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First Guaranty Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.45%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.05%SavingsRegular Savings
1.20% - Synchrony Bank High Yield SavingsAdvertisement
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Overview / Commentary
www.fgb.net
985-345-7685
400 East Thomas Street
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 7th largest bank in the state of Louisiana. It is also the 503rd largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 289 employees at 21 locations. First Guaranty Bank's savings rates are 94% higher than the national average, and it has a B+ health rating.

Reviews (1)

this bank was good for general banking needs.

Posted by: tomasshields | Jan 24, 2017

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.

1


Health
B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14028
Year Established1934
Employees289
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.98%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.57B$1.47B
LoansQ1 2017vs Q1 2016$982.8MM$845.4MM
DepositsQ1 2017vs Q1 2016$1.42B$1.32B
Equity CapitalQ1 2017vs Q1 2016$142.8MM$144.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$11.6MM$9.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$19.8MM$22.5MM
Real Estate OwnedQ1 2017vs Q1 2016$239.00K$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100-Public Fund Savings
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm
0.35%*$1m*-Business Guaranty Money Market
OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm

First Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-Advantage Checking Account
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm

First Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year CD
1.50%$500-6 Year CD
1.50%$500-7 Year CD
1.50%$500-8 Year CD
1.35%$500-4 Year CD
1.05%$500-3 Year CD
0.90%$500-2 Year CD
0.60%$500-18 Month CD
0.45%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year IRA
1.50%$500-6 Year IRA
1.50%$500-7 Year IRA
1.50%$500-8 Year IRA
1.35%$500-4 Year IRA
1.07%$500-1 Year Target IRA
1.05%$500-3 Year IRA
0.90%$500-2 Year IRA
0.60%$500-18 Month IRA
0.45%$500-1 Year IRA
0.30%$500-6 Month IRA
Locations

First Guaranty Bank has 26 locations. Click to view all First Guaranty Bank locations.