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870-863-7000
214 North Washington Street
El Dorado, AR 71730

First Financial Bank (AR) is headquartered in El Dorado and is the 13th largest bank in the state of Arkansas. It is also the 810th largest bank in the nation. It was established in 1934 and as of December of 2016, it had grown to 269 employees at 9 locations. First Financial Bank (AR) has an A+ health rating.

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Reviews (2)

Dormant Account Monthly Fee And NO ACCESS To $

Posted by: Mike | May 8, 2017

Hadn't logged into my account since 10.25.16. Logged in today and found account dormant, zero access or visibility online after logging in. In calling to find out what was wrong, I was told they have been withdrawing a $5 penalty fee since November 2016, assessed monthly. And that the account is dormant.

I was never notified.

In fact, I have been receiving monthly emails clearly stating the account is active and that there were no causes for concern or penalties.

As of now, I have no access to my money. To get it back, they are sending me paperwork to close account. They want a copy of driver license to do so. All snail mail.

Horrible bank.

Do not recommend.

Negative stars if possible. I notified the Better Business Bureau, which already has received multiple complaints against them.

Here is a copy of the latest email less than two weeks old:



4/27/2017



Dear Mr Michael,



For the monthly qualification cycle beginning 3/22/2017 and ending 4/25/2017, you did not qualify to receive the higher rate of interest and nationwide ATM fee refunds. However, you still earned the base rate of interest on your free Kasasa Cash® account.

There’s no penalty and you still have a free checking account with no minimum balance requirements. You can make money every month with Kasasa Cash.

The next time you qualify, you will receive the higher rate of interest and refunds on ATM fees nationwide.

The chart below details your Kasasa Cash activity for this monthly qualification cycle.

Monthly Qualifications Actual Results
Have at least 12 debit card purchases post and settle 0 purchases that posted and settled
Be enrolled and receive eStatement notice Yes
Be enrolled and log into online banking No login for this cycle

First Financial Bank is thankful to have you as a Kasasa accountholder. If you’re as excited as we are about your Kasasa accounts, please share your opinion on the Kasasa Facebook Ratings & Reviews Page.

If you have any questions regarding your Kasasa Cash account, please feel free to email us at customerservice@ffb1.com or call us at (870) 863-7000 or toll free at (800) 562-6896 and we'll be happy to assist. Please be aware that email sent over the internet may not be secure or error-free, so we recommend you never use email to send personally identifiable financial information to First Financial Bank.



Thank you for your business,
First Financial Bank
Member FDIC



"Confidentiality Statement--The information contained in this electronic message is intended only for the use of the addressee and may contain information that is confidential, privileged, and/or otherwise protected from disclosure under applicable law. If you are not the intended recipient, or the employee or agent responsible for delivering this electronic message to the intended recipient, you are not authorized to read this electronic message and are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. This electronic message does not waive any confidence or privilege. If you have received this communication in error, please notify abuse@ffb1.com."

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Details

FFB1 Not Available

Posted by: Barmstro | Apr 3, 2013

I tried signing up for this one and the response after completing the entire process was "We are currently not accepting applications outside of our existing market areas".  So this shouldn't be listed as nationally available.



Health
A+

Health Grade Components

Overall
FDIC Certificate #28905
Year Established1934
Employees269
Primary RegulatorFED
Profit Margin
Return on Assets - YTD3.6%
Return on Equity - YTD29.04%
Annual Interest Income$46.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$916.9MM$866.5MM
LoansQ4 2016vs Q4 2015$778.2MM$753.2MM
DepositsQ4 2016vs Q4 2015$678.7MM$640.8MM
Equity CapitalQ4 2016vs Q4 2015$113.6MM$104.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$10.5MM$9.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.9MM$2.4MM
Real Estate OwnedQ4 2016vs Q4 2015$5.6MM$9.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Bank (AR) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+

First Financial Bank (AR) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
Locations


First Financial Bank (AR) Locations
122 West Seventh Street Branch122 West Seventh StreetSmackover, AR 71762
Washington Street Branch214 North WashingtonEl Dorado, AR 71730
First Financial Bank315 West Main StreetEl Dorado, AR 71730
East Main Branch2300 East MainEl Dorado, AR 71730
318 Griffith Street Branch318 Griffith StreetEl Dorado, AR 71730
Timberlane Branch500 TimberlaneEl Dorado, AR 71730
First Financial Bank Cantrell Branch12921 Cantrell RoadLittle Rock, AR 72223
Carthage Bank Branch510 Hwy 35 SCarthage, MS 39051
Senatobia Branch700 N Robinson StSenatobia, MS 38668