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First Guaranty Bank

Popular Accounts at this Bank

1.50%5-year CD5 Year CD
0.45%1-year CD1 Year CD
0.05%SavingsRegular Savings

Overview / Commentary
400 Guaranty Square
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 8th largest bank in the state of Louisiana. It is also the 530th largest bank in the nation. It was established in 1934 and as of September of 2016, it had grown to 290 employees at 21 locations. First Guaranty Bank has a B health rating.

Reviews (1)

this bank was good for general banking needs.

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.


Health Grade Components

FDIC Certificate #14028
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.2%
Annual Interest Income$43.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.44B$1.43B
LoansQ3 2016vs Q3 2015$900.5MM$846.9MM
DepositsQ3 2016vs Q3 2015$1.27B$1.28B
Equity CapitalQ3 2016vs Q3 2015$147.1MM$141.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$10.3MM$9.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$19.9MM$17.8MM
Real Estate OwnedQ3 2016vs Q3 2015$780.00K$2.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

0.47%$100-Public Fund Savings
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm
0.35%*$1m*-Business Premium Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm

First Guaranty Bank Checking Account Rates

0.30%*$1m*-Guaranty Plus Checking
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm

First Guaranty Bank CD Rates

1.50%$500-5 Year CD
1.50%$500-6 Year CD
1.50%$500-7 Year CD
1.50%$500-8 Year CD
1.35%$500-4 Year CD
1.05%$500-3 Year CD
0.90%$500-2 Year CD
0.60%$500-18 Month CD
0.45%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

1.50%$500-5 Year IRA
1.50%$500-6 Year IRA
1.50%$500-7 Year IRA
1.50%$500-8 Year IRA
1.50%$500-5 Year CESA
1.50%$500-6 Year CESA
1.50%$500-7 Year CESA
1.50%$500-8 Year CESA
1.35%$500-4 Year IRA
1.35%$500-4 Year CESA
1.05%$500-3 Year IRA
1.05%$500-3 Year CESA
0.90%$500-2 Year IRA
0.90%$500-2 Year CESA
0.60%$500-18 Month IRA
0.60%$500-18 Month CESA
0.52%$500-1 Year Target IRA
0.52%$500-1 Year Target CESA
0.45%$500-1 Year IRA
0.45%$500-1 Year CESA
0.30%$500-6 Month IRA
0.30%$500-6 Month CESA

First Guaranty Bank has 21 locations. Click to view all First Guaranty Bank locations.