First Federal of South Carolina, FSB is headquartered in WALTERBORO and is the 34th largest bank in the state of South Carolina. It is also the 3,375th largest bank in the nation. It was established in 1962 and as of March of 2025, it had grown to 26 employees at 2 locations. First Federal of South Carolina, FSB's CD rates are 4X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 31410 |
Year Established | 1962 |
Employees | 26 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.37% |
Return on Equity - YTD | 4.41% |
Annual Interest Income | $1.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $152.7MM$157.7MM |
Loans | Q1 2025vs Q1 2024 | $116.7MM$117.5MM |
Deposits | Q1 2025vs Q1 2024 | $132.1MM$131.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $12.3MM$10.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $956K$955K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$96K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | $0 | $50k | Kasasa Saver | ||
OTHER TIERS: 0.35% → $50k+ | |||||
0.15% | $0 | - | 18 or Less Savings Club | ||
0.15% | $0 | - | Statement Savings | ||
0.15% | $0 | - | Christmas Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $15k* | - | Money Market Fund | ||
OTHER TIERS: 0.10% → $0 - $2.5k | 0.20% → $2.5k - $15k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.25% | $100 | - | 12 Month IRA | |
0.70% | $100 | - | 30 Month IRA | |
0.65% | $100 | - | 18 Month IRA |
First Federal of South Carolina, FSB Locations | ||
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First Federal Of South Carolina, FSB | 300 Robertson Blvd | Walterboro, SC 29488 |
Edisto Island Branch | 428 Highway 174 | Edisto Island, SC 29438 |
St. George Branch | 5561 West Memorial Blvd | Saint George, SC 29477 |