First Exchange Bank

Overview / Commentary
11 West Main Street
Mannington, WV 26582

First Exchange Bank is headquartered in White Hall and is the 19th largest bank in the state of West Virginia. It is also the 2,331st largest bank in the nation. It was established in 1932 and as of December of 2020, it had grown to 60 employees at 6 locations. First Exchange Bank has a B+ health rating.

Reviews (2)

Customer Service

Posted by: |

Great customer service.

A Wonderful, Personable Place To Bank!

Posted by: |

First Exchange Bank (Hundred office) has been our bank for the past 12+ years. While we have dealt with other banks in the past, we find First Exchange Bank meets all our needs, both personal and for our business. Most importantly to us, it is a local bank, and the employees treat us (and their other customers) like "one of the family." They have repeatedly bent over backwards to meet our needs, while always having a smile and a first name greeting of their customers every time I go to the bank.


Health Grade Components

FDIC Certificate #13020
Year Established1932
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD12.39%
Annual Interest Income$14.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$314.2MM$301.0MM
LoansQ4 2020vs Q4 2019$252.9MM$250.4MM
DepositsQ4 2020vs Q4 2019$263.8MM$241.8MM
Equity CapitalQ4 2020vs Q4 2019$29.6MM$28.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$4.3MM$3.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.0MM$4.4MM
Real Estate OwnedQ4 2020vs Q4 2019$124.00K$266.00K
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First Exchange Bank CD Rates

0.60%$500-60 Month CD
0.60%$500-72 Month CD
0.50%$500-48 Month CD
0.40%$10k-24 Month CD Special
0.40%$10k-36 Month CD Special
0.40%$10k-24 Month CD Special with Checking
0.40%$10k-36 Month CD Special with Checking
0.30%$500-36 Month CD
0.25%$500-24 Month CD
0.25%$10k-18 Month CD Special
0.25%$10k-18 Month CD Special with Checking
0.20%$500-30 Month CD
0.20%$10k-12 Month CD Special
0.20%$2.5k-182 Day CD Special
0.20%$10k-12 Month CD Special with Checking
0.15%$500-27 Month CD
0.15%$500-18 Month CD
0.15%$2.5k-91 Day CD Special
0.10%$500-182 Day CD
0.10%$500-12 Month CD
0.10%$500-15 Month CD
0.05%$500-91 Day CD
0.05%$500-10 Month CD

First Exchange Bank Locations
First Exchange Bank1 Heritage WayWhite Hall, WV 26554
Fairmont Branch216 Fairmont AvenueFairmont, WV 26554
3081 University Ave. Branch3081 University Ave.Morgantown, WV 26505
Fairview Branch309 Main StreetFairview, WV 26570
Hundred BranchPo Box 780 Rt 250Hundred, WV 26575
West Main Street11 West Main StreetMannington, WV 26582

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