First Heritage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.26% | 5-year CD | 60 Month Share Certificate 2.40% - Goldman Sachs Bank USA 5 Year CD |
| 0.40% | 1-year CD | 12 Month Share Certificate |
| 0.10% | Savings | Share Savings Account |
First Heritage Federal Credit Union is headquartered in Painted Post and is the 30th largest credit union in the state of New York. It is also the 587th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 99 employees and 36,497 members at 9 locations. First Heritage Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Chemung or Steuben County, New York or Tioga County, Pennsylvania.
See current membership details
A great place to bank - First Heritage Credit Union
I have been banking with First Heritage Credit Union since I was a young child. My first checking account was opened up by my parents, and since then I have used First Heritage for many of my other banking needs including opening a savings account, a CD account, and my first credit card. One of the best things about First Heritage is the friendly customer service and the ability to do a lot of different kinds of things. In my rural county, we have a local office right in my hometown, which is super convenient. I know all the tellers and they know me. I love having that personal feel in my banking. I have tried other corporate banks in the past but it's not the same. No where else have I found such attention to detail to my needs while at the same time offering me that small town feel.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9604 |
| Year Chartered | 1954 |
| Employees | 99 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 5.12% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $452.5MM$429.9MM |
| Loans | Q2 2017vs Q2 2016 | $276.5MM$250.5MM |
| Deposits | Q2 2017vs Q2 2016 | $399.3MM$378.3MM |
| Equity Capital | Q2 2017vs Q2 2016 | $49.8MM$48.5MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.1MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.2MM$876.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Heritage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Share Savings Account | |
| 0.35% | - | - | Summer Pay Certificate | |
| 0.10% | $100 | - | Share Savings Account | |
| 0.10% | - | - | Kirby Kangaroo Savings Account | |
| 0.10% | - | - | CU Succeed Savings Account | |
| 0.10% | - | - | Holiday Club Account | |
| 0.10% | - | - | Vacation Club Account |
First Heritage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Manager Account | ||
| OTHER TIERS: 0.20% → $2,500 - $50k | |||||
First Heritage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | CU Succeed Checking Account | |
| 0.25% | $5k | - | Business Checking Account |
First Heritage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 60 Month Share Certificate | |
| 1.00% | $1k | - | 48 Month Share Certificate | |
| 0.90% | $1k | - | 36 Month Share Certificate | |
| 0.60% | $1k | - | 24 Month Share Certificate | |
| 0.50% | $1k | - | 18 Month Share Certificate | |
| 0.40% | $1k | - | 12 Month Share Certificate | |
| 0.30% | $1k | - | 6 Month Share Certificate |
First Heritage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 60 Month IRA Share Certificate | |
| 1.00% | $1k | - | 48 Month IRA Share Certificate | |
| 0.90% | $1k | - | 36 Month IRA Share Certificate | |
| 0.60% | $1k | - | 24 Month IRA Share Certificate | |
| 0.50% | $1k | - | 18 Month IRA Share Certificate | |
| 0.40% | $1k | - | 12 Month IRA Share Certificate | |
| 0.30% | $1k | - | 6 Month IRA Share Certificate |
| First Heritage Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 11 Steuben St | Addison, NY 14801 |
| Branch Office | 501 Gardner Rd | Horseheads, NY 14845 |
| Branch Office | 1707 Cedar St | Elmira, NY 14904 |
| Branch Office | 218 Prescott Ave | Elmira Heights, NY 14903 |
| Branch Office | 23 W Market St | Corning, NY 14830 |
| Branch Office | 110 Village Sq | Painted Post, NY 14870-1349 |
| Branch Office | 17 East Ave | Wellsboro, PA 16901 |
| Branch Office | 1550 S Main St Ste 1 | Mansfield, PA 16933-9586 |
| Branch Office | 32-36 Central Ave | Wellsboro, PA 16901 |