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Overview / Commentary
985-345-7685
400 East Thomas Street
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 6th largest bank in the state of Louisiana. It is also the 474th largest bank in the nation. It was established in 1934 and as of March of 2018, it had grown to 342 employees at 27 locations. First Guaranty Bank's CD rates are 72% higher than the national average, and it has an A health rating.

Reviews (1)

this bank was good for general banking needs.

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.



Health

Health Grade Components

Overall
FDIC Certificate #14028
Year Established1934
Employees342
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.84%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.73B$1.57B
LoansQ1 2018vs Q1 2017$1.13B$982.8MM
DepositsQ1 2018vs Q1 2017$1.56B$1.42B
Equity CapitalQ1 2018vs Q1 2017$165.7MM$142.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$9.8MM$11.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$9.1MM$19.8MM
Real Estate OwnedQ1 2018vs Q1 2017$1.3MM$239.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm
0.35%*$1m*-Business Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm

First Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5k-Advantage Checking Account
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm

First Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year CD
3.00%$500-6 Year CD
3.00%$500-7 Year CD
3.00%$500-8 Year CD
2.35%$500-4 Year CD
2.05%$500-3 Year CD
2.00%$500-2 Year CD
1.85%$500-18 Month CD
1.55%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year IRA
3.00%$500-6 Year IRA
3.00%$500-7 Year IRA
3.00%$500-8 Year IRA
2.35%$500-4 Year IRA
2.05%$500-3 Year IRA
2.00%$500-2 Year IRA
1.93%$500-1 Year Target IRA
1.85%$500-18 Month IRA
1.55%$500-1 Year IRA
0.30%$500-6 Month IRA
Locations

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