First Heritage Bank (KS)


Overview / Commentary
785-857-3341
620 Fourth Street
Centralia, KS 66415-0188

First Heritage Bank (KS) is headquartered in CENTRALIA and is the 73rd largest bank in the state of Kansas. It is also the 2,695th largest bank in the nation. It was established in 1882 and as of March of 2025, it had grown to 29 employees at 5 locations. First Heritage Bank (KS) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #4636
Year Established1882
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD21.22%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$261.5MM$243MM
LoansQ1 2025vs Q1 2024$156.6MM$148.2MM
DepositsQ1 2025vs Q1 2024$243.6MM$227.5MM
Equity CapitalQ1 2025vs Q1 2024$16.3MM$14MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$37K$65K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Heritage Bank (KS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$20kFree Kasasa Saver
OTHER TIERS: 0.38% $20k+

First Heritage Bank (KS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$10kFree Kasasa Cash® Checking
OTHER TIERS: 0.25% $10k+
Locations


First Heritage Bank (KS) Locations
Vermillion Branch300 Main StreetVermillion, KS 66544
Corning Branch510 Main StreetCorning, KS 66417
The First National Bank Of Centralia620 4th StCentralia, KS 66415
Seneca Branch906 North StreetSeneca, KS 66538
Lenexa, Ks Branch17260 West 87th Street ParkwayLenexa, KS 66219

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