First Guaranty Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.00% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.55% | 1-year CD | 1 Year CD |
| 0.05% | Savings | Regular Savings |
First Guaranty Bank is headquartered in Hammond and is the 5th largest bank in the state of Louisiana. It is also the 465th largest bank in the nation. It was established in 1934 and as of December of 2017, it had grown to 338 employees at 27 locations. First Guaranty Bank's CD rates are 72% higher than the national average, and it has an A health rating.
this bank was good for general banking needs.
This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14028 |
| Year Established | 1934 |
| Employees | 338 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 8.72% |
| Annual Interest Income | $67.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $1.74B$1.50B |
| Loans | Q4 2017vs Q4 2016 | $1.14B$937.8MM |
| Deposits | Q4 2017vs Q4 2016 | $1.55B$1.34B |
| Equity Capital | Q4 2017vs Q4 2016 | $170.8MM$141.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $9.2MM$11.1MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $12.3MM$20.3MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $1.3MM$359.00K |
Always verify rates and promotions with the bank or credit union. We are not First Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Guaranty Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $1m* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm | |||||
| 0.05% | $100 | - | Regular Savings | ||
| 0.05% | $100 | - | Business Savings | ||
| 0.05% | - | - | Christmas Club Savings | ||
First Guaranty Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $1m* | - | Guaranty Money Market | ||
| OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm | |||||
| 0.35%* | $1m* | - | Business Guaranty Money Market | ||
| OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm | |||||
First Guaranty Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | $5k | - | Advantage Checking Account | ||
| 0.30%* | $1m* | - | Sole Proprietor Now | ||
| OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm | |||||
| 0.30%* | $1m* | - | Non-Profit Now | ||
| OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm | |||||
First Guaranty Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year CD | |
| 3.00% | $500 | - | 6 Year CD | |
| 3.00% | $500 | - | 7 Year CD | |
| 3.00% | $500 | - | 8 Year CD | |
| 2.35% | $500 | - | 4 Year CD | |
| 2.05% | $500 | - | 3 Year CD | |
| 2.00% | $500 | - | 2 Year CD | |
| 1.55% | $500 | - | 1 Year CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.15% | $500 | - | 90 Day CD | |
| 0.10% | $500 | - | 30 Day CD |
First Guaranty Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 5 Year IRA | |
| 3.00% | $500 | - | 6 Year IRA | |
| 3.00% | $500 | - | 7 Year IRA | |
| 3.00% | $500 | - | 8 Year IRA | |
| 2.35% | $500 | - | 4 Year IRA | |
| 2.05% | $500 | - | 3 Year IRA | |
| 2.00% | $500 | - | 2 Year IRA | |
| 1.73% | $500 | - | 1 Year Target IRA | |
| 1.55% | $500 | - | 1 Year IRA | |
| 0.60% | $500 | - | 18 Month IRA | |
| 0.30% | $500 | - | 6 Month IRA |
