First Exchange Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

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Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstexchangebank.com

304-534-7200

1 Heritage Way
White Hall, WV 26554

First Exchange Bank is headquartered in WHITE HALL and is the 15^th largest bank in the state of West Virginia. It is also the 2,140^th largest bank in the nation. It was established in 1932 and as of March of 2025, it had grown to 65 employees at 7 locations. First Exchange Bank has a B health rating.

Reviews (1)

Write a Review

Love First Exchange!

Posted by: BesPrice1106 | Jun 28, 2024

I have been with First Exchange Bank for over two years now . I have worked very closely with Shaela Duckworth and Shannon Delaney and hands down they are the best of the best ! They have always answered my questions. Found me the best percentage rates and been very prompt every single time ! I would absolutely recommend them and this company to anyone looking for a bank that handles every situation perfectly !

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13020
Year Established	1932
Employees	65
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	8.17%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$383.5MM$402.5MM
Loans	Q1 2025vs Q1 2024	$294.2MM$303.2MM
Deposits	Q1 2025vs Q1 2024	$348.5MM$330.6MM
Equity Capital	Q1 2025vs Q1 2024	$29.3MM$27.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.1MM$4.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6.5MM$4.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$35K$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for First Exchange Bank are currently being reviewed.

Locations

First Exchange Bank Locations
First Exchange Bank	1 Heritage Way	White Hall, WV 26554
Fairmont Branch	216 Fairmont Avenue	Fairmont, WV 26554
3081 University Ave. Branch	3051 University Ave.	Morgantown, WV 26505
Fairview Branch	309 Main Street	Fairview, WV 26570
Hundred Branch	3128 Hornet Hwy	Hundred, WV 26575
West Main Street	11 West Main Street	Mannington, WV 26582
Pierpont Landing Branch	1000 Mid Atlantic Drive	Morgantown, WV 26508

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