Overview / Commentary
First County Federal Credit Union is headquartered in Muncie and is the 98th largest credit union in the state of Indiana. It is also the 3,566th largest credit union in the nation. It was established in 1961 and as of December of 2018, it had grown to 8 employees and 2,380 members at 1 location. First County Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Delaware County in Indiana.
See current membership details
Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14163 |
| Year Chartered | 1961 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 2.61% |
| Annual Interest Income | $655.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $16.3MM$16.1MM |
| Loans | Q4 2018vs Q4 2017 | $11.0MM$9.2MM |
| Deposits | Q4 2018vs Q4 2017 | $15.0MM$14.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $56.00K$38.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $91.00K$53.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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First County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month CD | |
| 1.71% | $500 | - | 48 Month CD | |
| 1.41% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD |
Locations
| First County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1100 W 11th St | Muncie, IN 47302-2232 |