First Financial Bank (AR)

Overview / Commentary
214 North Washington Street
El Dorado, AR 71730

First Financial Bank (AR) is headquartered in El Dorado and is the 12th largest bank in the state of Arkansas. It is also the 749th largest bank in the nation. It was established in 1934 and as of June of 2019, it had grown to 317 employees at 12 locations. First Financial Bank (AR) has an A health rating.

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Reviews (5)

Reactivating Account

Posted by: kiwi | Oct 3, 2018

Moving my money from Consumers Credit Union because they changed their terms.
I had this account on the back burner since they lowered their rates years ago.
I just found out that they are back up to 4.07%
for up to $15,000 with 12 charges, e-statements, and online banking. I always heard to keep it simple stupid.
The people at FFB were very helpful to me today.
They are ordering new cards for me.
9/19/2019 things are still going good.

This Bank Is Horrible!

Posted by: MrsL | Jan 27, 2019

They are stealing money from customers! And they have no after hours customer service number for you to contact ! Duh....what bank does that?

Terrible Cutomer Service!

Posted by: Human | Jan 24, 2019

I went to the branch in Little Rock, Arkansas to open the kasasa cash checking account and the Manager's attitude was so unpleasant and unprofessional towards me that I just walked out of the bank and took my business to another bank that offered the same type of product and was very welcoming and pleasant.

Dormant Account Monthly Fee And NO ACCESS To $

Posted by: Mike | May 8, 2017

Hadn't logged into my account since 10.25.16. Logged in today and found account dormant, zero access or visibility online after logging in. In calling to find out what was wrong, I was told they have been withdrawing a $5 penalty fee since November 2016, assessed monthly. And that the account is dormant.

I was never notified.

In fact, I have been receiving monthly emails clearly stating the account is active and that there were no causes for concern or penalties.

As of now, I have no access to my money. To get it back, they are sending me paperwork to close account. They want a copy of driver license to do so. All snail mail.

Horrible bank.

Do not recommend.

Negative stars if possible. I notified the Better Business Bureau, which already has received multiple complaints against them.

Here is a copy of the latest email less than two weeks old:


Dear Mr Michael,

For the monthly qualification cycle beginning 3/22/2017 and ending 4/25/2017, you did not qualify to receive the higher rate of interest and nationwide ATM fee refunds. However, you still earned the base rate of interest on your free Kasasa Cash® account.

There’s no penalty and you still have a free checking account with no minimum balance requirements. You can make money every month with Kasasa Cash.

The next time you qualify, you will receive the higher rate of interest and refunds on ATM fees nationwide.

The chart below details your Kasasa Cash activity for this monthly qualification cycle.

Monthly Qualifications Actual Results
Have at least 12 debit card purchases post and settle 0 purchases that posted and settled
Be enrolled and receive eStatement notice Yes
Be enrolled and log into online banking No login for this cycle

First Financial Bank is thankful to have you as a Kasasa accountholder. If you’re as excited as we are about your Kasasa accounts, please share your opinion on the Kasasa Facebook Ratings & Reviews Page.

If you have any questions regarding your Kasasa Cash account, please feel free to email us at [email protected] or call us at (870) 863-7000 or toll free at (800) 562-6896 and we'll be happy to assist. Please be aware that email sent over the internet may not be secure or error-free, so we recommend you never use email to send personally identifiable financial information to First Financial Bank.

Thank you for your business,
First Financial Bank
Member FDIC

"Confidentiality Statement--The information contained in this electronic message is intended only for the use of the addressee and may contain information that is confidential, privileged, and/or otherwise protected from disclosure under applicable law. If you are not the intended recipient, or the employee or agent responsible for delivering this electronic message to the intended recipient, you are not authorized to read this electronic message and are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. This electronic message does not waive any confidence or privilege. If you have received this communication in error, please notify [email protected]"

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0.58 GB (3%) of 15 GB used
Terms - Privacy
Last account activity: 16 hours ago

FFB1 Not Available

Posted by: Barmstro | Apr 3, 2013

I tried signing up for this one and the response after completing the entire process was "We are currently not accepting applications outside of our existing market areas".  So this shouldn't be listed as nationally available.


Health Grade Components

FDIC Certificate #28905
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.37%
Return on Equity - YTD18.47%
Annual Interest Income$28.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.06B$999.6MM
LoansQ2 2019vs Q2 2018$901.9MM$844.9MM
DepositsQ2 2019vs Q2 2018$810.1MM$752.5MM
Equity CapitalQ2 2019vs Q2 2018$138.7MM$129.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$10.6MM$10.4MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.3MM$4.1MM
Real Estate OwnedQ2 2019vs Q2 2018$5.8MM$4.5MM
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Always verify rates and promotions with the bank or credit union. We are not First Financial Bank (AR); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Bank (AR) Savings Account Rates

1.00%-$50kKasasa Saver

First Financial Bank (AR) Checking Account Rates

4.07%*-$15kKasasa Cash
OTHER TIERS: 0.50% $15k+

Cities: Carthage, El Dorado, Little Rock, Mena, Senatobia, Smackover

Carthage Branches
Carthage Bank Branch510 Hwy 35 SCarthage, MS 39051

El Dorado Branches
Washington Street Branch214 North WashingtonEl Dorado, AR 71730
First Financial Bank315 West Main StreetEl Dorado, AR 71730
East Main Branch2300 East MainEl Dorado, AR 71730
318 Griffith Street Branch318 Griffith StreetEl Dorado, AR 71730
Timberlane Branch500 TimberlaneEl Dorado, AR 71730

Little Rock Branches
Little Rock Branch1501 North University AvenueLittle Rock, AR 72207

Mena Branches
Mena Main Branch600 Highway 71 SouthMena, AR 71953

Senatobia Branches
Senatobia Branch700 N Robinson StSenatobia, MS 38668

Smackover Branches
122 West Seventh Street Branch122 West Seventh StreetSmackover, AR 71762

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.