First Financial Federal Credit Union


Overview / Commentary
732-312-1500
391 US Highway 9
Freehold, NJ 07728

First Financial Federal Credit Union is headquartered in Freehold and is the 17th largest credit union in the state of New Jersey. It is also the 1,319th largest credit union in the nation. It was established in 1936 and as of December of 2024, it had grown to 48 employees and 15,042 members at 4 locations. First Financial Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in First Financial Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Monmouth or Ocean Counties in New Jersey.
See current membership details

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Health
C+

Health Grade Components

Overall
NCUA #1021
Year Chartered1936
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD21.48%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$185.2MM$194.4MM
LoansQ4 2024vs Q4 2023$109.8MM$104.8MM
DepositsQ4 2024vs Q4 2023$175.4MM$187.7MM
Equity CapitalQ4 2024vs Q4 2023$9.6MM$6.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.7MM$3.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.3MM$4.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$1$50kBase Savings
OTHER TIERS: 0.01% $250k+ | 0.02% $50k - $250k
0.03%$100-Special Savings
0.03%$100-Kids Accounts
0.03%$100-Holiday Club
0.03%$100-Summer Savings

First Financial Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$1k*$50kPremium Money Market
OTHER TIERS: 0.01% $100k+ | 0.02% $50k - $100k

First Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-First Class Checking
0.05%$0-Free Business Checking
0.05%$0-Premium Business Checking
0.03%*$25k*$100kHigh Yield Checking
OTHER TIERS: 0.01% $100k+

First Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-36 Month Savings Certificate
0.25%$500-48 Month Savings Certificate
0.25%$500-60 Month Savings Certificate
0.25%$500-72 Month Savings Certificate
0.25%$50k-36 Month Mini Jumbo Savings Certificate
0.25%$50k-48 Month Mini Jumbo Savings Certificate
0.25%$50k-60 Month Mini Jumbo Savings Certificate
0.25%$50k-72 Month Mini Jumbo Savings Certificate
0.20%$500-24 Month Savings Certificate
0.20%$50k-24 Month Mini Jumbo Savings Certificate
0.15%$500-18 Month Savings Certificate
0.15%$50k-18 Month Mini Jumbo Savings Certificate
0.10%$500-12 Month Savings Certificate
0.10%$50k-12 Month Mini Jumbo Savings Certificate
0.05%$500-9 Month Savings Certificate
0.05%$50k-9 Month Mini Jumbo Savings Certificate
0.01%$500-6 Month Savings Certificate
0.01%$50k-6 Month Mini Jumbo Savings Certificate

First Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-36 Month IRA
0.25%$500-48 Month IRA
0.25%$500-60 Month IRA
0.25%$500-72 Month IRA
0.10%$500-12 Month IRA
0.10%$500-24 Month IRA
0.03%$100-IRA Savings
Locations


First Financial Federal Credit Union Locations
Branch Office783 Wayside RdNeptune, NJ 07753
Branch Office391 US Highway 9Freehold, NJ 07728-8562
Branch Office1360 Route 9Toms River, NJ 08755
Branch Office389 US Highway 9Freehold, NJ 07728

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