Overview / Commentary
First County Federal Credit Union is headquartered in Muncie and is the 98th largest credit union in the state of Indiana. It is also the 3,521st largest credit union in the nation. It was established in 1961 and as of March of 2019, it had grown to 8 employees and 2,409 members at 1 location. First County Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Delaware County in Indiana.
See current membership details
Health
C+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14163 |
| Year Chartered | 1961 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 5.47% |
| Annual Interest Income | $178.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $17.1MM$16.7MM |
| Loans | Q1 2019vs Q1 2018 | $11.6MM$8.8MM |
| Deposits | Q1 2019vs Q1 2018 | $15.7MM$15.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $80.00K$48.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $96.00K$69.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Rates
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First County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month CD | |
| 1.71% | $500 | - | 48 Month CD | |
| 1.41% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD |
Locations
| First County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1100 W 11th St | Muncie, IN 47302-2232 |