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Overview / Commentary
606-679-7451
100 Public Square
Somerset, KY 42501

First & Farmers National Bank is headquartered in Somerset and is the 25th largest bank in the state of Kentucky. It is also the 1,394th largest bank in the nation. It was established in 1903 and as of September of 2017, it had grown to 150 employees at 12 locations. First & Farmers National Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #2738
Year Established1903
Employees150
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD7.54%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$514.8MM$503.4MM
LoansQ3 2017vs Q3 2016$269.5MM$262.3MM
DepositsQ3 2017vs Q3 2016$422.9MM$409.9MM
Equity CapitalQ3 2017vs Q3 2016$67.8MM$69.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.1MM$4.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.9MM$2.4MM
Real Estate OwnedQ3 2017vs Q3 2016$0$115.00K
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