First Financial Bank (AR) is headquartered in El Dorado and is the 12th largest bank in the state of Arkansas. It is also the 749th largest bank in the nation. It was established in 1934 and as of June of 2019, it had grown to 317 employees at 12 locations. First Financial Bank (AR) has an A health rating.
Moving my money from Consumers Credit Union because they changed their terms.
I had this account on the back burner since they lowered their rates years ago.
I just found out that they are back up to 4.07%
for up to $15,000 with 12 charges, e-statements, and online banking. I always heard to keep it simple stupid.
The people at FFB were very helpful to me today.
They are ordering new cards for me.
9/19/2019 things are still going good.
I went to the branch in Little Rock, Arkansas to open the kasasa cash checking account and the Manager's attitude was so unpleasant and unprofessional towards me that I just walked out of the bank and took my business to another bank that offered the same type of product and was very welcoming and pleasant.
Hadn't logged into my account since 10.25.16. Logged in today and found account dormant, zero access or visibility online after logging in. In calling to find out what was wrong, I was told they have been withdrawing a $5 penalty fee since November 2016, assessed monthly. And that the account is dormant.
I was never notified.
In fact, I have been receiving monthly emails clearly stating the account is active and that there were no causes for concern or penalties.
As of now, I have no access to my money. To get it back, they are sending me paperwork to close account. They want a copy of driver license to do so. All snail mail.
Do not recommend.
Negative stars if possible. I notified the Better Business Bureau, which already has received multiple complaints against them.
Here is a copy of the latest email less than two weeks old:
Dear Mr Michael,
For the monthly qualification cycle beginning 3/22/2017 and ending 4/25/2017, you did not qualify to receive the higher rate of interest and nationwide ATM fee refunds. However, you still earned the base rate of interest on your free Kasasa Cash® account.
There’s no penalty and you still have a free checking account with no minimum balance requirements. You can make money every month with Kasasa Cash.
The next time you qualify, you will receive the higher rate of interest and refunds on ATM fees nationwide.
The chart below details your Kasasa Cash activity for this monthly qualification cycle.
Monthly Qualifications Actual Results
Have at least 12 debit card purchases post and settle 0 purchases that posted and settled
Be enrolled and receive eStatement notice Yes
Be enrolled and log into online banking No login for this cycle
First Financial Bank is thankful to have you as a Kasasa accountholder. If you’re as excited as we are about your Kasasa accounts, please share your opinion on the Kasasa Facebook Ratings & Reviews Page.
If you have any questions regarding your Kasasa Cash account, please feel free to email us at [email protected] or call us at (870) 863-7000 or toll free at (800) 562-6896 and we'll be happy to assist. Please be aware that email sent over the internet may not be secure or error-free, so we recommend you never use email to send personally identifiable financial information to First Financial Bank.
Thank you for your business,
First Financial Bank
"Confidentiality Statement--The information contained in this electronic message is intended only for the use of the addressee and may contain information that is confidential, privileged, and/or otherwise protected from disclosure under applicable law. If you are not the intended recipient, or the employee or agent responsible for delivering this electronic message to the intended recipient, you are not authorized to read this electronic message and are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. This electronic message does not waive any confidence or privilege. If you have received this communication in error, please notify [email protected]"
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Last account activity: 16 hours ago
|FDIC Certificate #||28905|
|Return on Assets - YTD||2.37%|
|Return on Equity - YTD||18.47%|
|Annual Interest Income||$28.9MM|
|Assets and Liabilities|
|Assets||Q2 2019vs Q2 2018||$1.06B$999.6MM|
|Loans||Q2 2019vs Q2 2018||$901.9MM$844.9MM|
|Deposits||Q2 2019vs Q2 2018||$810.1MM$752.5MM|
|Equity Capital||Q2 2019vs Q2 2018||$138.7MM$129.1MM|
|Loan Loss Allowance||Q2 2019vs Q2 2018||$10.6MM$10.4MM|
|Unbacked Noncurrent Loans||Q2 2019vs Q2 2018||$2.3MM$4.1MM|
|Real Estate Owned||Q2 2019vs Q2 2018||$5.8MM$4.5MM|
Always verify rates and promotions with the bank or credit union. We are not First Financial Bank (AR); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|OTHER TIERS: 0.50% → $15k+|
|Carthage Bank Branch||510 Hwy 35 S||Carthage, MS 39051|
|El Dorado Branches|
|Washington Street Branch||214 North Washington||El Dorado, AR 71730|
|First Financial Bank||315 West Main Street||El Dorado, AR 71730|
|East Main Branch||2300 East Main||El Dorado, AR 71730|
|318 Griffith Street Branch||318 Griffith Street||El Dorado, AR 71730|
|Timberlane Branch||500 Timberlane||El Dorado, AR 71730|
|Little Rock Branches|
|Little Rock Branch||1501 North University Avenue||Little Rock, AR 72207|
|Mena Main Branch||600 Highway 71 South||Mena, AR 71953|
|Senatobia Branch||700 N Robinson St||Senatobia, MS 38668|
|122 West Seventh Street Branch||122 West Seventh Street||Smackover, AR 71762|