First & Farmers National Bank
Overview / Commentary
First & Farmers National Bank is headquartered in Somerset and is the 27th largest bank in the state of Kentucky. It is also the 1,402nd largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 147 employees at 12 locations. First & Farmers National Bank has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2738 |
| Year Established | 1903 |
| Employees | 147 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.04% |
| Return on Equity - YTD | 8.02% |
| Annual Interest Income | $22.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $510.9MM$506.9MM |
| Loans | Q4 2018vs Q4 2017 | $302.9MM$276.2MM |
| Deposits | Q4 2018vs Q4 2017 | $424.1MM$421.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $65.4MM$67.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $4.3MM$4.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.2MM$2.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $17.00K$13.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First & Farmers National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $5k | FREEDOM Rewards Checking | ||
| OTHER TIERS: 0.15% → $5k+ | |||||
