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First Hawaiian Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fhb.com
808-525-6340
999 Bishop Street
Honolulu, HI 96813

First Hawaiian Bank is headquartered in HONOLULU and is the 2nd largest bank in the state of Hawaii. It is also the 89th largest bank in the nation. It was established in 1858 and as of March of 2025, it had grown to 1,995 employees at 44 locations. First Hawaiian Bank's CD rates are 4X the national average, and it has an A health rating.

Reviews (1)

High Fee For Downloads

Posted by: |

FHB was my favorite for many years but I had to let them go due to high fees. They charge ~$10/month for any Quicken-type account downloads, something other Hawaii banks provide for free. I've found that smaller banks have many benefits such as an absence of waiting lines.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17985
Year Established1858
Employees1995
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.4%
Annual Interest Income$235.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$23.75B$24.28B
LoansQ1 2025vs Q1 2024$14.13B$14.16B
DepositsQ1 2025vs Q1 2024$20.23B$20.68B
Equity CapitalQ1 2025vs Q1 2024$2.64B$2.5B
Loan Loss AllowanceQ1 2025vs Q1 2024$166.6MM$159.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$24.4MM$21.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Hawaiian Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$1m*-Yes Saving Bonus Rate - $10,000 New Money
OTHER TIERS: 0.50% → $0 - $25k | 1.00% → $25k - $100k | 2.50% → $100k - $250k | 3.05% → $250k - $1m
1.00%*$100k*-Yes Saving - $10,000 New Money
OTHER TIERS: 0.40% → $0 - $100k
0.02%$0-Regular Savings
0.02%$0-Business Savings

First Hawaiian Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$1m*-Business MaxiMizer Savings Prime Special
OTHER TIERS: 0.02% → $0 - $25k | 1.15% → $25k - $100k | 3.00% → $100k - $250k | 3.15% → $250k - $1m
0.05%*$1m*-MaxiMizer Savings
OTHER TIERS: 0.02% → $0 - $25k | 0.03% → $25k - $100k | 0.04% → $100k - $1m
0.05%*$1m*-Business MaxiMizer Savings
OTHER TIERS: 0.02% → $0 - $25k | 0.03% → $25k - $100k | 0.04% → $100k - $1m

First Hawaiian Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$500$50k6 Month eCD Special
3.40%$1k-6 month Priority CD Special
3.35%$1k-6 Month In-Branch CD Special
3.30%$1k-12 month Priority CD Special
3.30%$500$50k12 Month eCD Special
3.25%$1k-12 Month In-Branch CD Special
3.05%$1k-3 month Priority CD Special
3.00%$1k-3 Month In-Branch CD Special
0.35%$100k-48 - 59 Month In-Branch Jumbo Priority CD
0.35%$100k-60 - 72 Month In-Branch Jumbo Priority CD
0.30%$100k-48 - 59 Month In-Branch Jumbo CD
0.30%$100k-60 - 72 Month In-Branch Jumbo CD
0.30%$1k-48 - 59 Month In-Branch Priority CD
0.30%$1k-60 - 72 Month In-Branch Priority CD
0.25%$1k-48 - 59 Month In-Branch CD
0.25%$1k-60 - 72 Month In-Branch CD
0.20%$100k-36 - 47 Month In-Branch Jumbo Priority CD
0.18%$100k-24 - 35 Month In-Branch Jumbo Priority CD
0.17%$100k-18 - 23 Month In-Branch Jumbo Priority CD
0.15%$500$50k36 Month eCD
0.15%$100k-36 - 47 Month In-Branch Jumbo CD
0.15%$100k-12 - 17 Month In-Branch Jumbo Priority CD
0.15%$1k-36 - 47 Month In-Branch Priority CD
0.14%$100k-9 - 11 Month In-Branch Jumbo Priority CD
0.13%$500$50k24 Month eCD
0.13%$100k-24 - 35 Month In-Branch Jumbo CD
0.13%$100k-3 - 5 Month In-Branch Jumbo Priority CD
0.13%$100k-6 - 8 Month In-Branch Jumbo Priority CD
0.13%$1k-24 - 35 Month In-Branch Priority CD
0.12%$500$50k18 Month eCD
0.12%$100k-18 - 23 Month In-Branch Jumbo CD
0.12%$1k-18 - 23 Month In-Branch Priority CD
0.10%$500-12 Month eCD
0.10%$1k-36 - 47 Month In-Branch CD
0.10%$100k-12 - 17 Month In-Branch Jumbo CD
0.10%$100k-30 - 90 Days In-Branch Jumbo Priority CD
0.10%$1k-12 - 17 Month In-Branch Priority CD
0.09%$500$50k9 Month eCD
0.09%$100k-9 - 11 Month In-Branch Jumbo CD
0.09%$1k-9 - 11 Month In-Branch Priority CD
0.08%$1k-24 - 35 Month In-Branch CD
0.08%$100k-3 - 5 Month In-Branch Jumbo CD
0.08%$100k-6 - 8 Month In-Branch Jumbo CD
0.08%$1k-30 - 90 Days In-Branch Priority CD
0.08%$1k-3 - 5 Month In-Branch Priority CD
0.08%$1k-6 - 8 Month In-Branch Priority CD
0.07%$1k-18 - 23 Month In-Branch CD
0.06%$500$50k6 Month eCD
0.05%$1k-12 - 17 Month In-Branch CD
0.05%$100k-30 - 90 Days In-Branch Jumbo CD
0.04%$1k-9 - 11 Month In-Branch CD
0.03%$1k-30 - 90 Days In-Branch CD
0.03%$1k-3 - 5 Month In-Branch CD
0.03%$1k-6 - 8 Month In-Branch CD

First Hawaiian Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k-12 month Priority IRA Special
3.25%$1k-12 Month In-Branch IRA Special
0.30%$1k-60 - 72 Month In-Branch Priority IRA
0.25%$1k-60 - 72 Month In-Branch IRA
0.15%$1k-48 - 59 Month In-Branch Priority IRA
0.13%$1k-36 - 47 Month In-Branch Priority IRA
0.12%$1k-24 - 35 Month In-Branch Priority IRA
0.10%$1k-48 - 59 Month In-Branch IRA
0.10%$1k-12 - 17 Month In-Branch Priority IRA
0.10%$1k-18 - 23 Month In-Branch Priority IRA
0.08%$1k-36 - 47 Month In-Branch IRA
0.07%$1k-24 - 35 Month In-Branch IRA
0.05%$1k-12 - 17 Month In-Branch IRA
0.05%$1k-18 - 23 Month In-Branch IRA
Locations

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