Overview / Commentary
First & Farmers National Bank is headquartered in Somerset and is the 28th largest bank in the state of Kentucky. It is also the 1,403rd largest bank in the nation. It was established in 1903 and as of June of 2019, it had grown to 148 employees at 12 locations. First & Farmers National Bank has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2738 |
| Year Established | 1903 |
| Employees | 148 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 4.86% |
| Annual Interest Income | $10.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $518.1MM$506.4MM |
| Loans | Q2 2019vs Q2 2018 | $294.7MM$286.0MM |
| Deposits | Q2 2019vs Q2 2018 | $437.7MM$428.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $69.2MM$66.9MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $4.3MM$4.0MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $2.1MM$1.6MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First & Farmers National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $5k | Freedom Rewards Checking | ||
| OTHER TIERS: 0.15% → $5k+ | |||||
