First Federal Bank (FL)


Overview / Commentary
386-362-3433
804 South Ohio Avenue
Live Oak, FL 32064

First Federal Bank (FL) is headquartered in Lake City and is the 11th largest bank in the state of Florida. It is also the 352nd largest bank in the nation. It was established in 1961 and as of December of 2020, it had grown to 879 employees at 27 locations. First Federal Bank (FL) has an A+ health rating.

Reviews (1)

Closing Loan

Closed on a loan about three weeks ago and have yet to have anyone contact me with any type of information. Have no idea where to send the payment. When I call I'm simply told you should receive a packet next week. Next week it will have been a month. On the loan payment are changing in the escrow account and have no idea or can find anyone that can tell me who to contact. Would not recommend for loans.



Health
A+

Health Grade Components

Overall
FDIC Certificate #31313
Year Established1961
Employees879
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.4%
Return on Equity - YTD21.47%
Annual Interest Income$95.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$3.06B$2.18B
LoansQ4 2020vs Q4 2019$1.68B$1.24B
DepositsQ4 2020vs Q4 2019$2.55B$1.80B
Equity CapitalQ4 2020vs Q4 2019$356.9MM$264.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$26.5MM$5.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$7.3MM$12.1MM
Real Estate OwnedQ4 2020vs Q4 2019$283.00K$1.5MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Federal Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$10k*-Health Savings Account
OTHER TIERS: 0.01% Up to $10k
0.02%$5-Student Savers
0.01%$1k-Regular Savings
0.01%$1k-Business Savings
0.01%$1k-Christmas Club Account
0.01%$1k-Vacation Club Account

First Federal Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.17%*$1m*-Cash Management
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $250k | 0.04% $250k - $750k | 0.09% $750k - $1m
0.17%*$1m*-Business Cash Management
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $250k | 0.04% $250k - $750k | 0.09% $750k - $1m

First Federal Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$50k*-Elite Checking
OTHER TIERS: 0.01% $5k - $50k
0.01%$5k-Interest Checking

First Federal Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$100k*-182 Day CD
OTHER TIERS: 0.12% $1k - $50k | 0.15% $50k - $100k
0.18%*$100k*-12 Month CD
OTHER TIERS: 0.14% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-18 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-24 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-36 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-48 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-60 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.12%*$100k*-91 Day CD
OTHER TIERS: 0.04% $1k - $50k | 0.10% $50k - $100k
0.05%*$50k*-30 Day CD
OTHER TIERS: 0.03% $1k - $50k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.