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Overview / Commentary
888-375-3093
400 Guaranty Square
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 8th largest bank in the state of Louisiana. It is also the 515th largest bank in the nation. It was established in 1934 and as of December of 2016, it had grown to 293 employees at 21 locations. First Guaranty Bank's savings rates are 42% higher than the national average, and it has a B health rating.

Reviews (1)

this bank was good for general banking needs.

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.



Health

Health Grade Components

Overall
FDIC Certificate #14028
Year Established1934
Employees293
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.89%
Annual Interest Income$58.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.50B$1.46B
LoansQ4 2016vs Q4 2015$937.8MM$832.2MM
DepositsQ4 2016vs Q4 2015$1.34B$1.31B
Equity CapitalQ4 2016vs Q4 2015$141.2MM$140.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$11.1MM$9.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$20.3MM$18.3MM
Real Estate OwnedQ4 2016vs Q4 2015$359.00K$1.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.74%$100-Public Fund Savings
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm
0.35%*$1m*-Business Premium Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm

First Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Guaranty Plus Checking
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm

First Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year CD
1.50%$500-6 Year CD
1.50%$500-7 Year CD
1.50%$500-8 Year CD
1.35%$500-4 Year CD
1.05%$500-3 Year CD
0.90%$500-2 Year CD
0.60%$500-18 Month CD
0.45%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year IRA
1.50%$500-6 Year IRA
1.50%$500-7 Year IRA
1.50%$500-8 Year IRA
1.50%$500-5 Year CESA
1.50%$500-6 Year CESA
1.50%$500-7 Year CESA
1.50%$500-8 Year CESA
1.35%$500-4 Year IRA
1.35%$500-4 Year CESA
1.05%$500-3 Year IRA
1.05%$500-3 Year CESA
0.90%$500-2 Year IRA
0.90%$500-2 Year CESA
0.76%$500-1 Year Target IRA
0.76%$500-1 Year Target CESA
0.60%$500-18 Month IRA
0.60%$500-18 Month CESA
0.45%$500-1 Year IRA
0.45%$500-1 Year CESA
0.30%$500-6 Month IRA
0.30%$500-6 Month CESA
Locations

First Guaranty Bank has 21 locations. Click to view all First Guaranty Bank locations.