First Harrison Bank is headquartered in Corydon and is the 18th largest bank in the state of Indiana. It is also the 920th largest bank in the nation. It was established in 1891 and as of December of 2020, it had grown to 195 employees at 18 locations. First Harrison Bank has an A+ health rating.
I first used this bank when I was a kid in elementary school. My mom took me to open up my own savings account. I remember that we were there for a short time and it was pretty easy to do. I had this savings account for a very long time and eventually opened up my own savings account as an adult that did not involve a parent as a cosigner. Since then I have also opened a checking account/debit card with this bank. I have no complaints. The bank has everything I need. I mostly use the ATM. Any time I have had to go into the bank (like to cash a large check or to make a large cash deposit) there are plenty of workers and I never have to wait very long in line. I never have a problem. I am not sure how many branches of this bank there are around. I have always lived in the same small town and used the same bank. I could see it being a problem if I ever moved. I would probably go with a bigger chain (like Chase bank) if this happened.
Beware, this institution has an overdraft scam working. They post Social Security and SSI checks 3 days early, leading people to make bill payments early. Once they see you are used to the early deposit, they then without warning withhold the deposit, causing overdrafts, which of course leads to large profits for themselves. Shitting on the poor for profit is always the Capitalist mantra.
|FDIC Certificate #||31223|
|Return on Assets - YTD||1.08%|
|Return on Equity - YTD||10%|
|Annual Interest Income||$29.5MM|
|Assets and Liabilities|
|Assets||Q4 2020vs Q4 2019||$1.01B$823.0MM|
|Loans||Q4 2020vs Q4 2019||$508.3MM$470.7MM|
|Deposits||Q4 2020vs Q4 2019||$904.0MM$726.6MM|
|Equity Capital||Q4 2020vs Q4 2019||$103.7MM$91.0MM|
|Loan Loss Allowance||Q4 2020vs Q4 2019||$6.6MM$5.1MM|
|Unbacked Noncurrent Loans||Q4 2020vs Q4 2019||$1.5MM$1.8MM|
|Real Estate Owned||Q4 2020vs Q4 2019||$0$170.00K|
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