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Community Choice Credit Union (MI)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.communitychoicecu.com
877-243-2528
31155 Northwestern Hwy
Farmington Hills, MI 48334

Community Choice Credit Union (MI) is headquartered in Farmington Hills and is the 12th largest credit union in the state of Michigan. It is also the 265th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 364 employees and 114,915 members at 24 locations. Community Choice Credit Union (MI) has a B+ health rating.

Field of Membership Restrictions

Community Choice Credit Union membership is open to anyone who resides, worships, or works in Michigan, or is an employee or retiree of General Motors, Kelly Services, Conrail, or AmTrack. Eligibility also extends to immediate family of current credit union members. (Membership requirements are listed in the credit union's online application)
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #64880
Year Chartered1935
Employees364
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.33%
Annual Interest Income$23.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.89B$1.84B
LoansQ1 2025vs Q1 2024$1.46B$1.35B
DepositsQ1 2025vs Q1 2024$1.58B$1.57B
Equity CapitalQ1 2025vs Q1 2024$160.1MM$146MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11MM$8.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.1MM$5.4MM
Real Estate OwnedQ1 2025vs Q1 2024$95K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Choice Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$5$500Captain Choice
OTHER TIERS: 0.01% → $500 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.40% → $250k - $500k | 0.50% → $500k+
1.00%*$5$500My Choice
OTHER TIERS: 0.01% → $500 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.40% → $250k - $500k | 0.50% → $500k+
0.50%*$500k*-Choice Saving
OTHER TIERS: 0.01% → $100 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.40% → $250k - $500k
0.50%*$500k*-Choice Goals
OTHER TIERS: 0.01% → $100 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | 0.40% → $250k - $500k
0.05%$100-Business Savings

Community Choice Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$5m*-Business Money Market
OTHER TIERS: 0.25% → $10k - $50k | 2.00% → $50k - $100k | 2.25% → $100k - $250k | 2.50% → $250k - $5m

Community Choice Credit Union (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$5m*-IOLTA Checking
OTHER TIERS: 2.50% → $0 - $5m
2.75%*$500k*-Choice Checking
OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.50% → $25k - $50k | 2.00% → $50k - $100k | 2.25% → $100k - $250k | 2.50% → $250k - $500k

Community Choice Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-7 Month Certificate Special
4.00%$500-15 Month Certificate Special
3.50%$500-25 Month Certificate Special
0.50%$500-5 Year Certificate
0.40%$500-4 Year Certificate
0.35%$500-3 Year Certificate
0.30%$500-2 Year Certificate
0.25%$500-1 Year Certificate
0.15%$500-6 Month Certificate
0.10%$500-3 Month Certificate

Community Choice Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-7 Month IRA Special
4.00%$500-15 Month IRA Special
3.50%$500-25 Month IRA Special
0.25%$100-1 Year IRA
0.15%$100-6 Month IRA
0.05%$100-Daily IRA
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