First County Bank

Overview / Commentary
117 Prospect Street
Stamford, CT 06901

First County Bank is headquartered in Stamford and is the 7th largest bank in the state of Connecticut. It is also the 503rd largest bank in the nation. It was established in 1851 and as of December of 2018, it had grown to 230 employees at 18 locations. First County Bank's money market rates are 3X the national average, and it has a B+ health rating.

Related Posts

First County Bank (CT) Adds 15-Month CD - 7/30/2018

First County Bank (CT) has added a 15-month High Yield CD (3.00% APY) and 15-month No Penalty CD (2.60% APY). Minimum deposit for either is $1k of new money.

3.00% 15 Month High Yield And 2.60% 15 Month No Penalty CD Specials - 7/27/2018

First County Bank, based out of Stamford, CT, is running some nice CD specials. Rates can be found here: and Specials of note include two 15 month CDs, a 3.00% with 6 month EWP and a 2.60% No Penalty CD that can be withdrawn in full (no partial withdrawals) after 6 days due to federal regulations. New funds only, $1,000 min $250,000 max deposit "per household" split in any way between the two 15 month specials. Interest compounds and credits monthly, 5 day grace period after maturity to withdraw funds without penalty. They also have a 2.25% 13 month CD, a 2.50% 18 month CD, and a 2.75% 30 month Bump Rate CD. EWP for all of these specials is 6 months, except the 15 month no penalty and the 30 month, which has a 12 month EWP. Accounts can be opened by visiting any of their 16 branches, or by calling (203) 462-4400 8:30 AM-4:30 PM on weekdays, or through online banking if you are a current customer.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #18204
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.49%
Annual Interest Income$61.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.67B$1.58B
LoansQ4 2018vs Q4 2017$1.29B$1.20B
DepositsQ4 2018vs Q4 2017$1.19B$1.08B
Equity CapitalQ4 2018vs Q4 2017$140.5MM$134.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.0MM$9.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$8.9MM$9.7MM
Real Estate OwnedQ4 2018vs Q4 2017$575.00K$120.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First County Bank Savings Account Rates

0.50%$1-FirstMaturedCD Savings
0.15%*$100k*-First Savings
OTHER TIERS: 0.03% $1 - $25k | 0.05% $25k - $100k
0.15%*$100k*-First Business Savings
OTHER TIERS: 0.03% $1 - $25k | 0.05% $25k - $100k
0.15%*$100k*-FirstPrize $avings
OTHER TIERS: 0.03% Up to $25k | 0.05% $25k - $100k

First County Bank Money Market Rates

1.50%*$250k*-FirstRate Money Market
OTHER TIERS: 0.01% $1 - $2.5k | 0.30% $2.5k - $50k | 1.35% $50k - $250k
0.15%*$25k*-First Tiered Money Market
OTHER TIERS: 0.03% $1 - $2.5k | 0.05% $2.5k - $25k
0.15%*$25k*-First Business Money Market
OTHER TIERS: 0.03% $1 - $2.5k | 0.05% $2.5k - $25k
0.03%$1k-Money Market Retirement Account

First County Bank Checking Account Rates

2.20%*$1$15kHigh Yield Checking
OTHER TIERS: 0.25% $15k+
0.02%--InterestAccess Checking

First County Bank CD Rates

2.50%$1k-30 Month Bump Rate CD
2.50%$1k-18 Month CD
2.25%$1k-13 Month CD Special
2.00%$1k-36 Month Bump Rate CD
1.50%$1k-14 Month Easy-Out CD
1.25%$1k-60 Month CD
1.10%$1k-48 Month CD
0.70%$1k-36 Month CD
0.50%$1k-18 Month Bump Rate CD
0.50%$1k-24 Month CD
0.25%$1k-12 Month CD
0.10%$1k-60 Day CD
0.10%$1k-91 Day CD
0.10%$1k-6 Month CD

First County Bank IRA Rates

2.00%$1k-2 1/2 Year IRA CD
2.00%$1k-One Year Tax-Deferred CD
1.25%$1k-5 Year IRA CD
0.25%$1k-1 Year IRA CD


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.