First Flight Federal Credit Union


Overview / Commentary
919-233-5237
1815 Kildaire Farm Rd Suite A
Cary, NC 27518

First Flight Federal Credit Union is headquartered in Cary and is the 19th largest credit union in the state of North Carolina. It is also the 1,125th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 61 employees and 19,679 members at 6 locations. First Flight Federal Credit Union's money market rates are 9X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in First Flight Federal Credit Union is open to anyone through a $5 donation to the Capital Area Preservation Club. Membership is also open to those who live, work, or worship in the North Carolina counties of Beaufort, Craven, Carteret, Greene, Hyde, Jones, Lenoir, Pamlico, or Pitt. Employees and members of more than 350 SEGs also qualify for membership, as do blood relatives of current First Flight FCU members. Complete details on are listed on the first page of the online application.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #7870
Year Chartered1952
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.79%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$252.5MM$231.1MM
LoansQ1 2025vs Q1 2024$152.2MM$129.6MM
DepositsQ1 2025vs Q1 2024$221.2MM$199.3MM
Equity CapitalQ1 2025vs Q1 2024$29.2MM$29MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.8MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$603K$914K
Real Estate OwnedQ1 2025vs Q1 2024$0$58K
Rates
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Always verify rates and promotions with the bank or credit union. We are not First Flight Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First Flight Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Share Savings Account
OTHER TIERS: 0.05% $25 - $10k
0.10%*$10k*-Custodial Account
OTHER TIERS: 0.05% $25 - $10k
0.10%*$10k*-Estate Account
OTHER TIERS: 0.05% $25 - $10k
0.10%*$10k*-Agency Account
OTHER TIERS: 0.05% $25 - $10k
0.10%*$10k*-Trust Account
OTHER TIERS: 0.05% $25 - $10k
0.10%$25-Christmas Club Account
0.10%$100-Educational IRA Shares Account
0.10%$5-First Flight Plus Savings

First Flight Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$10k$50kPrestige Money Market Promo
1.51%*$50k*-Money Market Account
OTHER TIERS: 1.00% $1k - $10k | 1.26% $10k - $50k
1.51%*$50k*-Business Money Market Account
OTHER TIERS: 1.00% $1k - $10k | 1.26% $10k - $50k

First Flight Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Prestige Checking

First Flight Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%*$10k*-12 Month Share Certificate
OTHER TIERS: 4.13% $500 - $10k
3.30%*$10k*-18 Month Share Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-24 Month Share Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-36 Month Share Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-48 Month Share Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-60 Month Share Certificate
OTHER TIERS: 3.20% $500 - $10k
2.02%*$10k*-90 Day Share Certificate
OTHER TIERS: 1.92% $500 - $10k
2.02%*$10k*-180 Day Share Certificate
OTHER TIERS: 1.92% $500 - $10k

First Flight Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.23%*$10k*-12 Month IRA Certificate
OTHER TIERS: 4.13% $500 - $10k
3.30%*$10k*-18 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-24 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-36 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-48 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $10k
3.30%*$10k*-60 Month IRA Certificate
OTHER TIERS: 3.20% $500 - $10k
0.10%$100-IRA Shares Account
0.10%$100-Roth IRA Conversion Shares Account
0.10%$100-Roth IRA Shares Account
Locations


First Flight Federal Credit Union Locations
Branch Office400 Village Walk Dr Suite 106Holly Springs, NC 27540
Branch Office1232 E Main StHavelock, NC 28532
Branch Office4501 Arendell StMorehead City, NC 28557
Branch Office3530 S Memorial DrGreenville, NC 27834
Branch Office1815 Kildaire Farm Rd Suite ACary, NC 27518
Branch Office3127 M L King Jr BlvdNew Bern, NC 28562-5213

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