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Overview / Commentary
985-345-7685
400 East Thomas Street
Hammond, LA 70401

First Guaranty Bank is headquartered in Hammond and is the 5th largest bank in the state of Louisiana. It is also the 473rd largest bank in the nation. It was established in 1934 and as of September of 2017, it had grown to 338 employees at 27 locations. First Guaranty Bank has an A health rating.

Reviews (1)

this bank was good for general banking needs.

This bank is a local bank that my family use. There are no fees and the people actually know you by name. I banked with them as long as I could but this bank didn't even offer a debit card. They still don't today almost a year later. It's just a basic bank account where you can cash checks or have them go direct deposit, or you write checks. there are no ATMs or debit cards. I would still be banking with them if I could have stood trying to survive without a debit card. That's about as small town as it gets.



Health

Health Grade Components

Overall
FDIC Certificate #14028
Year Established1934
Employees338
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.17%
Annual Interest Income$49.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.69B$1.44B
LoansQ3 2017vs Q3 2016$1.10B$900.5MM
DepositsQ3 2017vs Q3 2016$1.50B$1.27B
Equity CapitalQ3 2017vs Q3 2016$170.5MM$147.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$10.3MM$10.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$10.2MM$19.9MM
Real Estate OwnedQ3 2017vs Q3 2016$1.3MM$780.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Guaranty Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Health Savings Account
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.05%$100-Regular Savings
0.05%$100-Business Savings
0.05%--Christmas Club Savings

First Guaranty Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1m*-Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm
0.35%*$1m*-Business Guaranty Money Market
OTHER TIERS: 0.05% $1,500 - $100k | 0.15% $100k - $1mm

First Guaranty Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Sole Proprietor Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm
0.30%*$1m*-Non-Profit Now
OTHER TIERS: 0.05% Up to $1,500 | 0.07% $1,500 - $100k | 0.12% $100k - $1mm

First Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year CD
1.50%$500-6 Year CD
1.50%$500-7 Year CD
1.50%$500-8 Year CD
1.35%$500-4 Year CD
1.05%$500-3 Year CD
0.90%$500-2 Year CD
0.60%$500-18 Month CD
0.45%$500-1 Year CD
0.30%$500-6 Month CD
0.15%$500-90 Day CD
0.10%$500-30 Day CD

First Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year IRA
1.50%$500-6 Year IRA
1.50%$500-7 Year IRA
1.50%$500-8 Year IRA
1.35%$500-4 Year IRA
1.27%$500-1 Year Target IRA
1.05%$500-3 Year IRA
0.90%$500-2 Year IRA
0.60%$500-18 Month IRA
0.45%$500-1 Year IRA
0.30%$500-6 Month IRA
Locations

Availability