First County Federal Credit Union
LOCATIONS
1
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
2.02% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.55% | 1-year CD | 12 Month CD |
| 1.71% | 4-year CD | 48 Month CD |
Overview / Commentary
First County Federal Credit Union is headquartered in Muncie and is the 97th largest credit union in the state of Indiana. It is also the 3,625th largest credit union in the nation. It was established in 1961 and as of December of 2017, it had grown to 7 employees and 2,409 members at 1 location. First County Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Delaware County in Indiana.
See current membership details
Health
C+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First County Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14163 |
| Year Chartered | 1961 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.09% |
| Return on Equity - YTD | 1.17% |
| Annual Interest Income | $608.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $16.1MM$15.6MM |
| Loans | Q4 2017vs Q4 2016 | $9.2MM$8.0MM |
| Deposits | Q4 2017vs Q4 2016 | $14.8MM$14.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $38.00K$51.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $53.00K$2.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not First County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
First County Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month CD | |
| 1.71% | $500 | - | 48 Month CD | |
| 1.41% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 6 Month CD |
First County Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month IRA | |
| 1.71% | $500 | - | 48 Month IRA | |
| 1.41% | $500 | - | 36 Month IRA | |
| 0.90% | $500 | - | 24 Month IRA | |
| 0.60% | $500 | - | 18 Month IRA | |
| 0.55% | $500 | - | 12 Month IRA | |
| 0.30% | $500 | - | 6 Month IRA |
Locations
| First County Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1100 W 11th St | Muncie, IN 47302-2232 |