs Q1 2024	$1.73B$1.58B
Equity Capital	Q1 2025vs Q1 2024	$159.6MM$143.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.6MM$12.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$220K$214K
Real Estate Owned	Q1 2025vs Q1 2024	$437K$622K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Locations

Availability

Columbia Area

Columbia Area bank & credit union details

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