First Federal Savings and Loan Association of Valdosta

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stfederalvaldosta.com

229-244-0164

411 N Patterson St
Valdosta, GA 31603

First Federal Savings and Loan Association of Valdosta is headquartered in VALDOSTA and is the 79^th largest bank in the state of Georgia. It is also the 2,716^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 43 employees at 4 locations. First Federal Savings and Loan Association of Valdosta has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	29164
Year Established	1934
Employees	43
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	6.55%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$256.5MM$223.6MM
Loans	Q1 2025vs Q1 2024	$215.1MM$195.2MM
Deposits	Q1 2025vs Q1 2024	$198.6MM$166.5MM
Equity Capital	Q1 2025vs Q1 2024	$32MM$30.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$969K$842K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$642K$2.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$264K$330K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Federal Savings and Loan Association of Valdosta.

Locations

First Federal Savings and Loan Association of Valdosta Locations
2728 North Oak Street Branch	2728 North Oak Street	Valdosta, GA 31601
First Federal Savings and Loan Association Of Vald	411 N Patterson St	Valdosta, GA 31601
Lakes Blvd. Branch	801 Lakes Blvd.	Lake Park, GA 31636
Norman Drive Branch	460 Norman Drive	Valdosta, GA 31601

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