Advertising Disclosure
  1. Home
  2. Banks
  3. First Community Bank, Xenia-Flora

First Community Bank, Xenia-Flora


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fcbxeniaflora.com
618-678-2202
255
Xenia, IL 62899

First Community Bank, Xenia-Flora is headquartered in XENIA and is the 307th largest bank in the state of Illinois. It is also the 4,188th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 12 employees at 2 locations. First Community Bank, Xenia-Flora has a C+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Community Bank, Xenia-Flora has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #3850
Year Established1922
Employees12
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD19.98%
Annual Interest Income$730K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$56.9MM$56.3MM
LoansQ1 2025vs Q1 2024$30.5MM$30MM
DepositsQ1 2025vs Q1 2024$49.6MM$49.4MM
Equity CapitalQ1 2025vs Q1 2024$4.2MM$3.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$179K$183K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$442K$352K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for First Community Bank, Xenia-Flora are currently being reviewed.

Locations


First Community Bank, Xenia-Flora Locations
Flora Branch1400 North State StreetFlora, IL 62839
First Community Bank, Xenia-Flora260 Front StXenia, IL 62899

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.