First Financial Federal Credit Union is headquartered in Freehold and is the 16th largest credit union in the state of New Jersey. It is also the 1,230th largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 38 employees and 16,383 members at 4 locations. First Financial Federal Credit Union has a D health rating.
Membership in First Financial Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Monmouth or Ocean Counties in New Jersey.
See current membership details
I heard about First Financial through my employer and refinanced my auto loan through them. The process was very easy and it saved me a lot of money! The branch staff was friendly and knowledgeable. What a breath of fresh air coming from a bank. I would highly recommend this institution.
The quality of service has dropped tremendously the last couple of years. You can't get through on the phone anymore, and you can't speak to anyone above a supervisor level. You used to be able to call and get someone who could handle your phone call and help you out. Now it's just rude an anonymous phone clerk who think they are judge judy. They have final say and they won't let you talk to anyone. They put you in the system so you keep getting the same annoying supervisor. They won't even give you another supervisor. It's a shame. Me and my family had to stop using them and switch to our neighborhood TD bank where everyone is nice to us again.
Overall | |
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NCUA # | 1021 |
Year Chartered | 1936 |
Employees | 38 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.45% |
Return on Equity - YTD | 18.7% |
Annual Interest Income | $3.1MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $209.2MM$213.0MM |
Loans | Q2 2023vs Q2 2022 | $100.0MM$87.3MM |
Deposits | Q2 2023vs Q2 2022 | $203.5MM$207.8MM |
Equity Capital | Q2 2023vs Q2 2022 | $5.1MM$5.1MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$4.0MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $4.3MM$6.1MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.03%* | $1k* | $50k | Premium Money Market | ||
OTHER TIERS: 0.01% → $100k+ | 0.02% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05% | $1k | - | First Class Checking | ||
0.05% | - | - | Free Business Checking | ||
0.05% | - | - | Premium Business Checking | ||
0.03%* | $25k* | $100k | High Yield Checking | ||
OTHER TIERS: 0.01% → $100k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $500 | - | 36 Month IRA | |
0.25% | $500 | - | 48 Month IRA | |
0.25% | $500 | - | 60 Month IRA | |
0.25% | $500 | - | 72 Month IRA | |
0.10% | $500 | - | 12 Month IRA | |
0.10% | $500 | - | 24 Month IRA |
First Financial Federal Credit Union Locations | ||
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Branch Office | 783 Wayside Rd | Neptune, NJ 07753 |
Branch Office | 391 US Highway 9 | Freehold, NJ 07728-8562 |
Branch Office | 1360 Route 9 | Toms River, NJ 08755 |
Branch Office | 389 US Highway 9 | Freehold, NJ 07728 |