First Heritage Federal Credit Union is headquartered in Corning and is the 27th largest credit union in the state of New York. It is also the 588th largest credit union in the nation. It was established in 1954 and as of September of 2022, it had grown to 126 employees and 44,250 members at 9 locations. First Heritage Federal Credit Union has an A health rating.
First Heritage Federal Credit Union offers membership to those who live, work, worship, or attend school in Chemung or Steuben Counties, New York, or Tioga County, Pennsylvania.
See current membership details
I have been banking with First Heritage Credit Union since I was a young child. My first checking account was opened up by my parents, and since then I have used First Heritage for many of my other banking needs including opening a savings account, a CD account, and my first credit card. One of the best things about First Heritage is the friendly customer service and the ability to do a lot of different kinds of things. In my rural county, we have a local office right in my hometown, which is super convenient. I know all the tellers and they know me. I love having that personal feel in my banking. I have tried other corporate banks in the past but it's not the same. No where else have I found such attention to detail to my needs while at the same time offering me that small town feel.
|Return on Assets - YTD||0.66%|
|Return on Equity - YTD||7.44%|
|Annual Interest Income||$14.0MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$671.5MM$642.1MM|
|Loans||Q3 2022vs Q3 2021||$475.0MM$415.6MM|
|Deposits||Q3 2022vs Q3 2021||$606.9MM$572.7MM|
|Equity Capital||Q3 2022vs Q3 2021||$59.8MM$64.4MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$3.4MM$3.3MM|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$1.0MM$816.00K|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$113.00K|
Rates for First Heritage Federal Credit Union are currently being reviewed.
|First Heritage Federal Credit Union Locations|
|Branch Office||11 Steuben St||Addison, NY 14801|
|Branch Office||501 Gardner Rd||Horseheads, NY 14845|
|Branch Office||1707 Cedar St||Elmira, NY 14904|
|Branch Office||218 Prescott Ave||Elmira Heights, NY 14903|
|Branch Office||17 East Ave||Wellsboro, PA 16901|
|Branch Office||110 Village Sq||Painted Post, NY 14870-1349|
|Branch Office||1550 S Main St Ste 1||Mansfield, PA 16933-9586|
|Branch Office||167 Seneca St||Hornell, NY 14843|
|Corporate Office||202 Denison Pkwy E||Corning, NY 14830-2813|