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First Credit Union


Overview / Commentary
www.firstcu.net
480-756-5500
25 S Arizona Pl Ste 111
Chandler, AZ 85225

First Credit Union is headquartered in Chandler and is the 10th largest credit union in the state of Arizona. It is also the 582nd largest credit union in the nation. It was established in 1935 and as of June of 2020, it had grown to 146 employees and 42,233 members at 8 locations. First Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.
See current membership details

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Reviews (1)

Not What It Seems

Posted by: |

Needless to say, I was attracted to the published rates. I called to set up an account and was advised that, in the fine print, the "Save to Win" option is a savings plan for which you receive sweepstakes entries for each deposit you make up to $3,000. There are no dividends paid for deposits over that amount. I was ready to transfer funds but for me, it was not worth the effort. Others might find this of interest.

2


Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68444
Year Chartered1935
Employees146
Primary Regulator
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-0.65%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$562.6MM$476.0MM
LoansQ2 2020vs Q2 2019$340.9MM$345.2MM
DepositsQ2 2020vs Q2 2019$490.6MM$428.4MM
Equity CapitalQ2 2020vs Q2 2019$46.3MM$40.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.3MM$3.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$611.00K$674.00K
Real Estate OwnedQ2 2020vs Q2 2019$30.00K$38.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Accumlation Account
0.40%--HSA Accumulation
0.03%$5-Regular Share Savings
0.03%$5-Business Share Savings

First Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market
OTHER TIERS: 0.03% → Up to $5k | 0.05% → $5k - $10k | 0.07% → $10k - $25k | 0.10% → $25k - $50k
0.15%*$50k*-Business Money Market
OTHER TIERS: 0.03% → $2.5k - $5k | 0.05% → $5k - $10k | 0.07% → $10k - $25k | 0.10% → $25k - $50k

First Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Business Premier Checking
OTHER TIERS: 0.07% → $2.5k - $50k | 0.10% → $50k - $100k

First Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$25*$10k1 Year Save to Win CD
OTHER TIERS: 0.90% → $10k - $25k | 0.95% → $25k - $50k | 1.00% → $50k+
1.25%*$50k*-5 Year HSA Certificate
OTHER TIERS: 1.15% → $1k - $25k | 1.20% → $25k - $50k
1.10%*$50k*-5 Year Term Certificate
OTHER TIERS: 0.95% → $500 - $10k | 1.00% → $10k - $25k | 1.06% → $25k - $50k
1.06%*$50k*-3 Year HSA Certificate
OTHER TIERS: 0.95% → $1k - $25k | 1.00% → $25k - $50k
1.00%*$50k*-2 Year HSA Certificate
OTHER TIERS: 0.90% → $1k - $25k | 0.95% → $25k - $50k
0.90%*$50k*-3 Year Term Certificate
OTHER TIERS: 0.75% → $500 - $10k | 0.80% → $10k - $25k | 0.85% → $25k - $50k
0.85%*$50k*-2 Year Term Certificate
OTHER TIERS: 0.70% → $500 - $10k | 0.75% → $10k - $25k | 0.80% → $25k - $50k
0.75%*$50k*-1 Year HSA Certificate
OTHER TIERS: 0.65% → $1k - $25k | 0.70% → $25k - $50k
0.60%*$50k*-1 Year Term Certificate
OTHER TIERS: 0.45% → $500 - $10k | 0.50% → $10k - $25k | 0.55% → $25k - $50k
0.40%*$50k*-6 Month Term Certificate
OTHER TIERS: 0.25% → $500 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k

First Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$50k*-5 Year IRA Certificate
OTHER TIERS: 1.15% → $1k - $25k | 1.20% → $25k - $50k
1.06%*$50k*-3 Year IRA Certificate
OTHER TIERS: 0.95% → $1k - $25k | 1.00% → $25k - $50k
1.00%*$50k*-2 Year IRA Certificate
OTHER TIERS: 0.90% → $1k - $25k | 0.95% → $25k - $50k
0.75%*$50k*-1 Year IRA Certificate
OTHER TIERS: 0.65% → $1k - $25k | 0.70% → $25k - $50k
Locations


First Credit Union Locations
Branch Office803 E Devonshire AvePhoenix, AZ 85014
Branch Office25 S Arizona Pl Ste 111Chandler, AZ 85225
Branch Office340 S Stone AveTucson, AZ 85701
Branch Office1310 N Litchfield RdGoodyear, AZ 85395
Branch Office5770 W Thunderbird RdGlendale, AZ 85306
Branch Office1232 E Baseline RdTempe, AZ 85283
Branch Office3800 S Alma School RdChandler, AZ 85248
Branch Office475 N Gila Springs BlvdChandler, AZ 85226

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