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  2. First Exchange Bank

First Exchange Bank


Overview / Commentary
www.firstexchangebank.com
304-534-7200
1 Heritage Way
White Hall, WV 26554

First Exchange Bank is headquartered in WHITE HALL and is the 15th largest bank in the state of West Virginia. It is also the 2,063rd largest bank in the nation. It was established in 1932 and as of March of 2024, it had grown to 66 employees at 7 locations. First Exchange Bank's CD rates are 5X the national average, and it has a B health rating.

Reviews (1)

Love First Exchange!

Posted by: |

I have been with First Exchange Bank for over two years now . I have worked very closely with Shaela Duckworth and Shannon Delaney and hands down they are the best of the best ! They have always answered my questions. Found me the best percentage rates and been very prompt every single time ! I would absolutely recommend them and this company to anyone looking for a bank that handles every situation perfectly !

2


Health
B

Data as of Q1 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13020
Year Established1932
Employees66
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD7.23%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$402.5MM$330.6MM
LoansQ1 2024vs Q1 2023$303.2MM$268.2MM
DepositsQ1 2024vs Q1 2023$330.6MM$298.1MM
Equity CapitalQ1 2024vs Q1 2023$27.8MM$27.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$4.1MM$5.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.8MM$5.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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First Exchange Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$10k-12 Month CD Special with Checking
4.90%$10k-15 Month CD Special with Checking
4.80%$500-12 Month CD
4.80%$500-15 Month CD
4.50%$10k-10 Month CD Special with Checking
4.40%$500-10 Month CD
4.00%$2.5k-182 Day CD Special
3.90%$500-182 Day CD
2.50%$10k-24 Month CD Special with Checking
2.40%$500-24 Month CD
2.32%$10k-36 Month CD Special with Checking
2.22%$500-36 Month CD
0.50%$500-60 Month CD
0.50%$500-72 Month CD
0.40%$500-48 Month CD
0.25%$2.5k-91 Day CD Special
0.20%$500-30 Month CD
0.15%$500-27 Month CD
0.15%$500-18 Month CD
0.05%$500-91 Day CD
Locations


First Exchange Bank Locations
First Exchange Bank1 Heritage WayWhite Hall, WV 26554
Fairmont Branch216 Fairmont AvenueFairmont, WV 26554
3081 University Ave. Branch3051 University Ave.Morgantown, WV 26505
Fairview Branch309 Main StreetFairview, WV 26570
Hundred Branch3128 Hornet HwyHundred, WV 26575
West Main Street11 West Main StreetMannington, WV 26582
Pierpont Landing Branch1000 Mid Atlantic DriveMorgantown, WV 26508

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