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First Financial Credit Union

Popular Accounts at this Credit Union

2.75%5-year CD60 Month Regular CD
1.70%2-year CD24 Month Regular CD
2.75%5-year IRA60 Month Regular IRA

Overview / Commentary
1600 W Cameron Ave
West Covina, CA 91790

First Financial Credit Union is headquartered in West Covina and is the 74th largest credit union in the state of California. It is also the 480th largest credit union in the nation. It was established in 1974 and as of September of 2017, it had grown to 149 employees and 31,558 members. First Financial Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in First Financial Credit Union is open to active and retired members of the California Teachers Association (CTA) and its subsidiaries, as well as employees of CTA; members of six California education associations; and (2) employees of Spectrum Communications, Three Valleys Municipal Water District, and over 70 area Select Employer Groups.
See current membership details

Related Posts

First Financial CU (CA) Boosts 60-Month CD Rate - 10/9/2017

First Financial CU (CA) has added 87 bps to its 60-month Share Certificate (2.75% APY). Minimum opening deposit is $500, with no balance cap. Also as an IRA.

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Reviews (2)

First Financial satisfied customer

Posted by: Tobin | Aug 7, 2015

Although my local physical branch closed down and the remaining branches are inconveniently located, this credit union shares access with tons of other credit unions' ATM's, so that hasn't been a problem. And since I do most of my banking online, and their system is adequate, I haven't needed a physical branch anyway. If I have any issues, I can always contact customer service by phone and they take care of everything. I recently took out an auto loan and the process was simple and easy over the phone and through email. I've always had helpful and cheerful experiences with customer service. I've had terrible experiences with several of the major banks in the past, which is why I switched to First Financial Credit Union in the first place. I've been a satisfied customer ever since.

Beware Of This Credit Union

Poorly run, poorly managed, extremely high turn over in staff and management. Expenses and overhead are out of control. Very difficult to get a loan approved and funded. Getting a simple task done from the call center is a ordeal mainly due to management and staff unprepared and unable to perform the tasks. They staff lacks training and tenure with the company to handle the most remedial function. Beware, do not open an account or take a loan out with this poorly managed credit union. You will regret it.


Health Grade Components

NCUA #24875
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.85%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ3 2017$571.7MM
LoansQ3 2017$448.0MM
DepositsQ3 2017$526.3MM
Equity CapitalQ3 2017$42.7MM
Loan Loss AllowanceQ3 2017$1.8MM
Unbacked Noncurrent LoansQ3 2017$1.6MM
Real Estate OwnedQ3 2017$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Credit Union Savings Account Rates

0.60%$500-Super Savers With 3 electives
0.40%$500-Super Savers With 2 electives
0.30%$500-Super Savers With 1 elective
0.25%$500-Super Saver Plus Direct Deposit or Payroll Deduction
0.15%$500-Super Saver Plus Checking Account
0.10%$500-Super Savers With no electives
0.03%$100-Savings Account
0.03%--Student Savings
0.03%$50-Flexible Savers
0.03%$50-Summer Savers
0.03%--IRA Savings

First Financial Credit Union Money Market Rates

0.35%*$100k*-Money Market
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $100k

First Financial Credit Union Checking Account Rates

0.15%$1k-Prime Checking

First Financial Credit Union CD Rates

2.75%$500-60 Month Regular CD
1.80%$500-36 Month Regular CD
1.70%$500-24 Month Regular CD
1.60%$500-18 Month Regular CD
1.50%$500-12 Month Regular CD
0.60%$500-6 Month Regular CD
0.50%$500-3 Month Regular CD

First Financial Credit Union IRA Rates

2.75%$500-60 Month Roth IRA
2.75%$500-60 Month Regular IRA
1.80%$500-36 Month Regular IRA
1.80%$500-36 Month Roth IRA
1.80%$500-36 Month CESA IRA
1.70%$500-24 Month Regular IRA
1.60%$500-18 Month Regular IRA
1.50%$500-12 Month Regular IRA
0.60%$500-6 Month Regular IRA
0.50%$500-3 Month Regular IRA

Sorry, but we do not have location data for First Financial Credit Union. Its headquarters is located at 1600 W Cameron Ave - West Covina, CA 91790