First Heritage Federal Credit Union

Overview / Commentary
202 Denison Pkwy E
Corning, NY 14830

First Heritage Federal Credit Union is headquartered in Corning and is the 28th largest credit union in the state of New York. It is also the 588th largest credit union in the nation. It was established in 1954 and as of June of 2022, it had grown to 122 employees and 43,783 members at 9 locations. First Heritage Federal Credit Union has an A health rating.

Field of Membership Restrictions

First Heritage Federal Credit Union offers membership to those who live, work, worship, or attend school in Chemung or Steuben Counties, New York, or Tioga County, Pennsylvania.
See current membership details

Reviews (1)

A great place to bank - First Heritage Credit Union

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I have been banking with First Heritage Credit Union since I was a young child. My first checking account was opened up by my parents, and since then I have used First Heritage for many of my other banking needs including opening a savings account, a CD account, and my first credit card. One of the best things about First Heritage is the friendly customer service and the ability to do a lot of different kinds of things. In my rural county, we have a local office right in my hometown, which is super convenient. I know all the tellers and they know me. I love having that personal feel in my banking. I have tried other corporate banks in the past but it's not the same. No where else have I found such attention to detail to my needs while at the same time offering me that small town feel.


Health Grade Components

NCUA #9604
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.86%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$672.3MM$638.7MM
LoansQ2 2022vs Q2 2021$451.7MM$413.9MM
DepositsQ2 2022vs Q2 2021$606.3MM$571.6MM
Equity CapitalQ2 2022vs Q2 2021$61.4MM$62.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.3MM$3.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$1.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$113.00K

Rates for First Heritage Federal Credit Union are currently being reviewed.


First Heritage Federal Credit Union Locations
Branch Office11 Steuben StAddison, NY 14801
Branch Office501 Gardner RdHorseheads, NY 14845
Branch Office1707 Cedar StElmira, NY 14904
Branch Office218 Prescott AveElmira Heights, NY 14903
Branch Office17 East AveWellsboro, PA 16901
Branch Office110 Village SqPainted Post, NY 14870-1349
Branch Office1550 S Main St Ste 1Mansfield, PA 16933-9586
Branch Office167 Seneca StHornell, NY 14843
Corporate Office202 Denison Pkwy ECorning, NY 14830-2813

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