First Federal Bank of Florida

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.16%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.53%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.02%	Savings	Savings 1.00% - Ally Bank Online Savings Account

View all First Federal Bank of Florida rates »

Overview / Commentary

www.ffsb.com

386-755-0600

4705 West Us Highway 90
Lake City, FL 32055

First Federal Bank of Florida is headquartered in Lake City and is the 22^nd largest bank in the state of Florida. It is also the 586^th largest bank in the nation. It was established in 1961 and as of June of 2016, it had grown to 359 employees at 15 locations. First Federal Bank of Florida has a B+ health rating.

Overall
FDIC Certificate #	31313
Year Established	1961
Employees	359
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	8.49%
Annual Interest Income	$20.2MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$1.28B$1.21B
Loans	Q2 2016vs Q2 2015	$701.9MM$664.1MM
Deposits	Q2 2016vs Q2 2015	$944.9MM$1.05B
Equity Capital	Q2 2016vs Q2 2015	$156.5MM$140.3MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$5.0MM$5.6MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$6.8MM$7.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$778.00K$789.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal Bank of Florida Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $2,500 \| 0.02% → $2,500 - $10k
0.02%	$1k	-	Savings
0.02%	-	-	Student Savers
0.02%	$1k	-	Club

First Federal Bank of Florida Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$1m^*	-	Cash Management
OTHER TIERS: 0.03% → $5k - $50k \| 0.06% → $50k - $250k \| 0.12% → $250k - $750k \| 0.21% → $750k - $1mm
0.30%	$2,500	-	Public Funds PCMA

First Federal Bank of Florida Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.04%^*	$50k^*	-	Elite Checking
OTHER TIERS: 0.01% → $5k - $50k
0.01%	$5k	-	Interest Checking

First Federal Bank of Florida CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%^*	$100k^*	-	60 Month CD
OTHER TIERS: 0.83% → $1k - $10k \| 0.96% → $10k - $25k \| 1.03% → $25k - $50k \| 1.08% → $50k - $100k
1.14%^*	$100k^*	-	48 Month CD
OTHER TIERS: 0.91% → $1k - $10k \| 0.94% → $10k - $25k \| 1.01% → $25k - $50k \| 1.06% → $50k - $100k
0.83%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.64% → $1k - $10k \| 0.66% → $10k - $25k \| 0.71% → $25k - $50k \| 0.78% → $50k - $100k
0.75%	$10k	-	Triple Option CD
0.70%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.47% → $1k - $10k \| 0.50% → $10k - $25k \| 0.57% → $25k - $50k \| 0.62% → $50k - $100k
0.60%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.37% → $1k - $10k \| 0.40% → $10k - $25k \| 0.47% → $25k - $50k \| 0.52% → $50k - $100k
0.53%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.30% → $1k - $10k \| 0.33% → $10k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k
0.53%^*	$100k^*	-	My Way CD
OTHER TIERS: 0.30% → $1k - $10k \| 0.33% → $10k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k
0.30%^*	$100k^*	-	182 Day CD
OTHER TIERS: 0.15% → $1k - $10k \| 0.18% → $10k - $25k \| 0.22% → $25k - $50k \| 0.24% → $50k - $100k
0.22%^*	$100k^*	-	91 Day CD
OTHER TIERS: 0.06% → $1k - $10k \| 0.09% → $10k - $25k \| 0.14% → $25k - $50k \| 0.16% → $50k - $100k
0.14%^*	$100k^*	-	30 Day CD
OTHER TIERS: 0.01% → $1k - $10k \| 0.08% → $10k - $25k \| 0.10% → $25k - $50k \| 0.12% → $50k - $100k

First Federal Bank of Florida IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 0.83% → $1k - $10k \| 0.96% → $10k - $25k \| 1.03% → $25k - $50k \| 1.08% → $50k - $100k
1.14%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 0.91% → $1k - $10k \| 0.94% → $10k - $25k \| 1.01% → $25k - $50k \| 1.06% → $50k - $100k
0.83%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.64% → $1k - $10k \| 0.66% → $10k - $25k \| 0.71% → $25k - $50k \| 0.78% → $50k - $100k
0.70%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.47% → $1k - $10k \| 0.50% → $10k - $25k \| 0.57% → $25k - $50k \| 0.62% → $50k - $100k
0.60%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.37% → $1k - $10k \| 0.40% → $10k - $25k \| 0.47% → $25k - $50k \| 0.52% → $50k - $100k
0.53%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.30% → $1k - $10k \| 0.33% → $10k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $100k
0.30%^*	$100k^*	-	182 Day IRA
OTHER TIERS: 0.15% → $1k - $10k \| 0.18% → $10k - $25k \| 0.22% → $25k - $50k \| 0.24% → $50k - $100k
0.22%^*	$100k^*	-	91 Day IRA
OTHER TIERS: 0.06% → $1k - $10k \| 0.09% → $10k - $25k \| 0.14% → $25k - $50k \| 0.16% → $50k - $100k
0.14%^*	$100k^*	-	30 Day IRA
OTHER TIERS: 0.01% → $1k - $10k \| 0.08% → $10k - $25k \| 0.10% → $25k - $50k \| 0.12% → $50k - $100k

Locations

First Federal Bank of Florida has 18 locations. Click to view all First Federal Bank of Florida locations.