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First Guaranty Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
3.00%5-year CD5 Year CD
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
1.55%1-year CD1 Year CD
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.05%SavingsRegular Savings
1.30% - Nationwide Bank Online Savings Account
View all First Guaranty Bank rates »

Overview / Commentary
www.fgb.net
985-345-7685
400 East Thomas Street
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 5th largest bank in the state of Louisiana. It is also the 465th largest bank in the nation. It was established in 1934 and as of December of 2017, it had grown to 338 employees at 27 locations. First Guaranty Bank's CD rates are 72% higher than the national average, and it has an A health rating.

Reviews (1)

this bank was good for general banking needs.

Posted by: tomasshields | Jan 24, 2017

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.

1


Health
A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14028
Year Established1934
Employees338
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD8.72%
Annual Interest Income$67.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.74B$1.50B
LoansQ4 2017vs Q4 2016$1.14B$937.8MM
DepositsQ4 2017vs Q4 2016$1.55B$1.34B
Equity CapitalQ4 2017vs Q4 2016$170.8MM$141.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$9.2MM$11.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$12.3MM$20.3MM
Real Estate OwnedQ4 2017vs Q4 2016$1.3MM$359.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm
0.35%*$1m*-Business Guaranty Money Market
OTHER TIERS: 0.05% → $1,500 - $100k | 0.15% → $100k - $1mm

First Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5k-Advantage Checking Account
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% → Up to $1,500 | 0.07% → $1,500 - $100k | 0.12% → $100k - $1mm

First Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year CD
3.00%$500-6 Year CD
3.00%$500-7 Year CD
3.00%$500-8 Year CD
2.35%$500-4 Year CD
2.05%$500-3 Year CD
2.00%$500-2 Year CD
1.55%$500-1 Year CD
0.60%$500-18 Month CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year IRA
3.00%$500-6 Year IRA
3.00%$500-7 Year IRA
3.00%$500-8 Year IRA
2.35%$500-4 Year IRA
2.05%$500-3 Year IRA
2.00%$500-2 Year IRA
1.73%$500-1 Year Target IRA
1.55%$500-1 Year IRA
0.60%$500-18 Month IRA
0.30%$500-6 Month IRA
Locations

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