First Federal Savings Bank of Champaign Urbana

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.356bank.com

217-356-2265

1311 S. Neil St.
Champaign, IL 61820

First Federal Savings Bank of Champaign Urbana is headquartered in CHAMPAIGN and is the 197^th largest bank in the state of Illinois. It is also the 3,054^th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 50 employees at 2 locations. First Federal Savings Bank of Champaign Urbana has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28445
Year Established	1908
Employees	50
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.94%
Return on Equity - YTD	16.4%
Annual Interest Income	$2.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$199.4MM$199.4MM
Loans	Q1 2025vs Q1 2024	$108.9MM$97.5MM
Deposits	Q1 2025vs Q1 2024	$172.5MM$174.5MM
Equity Capital	Q1 2025vs Q1 2024	$23.5MM$21.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$967K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$91K$97K
Real Estate Owned	Q1 2025vs Q1 2024	$40K$40K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Federal Savings Bank of Champaign Urbana Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	Statement Savings
0.01%	$0	-	Tony T Savings

First Federal Savings Bank of Champaign Urbana Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$200k^*	-	First Access Money Market Account
OTHER TIERS: 0.03% → $0 - $25k \| 0.05% → $25k - $50k \| 0.08% → $50k - $100k \| 0.10% → $100k - $200k
0.03%	$0	-	Club Fed Money Market Relationship Account
0.01%	$2.5k	-	Regular Money Market Account

First Federal Savings Bank of Champaign Urbana Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	Interest Checking
0.01%	$0	-	Club Fed Checking

First Federal Savings Bank of Champaign Urbana CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	4 Year CD
0.25%	$1k	-	24 Month CD
0.20%	$1k	-	18 Month CD
0.15%	$1k	-	1 Year CD
0.10%	$50k	-	182 Day CD
0.08%	$1k	-	6 Month CD
0.05%	$50k	-	30 Day CD
0.05%	$50k	-	60 Day CD
0.05%	$50k	-	90 Day CD
0.05%	$1k	-	91 Day CD

First Federal Savings Bank of Champaign Urbana IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	4 Year IRA
0.25%	$1k	-	24 Month IRA
0.20%	$1k	-	18 Month IRA
0.15%	$1k	-	18 Month Variable IRA
0.15%	$1k	-	1 Year IRA
0.10%	$50k	-	182 Day IRA
0.08%	$1k	-	6 Month IRA
0.05%	$50k	-	30 Day IRA
0.05%	$50k	-	60 Day IRA
0.05%	$50k	-	90 Day IRA
0.05%	$1k	-	91 Day IRA

Locations

First Federal Savings Bank of Champaign Urbana Locations
First Federal Savings Bank Of Champaign Urbana	1311 S Neil St	Champaign, IL 61820
Urbana Branch	301 W. Springfield Avenue	Urbana, IL 61801

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