First Federal Bank (FL)


Overview / Commentary
386-362-3433
804 South Ohio Avenue
Live Oak, FL 32064

First Federal Bank (FL) is headquartered in Lake City and is the 11th largest bank in the state of Florida. It is also the 358th largest bank in the nation. It was established in 1961 and as of June of 2021, it had grown to 803 employees at 27 locations. First Federal Bank (FL) has an A+ health rating.

Reviews (1)

Closing Loan

Closed on a loan about three weeks ago and have yet to have anyone contact me with any type of information. Have no idea where to send the payment. When I call I'm simply told you should receive a packet next week. Next week it will have been a month. On the loan payment are changing in the escrow account and have no idea or can find anyone that can tell me who to contact. Would not recommend for loans.



Health
A+

Health Grade Components

Overall
FDIC Certificate #31313
Year Established1961
Employees803
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.82%
Return on Equity - YTD15.86%
Annual Interest Income$44.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$3.18B$2.92B
LoansQ2 2021vs Q2 2020$1.30B$1.78B
DepositsQ2 2021vs Q2 2020$2.71B$2.27B
Equity CapitalQ2 2021vs Q2 2020$375.2MM$305.8MM
Loan Loss AllowanceQ2 2021vs Q2 2020$25.4MM$20.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$5.7MM$8.3MM
Real Estate OwnedQ2 2021vs Q2 2020$697.00K$2.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Federal Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$10k*-Health Savings Account
OTHER TIERS: 0.01% Up to $10k
0.01%$1k-Regular Savings
0.01%$5-Student Savers
0.01%$1k-Business Savings
0.01%$1k-Christmas Club Account
0.01%$1k-Vacation Club Account

First Federal Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.17%*$1m*-Cash Management
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $250k | 0.04% $250k - $750k | 0.09% $750k - $1m
0.17%*$1m*-Business Cash Management
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $250k | 0.04% $250k - $750k | 0.09% $750k - $1m

First Federal Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$50k*-Elite Checking
OTHER TIERS: 0.01% $5k - $50k
0.01%$5k-Interest Checking

First Federal Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$100k*-182 Day CD
OTHER TIERS: 0.12% $1k - $50k | 0.15% $50k - $100k
0.18%*$100k*-12 Month CD
OTHER TIERS: 0.14% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-18 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-24 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-36 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-48 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.18%*$100k*-60 Month CD
OTHER TIERS: 0.16% $1k - $50k | 0.17% $50k - $100k
0.12%*$100k*-91 Day CD
OTHER TIERS: 0.04% $1k - $50k | 0.10% $50k - $100k
0.05%*$50k*-30 Day CD
OTHER TIERS: 0.03% $1k - $50k
Locations

Availability



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