First Federal Bank (FL) is headquartered in Lake City and is the 11th largest bank in the state of Florida. It is also the 349th largest bank in the nation. It was established in 1961 and as of December of 2021, it had grown to 773 employees at 27 locations. First Federal Bank (FL) has an A+ health rating.
Closed on a loan about three weeks ago and have yet to have anyone contact me with any type of information. Have no idea where to send the payment. When I call I'm simply told you should receive a packet next week. Next week it will have been a month. On the loan payment are changing in the escrow account and have no idea or can find anyone that can tell me who to contact. Would not recommend for loans.
Overall | |
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FDIC Certificate # | 31313 |
Year Established | 1961 |
Employees | 773 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.48% |
Return on Equity - YTD | 12.85% |
Annual Interest Income | $85.5MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $3.42B$3.06B |
Loans | Q4 2021vs Q4 2020 | $1.07B$1.68B |
Deposits | Q4 2021vs Q4 2020 | $2.96B$2.55B |
Equity Capital | Q4 2021vs Q4 2020 | $384.3MM$356.9MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $24.2MM$26.5MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $5.7MM$7.3MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $1.2MM$283.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.03%* | $50k* | - | Elite Checking | ||
OTHER TIERS: 0.01% → $5k - $50k | |||||
0.01% | $5k | - | Interest Checking |