First County Federal Credit Union


Overview / Commentary
765-284-3471
1100 W 11th St
Muncie, IN 47302

First County Federal Credit Union is headquartered in Muncie and is the 87th largest credit union in the state of Indiana. It is also the 2,817th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 10 employees and 3,415 members at 2 locations. First County Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Delaware County in Indiana.
See current membership details

Reviews

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First County Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14163
Year Chartered1961
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.86%
Annual Interest Income$376K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$33MM$32.2MM
LoansQ1 2025vs Q1 2024$12.7MM$14.6MM
DepositsQ1 2025vs Q1 2024$29.6MM$28.9MM
Equity CapitalQ1 2025vs Q1 2024$3.3MM$3.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$77K$58K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$110K$267K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for First County Federal Credit Union are currently being reviewed.

Locations


First County Federal Credit Union Locations
Branch Office1100 W 11th StMuncie, IN 47302-2232
Branch Office1805 N Elm StMuncie, IN 47303-2104

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