First Federal of South Carolina, FSB

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LOCATIONS

18 Month IRA (Traditional, Roth)

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.25%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.03%	Savings	Statement Savings 1.00% - Ally Bank Online Savings Account
0.50%	4-year CD	48 Month CD 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all First Federal of South Carolina, FSB rates »

Overview / Commentary

www.1stfederalofsc.com

888-549-2174

300 Robertson Boulevard
Walterboro, SC 29488

First Federal of South Carolina, FSB is headquartered in Walterboro and is the 52^nd largest bank in the state of South Carolina. It is also the 4,956^th largest bank in the nation. It was established in 1962 and as of June of 2016, it had grown to 22 employees at 2 locations. First Federal of South Carolina, FSB has a C+ health rating.

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Health

C+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Federal of South Carolina, FSB has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	31410
Year Established	1962
Employees	22
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	5.56%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$72.9MM$71.7MM
Loans	Q2 2016vs Q2 2015	$49.0MM$44.3MM
Deposits	Q2 2016vs Q2 2015	$66.5MM$65.0MM
Equity Capital	Q2 2016vs Q2 2015	$4.7MM$3.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$758.00K$920.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$390.00K$1.5MM
Real Estate Owned	Q2 2016vs Q2 2015	$764.00K$971.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal of South Carolina, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%	-	-	Looney Tunes Savings Club
0.03%	$25	-	Statement Junior Savings
0.03%	$100	-	Statement Savings
0.03%	-	-	Christmas Club

First Federal of South Carolina, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Money Market Fund

First Federal of South Carolina, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	Super NOW Checking
0.03%	$100	-	Preferred Customer Checking
0.03%	$100	-	First Class Seniors Account
0.03%	$250	-	$250.00 Plus Checking
0.03%	$100	-	Non-Profit Organization/Sole Proprietorship

First Federal of South Carolina, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	48 Month CD
0.40%	$1k	-	36 Month CD
0.35%	$1k	-	30 Month CD
0.30%	$1k	-	18 Month CD
0.25%	$1k	-	12 Month CD
0.25%	$1k	-	15 Month CD
0.25%	$1k	-	15 Month Relationship CD
0.20%	$1k	-	9 Month CD
0.15%	$1k	-	6 Month CD
0.10%	$1k	-	91 Day CD

First Federal of South Carolina, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$100	-	18 Month IRA
0.75%	$100	-	30 Month IRA
0.50%	$100	-	12 Month IRA

Locations

First Federal of South Carolina, FSB Locations
First Federal Of South Carolina, FSB	300 Robertson Boulevard	Walterboro, SC 29488
Edisto Island Branch	428 Highway 174	Edisto Island, SC 29438
St. George Branch	5561 West Memorial Blvd	Saint George, SC 29477