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First Financial Credit Union (NM)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ffnm.org
505-766-5600
4910 Union Way Ne
Albuquerque, NM 87107

First Financial Credit Union (NM) is headquartered in Albuquerque and is the 8th largest credit union in the state of New Mexico. It is also the 466th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 276 employees and 93,551 members at 18 locations. First Financial Credit Union (NM)'s money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

First Financial Credit Union offers membership to anyone who lives or works anywhere in New Mexico.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68244
Year Chartered1937
Employees276
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD5.24%
Annual Interest Income$11.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$964.7MM$913.7MM
LoansQ1 2025vs Q1 2024$661MM$651.2MM
DepositsQ1 2025vs Q1 2024$872.7MM$820.6MM
Equity CapitalQ1 2025vs Q1 2024$65MM$60.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.7MM$7.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.7MM$4.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Credit Union (NM) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$0-IDA Savings Account
0.50%$0-Christmas Club Account
0.50%$0-Vacation Club Account
0.35%$5-Primary Savings Account
0.35%$5-Kirby Kids Savings Account
0.15%$0-Secondary Savings Account
0.15%$0-Special Savings Account

First Financial Credit Union (NM) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$250k*-Money Market Account
OTHER TIERS: 0.30% → $0 - $25 | 1.51% → $25 - $2.5k | 1.76% → $2.5k - $50k | 2.02% → $50k - $250k

First Financial Credit Union (NM) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%*$0$15kKasasa Cash
OTHER TIERS: 0.92% → $15k+

First Financial Credit Union (NM) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$25k-6 Month Jumbo CD
4.13%$1k-6 Month CD
4.13%$250-6 Month 1st CD
4.13%$500-6 Month Kirby Kid CD
3.87%$25k-12 Month Jumbo CD
3.76%$1k-12 Month CD
3.76%$250-12 Month 1st CD
3.76%$500-12 Month Kirby Kid CD
3.66%$25k-18 Month Jumbo CD
3.66%$25k-24 Month Jumbo CD
3.56%$1k-18 Month CD
3.56%$1k-24 Month CD
3.56%$25k-30 Month Jumbo CD
3.56%$250-18 Month 1st CD
3.56%$250-24 Month 1st CD
3.56%$500-18 Month Kirby Kid CD
3.56%$500-24 Month Kirby Kid CD
3.45%$1k-30 Month CD
3.45%$25k-36 Month Jumbo CD
3.45%$250-30 Month 1st CD
3.45%$500-30 Month Kirby Kid CD
3.35%$1k-36 Month CD
3.35%$250-36 Month 1st CD
3.35%$500-36 Month Kirby Kid CD
3.14%$25k-48 Month Jumbo CD
3.14%$25k-60 Month Jumbo CD
3.14%$25k-3 Month Jumbo CD
3.04%$1k-3 Month CD
3.04%$1k-48 Month CD
3.04%$1k-60 Month CD
3.04%$250-3 Month 1st CD
3.04%$250-48 Month 1st CD
3.04%$250-60 Month 1st CD
3.04%$500-3 Month Kirby Kid CD
3.04%$500-48 Month Kirby Kid CD
3.04%$500-60 Month Kirby Kid CD

First Financial Credit Union (NM) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%$25k-6 Month Jumbo IRA Certificate
4.13%$500-6 Month IRA Certificate
3.87%$25k-12 Month Jumbo IRA Certificate
3.76%$500-12 Month IRA Certificate
3.66%$25k-18 Month Jumbo IRA Certificate
3.66%$25k-24 Month Jumbo IRA Certificate
3.56%$500-18 Month IRA Certificate
3.56%$500-24 Month IRA Certificate
3.56%$25k-30 Month Jumbo IRA Certificate
3.45%$500-30 Month IRA Certificate
3.45%$25k-36 Month Jumbo IRA Certificate
3.35%$500-36 Month IRA Certificate
3.14%$25k-3 Month Jumbo IRA Certificate
3.14%$25k-48 Month Jumbo IRA Certificate
3.14%$25k-60 Month Jumbo IRA Certificate
3.04%$500-3 Month IRA Certificate
3.04%$500-48 Month IRA Certificate
3.04%$500-60 Month IRA Certificate
0.45%$0-IRA Savings Account
Locations

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