First Federal of South Carolina, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.75%	1-year CD	2.60% - Capital One 12 Month 360 CD
0.20%	Savings	1.90% - American Express National Bank High Yield Savings Account
0.85%	4-year CD	2.75% - Barclays 48 Month Online CD

View all First Federal of South Carolina, FSB rates »

Overview / Commentary

www.1stfederalofsc.com

843-549-2526

300 Robertson Boulevard
Walterboro, SC 29488

First Federal of South Carolina, FSB is headquartered in Walterboro and is the 43^rd largest bank in the state of South Carolina. It is also the 4,378^th largest bank in the nation. It was established in 1962 and as of June of 2018, it had grown to 27 employees at 2 locations. First Federal of South Carolina, FSB has a B+ health rating.

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Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First Federal of South Carolina, FSB has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	31410
Year Established	1962
Employees	27
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.9%
Return on Equity - YTD	25.95%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$88.3MM$82.1MM
Loans	Q2 2018vs Q2 2017	$64.6MM$60.4MM
Deposits	Q2 2018vs Q2 2017	$78.8MM$74.9MM
Equity Capital	Q2 2018vs Q2 2017	$6.7MM$5.3MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.1MM$996.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$406.00K$142.00K
Real Estate Owned	Q2 2018vs Q2 2017	$37.00K$301.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal of South Carolina, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	Looney Tunes Savings Club
0.20%	$25	-	Statement Junior Savings
0.20%	$25	-	Statement Savings
0.20%	-	-	Christmas Club

First Federal of South Carolina, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$15k^*	-	Money Market Fund
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $15k

First Federal of South Carolina, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$2.5k^*	-	Super NOW Checking
OTHER TIERS: 0.10% → Up to $2.5k
0.05%	$100	-	Preferred Customer Checking
0.05%	-	-	First Class Seniors Account
0.05%	-	-	$250.00 Plus Checking
0.05%	$500	-	Non-Profit Organization/Sole Proprietorship

First Federal of South Carolina, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	30 Month CD
0.90%	$1k	-	18 Month CD
0.85%	$1k	-	48 Month CD
0.80%	$1k	-	15 Month Relationship CD
0.80%	$1k	-	36 Month CD
0.75%	$1k	-	12 Month CD
0.65%	$1k	-	9 Month CD
0.65%	$1k	-	15 Month CD
0.50%	$1k	-	6 Month CD
0.35%	$1k	-	91 Day CD

First Federal of South Carolina, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$100	-	30 Month IRA
0.90%	$100	-	18 Month IRA
0.60%	$100	-	12 Month IRA

Locations

First Federal of South Carolina, FSB Locations
First Federal Of South Carolina, FSB	300 Robertson Boulevard	Walterboro, SC 29488
Edisto Island Branch	428 Highway 174	Edisto Island, SC 29438
St. George Branch	5561 West Memorial Blvd	Saint George, SC 29477

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