First Exchange Bank

Overview / Commentary
11 West Main Street
Mannington, WV 26582

First Exchange Bank is headquartered in Mannington and is the 18th largest bank in the state of West Virginia. It is also the 2,296th largest bank in the nation. It was established in 1932 and as of June of 2019, it had grown to 60 employees at 6 locations. First Exchange Bank's CD rates are 2X the national average, and it has a B health rating.

Reviews (2)

Customer Service

Posted by: Anonymous | Aug 26, 2012

Great customer service.

A Wonderful, Personable Place To Bank!

Posted by: Anonymous | Nov 5, 2011

First Exchange Bank (Hundred office) has been our bank for the past 12+ years. While we have dealt with other banks in the past, we find First Exchange Bank meets all our needs, both personal and for our business. Most importantly to us, it is a local bank, and the employees treat us (and their other customers) like "one of the family." They have repeatedly bent over backwards to meet our needs, while always having a smile and a first name greeting of their customers every time I go to the bank.


Health Grade Components

FDIC Certificate #13020
Year Established1932
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD15.23%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$283.5MM$249.7MM
LoansQ2 2019vs Q2 2018$243.7MM$214.5MM
DepositsQ2 2019vs Q2 2018$221.6MM$203.1MM
Equity CapitalQ2 2019vs Q2 2018$23.3MM$22.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.4MM$3.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$5.9MM$5.6MM
Real Estate OwnedQ2 2019vs Q2 2018$214.00K$2.00K
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First Exchange Bank CD Rates

2.75%$10k-36 Month CD Special
2.69%$10k-24 Month CD Special
2.59%$10k-18 Month CD Special
2.55%$500-60 Month CD
2.49%$10k-12 Month CD Speical
2.40%$500-48 Month CD
2.40%$2.5k-182 Day CD Special
2.00%$500-12 Month CD
2.00%$2.5k-91 Day CD Special
1.60%$500-36 Month CD
1.56%$500-24 Month CD
1.31%$500-18 Month CD
0.90%$500-72 Month CD
0.45%$500-30 Month CD
0.35%$500-27 Month CD
0.20%$500-15 Month CD
0.15%$500-10 Month CD
0.10%$500-182 Day CD
0.05%$500-91 Day CD

First Exchange Bank Locations
First Exchange Bank11 West Main StreetMannington, WV 26582
Barrackville Branch211 Pike StreetBarrackville, WV 26559
Fairmont Branch216 Fairmont AvenueFairmont, WV 26554
3081 University Ave. Branch3081 University Ave.Morgantown, WV 26505
Fairview Branch309 Main StreetFairview, WV 26570
Hundred BranchPo Box 780 Rt 250Hundred, WV 26575

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