First Exchange Bank


Overview / Commentary
304-534-7200
1 Heritage Way
White Hall, WV 26554

First Exchange Bank is headquartered in WHITE HALL and is the 15th largest bank in the state of West Virginia. It is also the 2,122nd largest bank in the nation. It was established in 1932 and as of September of 2024, it had grown to 67 employees at 7 locations. First Exchange Bank has a B+ health rating.

Reviews (1)

Love First Exchange!

I have been with First Exchange Bank for over two years now . I have worked very closely with Shaela Duckworth and Shannon Delaney and hands down they are the best of the best ! They have always answered my questions. Found me the best percentage rates and been very prompt every single time ! I would absolutely recommend them and this company to anyone looking for a bank that handles every situation perfectly !



Health
B+

Health Grade Components

Overall
FDIC Certificate #13020
Year Established1932
Employees67
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD7.27%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$385.9MM$346MM
LoansQ3 2024vs Q3 2023$300.2MM$285.6MM
DepositsQ3 2024vs Q3 2023$340.9MM$287MM
Equity CapitalQ3 2024vs Q3 2023$29.8MM$26.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.7MM$5.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.9MM$6.4MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Sorry, we do not have rate data for First Exchange Bank.

Locations


First Exchange Bank Locations
First Exchange Bank1 Heritage WayWhite Hall, WV 26554
Fairmont Branch216 Fairmont AvenueFairmont, WV 26554
3081 University Ave. Branch3051 University Ave.Morgantown, WV 26505
Fairview Branch309 Main StreetFairview, WV 26570
Hundred Branch3128 Hornet HwyHundred, WV 26575
West Main Street11 West Main StreetMannington, WV 26582
Pierpont Landing Branch1000 Mid Atlantic DriveMorgantown, WV 26508

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