First Federal Bank (FL)

Overview / Commentary
804 South Ohio Avenue
Live Oak, FL 32064

First Federal Bank (FL) is headquartered in LAKE CITY and is the 10th largest bank in the state of Florida. It is also the 329th largest bank in the nation. It was established in 1961 and as of June of 2023, it had grown to 641 employees at 28 locations. First Federal Bank (FL) has a B health rating.

Reviews (1)

Closing Loan

Closed on a loan about three weeks ago and have yet to have anyone contact me with any type of information. Have no idea where to send the payment. When I call I'm simply told you should receive a packet next week. Next week it will have been a month. On the loan payment are changing in the escrow account and have no idea or can find anyone that can tell me who to contact. Would not recommend for loans.


Health Grade Components

FDIC Certificate #31313
Year Established1961
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD13.47%
Annual Interest Income$80.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$3.85B$3.50B
LoansQ2 2023vs Q2 2022$1.09B$980.0MM
DepositsQ2 2023vs Q2 2022$3.47B$3.07B
Equity CapitalQ2 2023vs Q2 2022$273.0MM$270.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$12.8MM$10.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$4.6MM$3.3MM
Real Estate OwnedQ2 2023vs Q2 2022$37.00K$0

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