First Exchange Bank


Overview / Commentary
304-534-7200
1 Heritage Way
White Hall, WV 26554

First Exchange Bank is headquartered in White Hall and is the 20th largest bank in the state of West Virginia. It is also the 2,327th largest bank in the nation. It was established in 1932 and as of March of 2021, it had grown to 62 employees at 7 locations. First Exchange Bank has an A health rating.

Reviews (2)

Customer Service

Posted by: |

Great customer service.

A Wonderful, Personable Place To Bank!

Posted by: |

First Exchange Bank (Hundred office) has been our bank for the past 12+ years. While we have dealt with other banks in the past, we find First Exchange Bank meets all our needs, both personal and for our business. Most importantly to us, it is a local bank, and the employees treat us (and their other customers) like "one of the family." They have repeatedly bent over backwards to meet our needs, while always having a smile and a first name greeting of their customers every time I go to the bank.



Health

Health Grade Components

Overall
FDIC Certificate #13020
Year Established1932
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.53%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$328.5MM$300.3MM
LoansQ1 2021vs Q1 2020$248.8MM$254.5MM
DepositsQ1 2021vs Q1 2020$280.9MM$244.1MM
Equity CapitalQ1 2021vs Q1 2020$29.2MM$28.5MM
Loan Loss AllowanceQ1 2021vs Q1 2020$4.0MM$3.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.3MM$4.2MM
Real Estate OwnedQ1 2021vs Q1 2020$85.00K$266.00K
Rates
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First Exchange Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.50%$500-72 Month CD
0.40%$500-48 Month CD
0.40%$10k-24 Month CD Special
0.40%$10k-24 Month CD Special with Checking
0.30%$10k-36 Month CD Special
0.30%$10k-36 Month CD Special with Checking
0.25%$500-24 Month CD
0.25%$500-36 Month CD
0.25%$10k-18 Month CD Special
0.25%$10k-18 Month CD Special with Checking
0.20%$500-30 Month CD
0.20%$10k-12 Month CD Special
0.20%$2.5k-182 Day CD Special
0.20%$10k-12 Month CD Special with Checking
0.15%$500-27 Month CD
0.15%$500-18 Month CD
0.15%$2.5k-91 Day CD Special
0.10%$500-182 Day CD
0.10%$500-12 Month CD
0.10%$500-15 Month CD
0.05%$500-91 Day CD
0.05%$500-10 Month CD
Locations


First Exchange Bank Locations
First Exchange Bank1 Heritage WayWhite Hall, WV 26554
Fairmont Branch216 Fairmont AvenueFairmont, WV 26554
3081 University Ave. Branch3081 University Ave.Morgantown, WV 26505
Fairview Branch309 Main StreetFairview, WV 26570
Hundred Branch3128 Hornet HwyHundred, WV 26575
West Main Street11 West Main StreetMannington, WV 26582

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