First Heritage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | Reward Checking | 1.73% - National Average |
| 1.00% | Reward Savings | 0.81% - National Average |
| 2.54% | 5-year CD | 2.27% - National Average |
First Heritage Federal Credit Union is headquartered in Painted Post and is the 28th largest credit union in the state of New York. It is also the 590th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 113 employees and 39,593 members at 11 locations. First Heritage Federal Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
First Heritage FCU offers membership to Persons who work, worship, live or attend school in Steuben and Chemung Counties, New York and Tioga County, Pennsylvania.
See current membership details
Related Posts
A great place to bank - First Heritage Credit Union
I have been banking with First Heritage Credit Union since I was a young child. My first checking account was opened up by my parents, and since then I have used First Heritage for many of my other banking needs including opening a savings account, a CD account, and my first credit card. One of the best things about First Heritage is the friendly customer service and the ability to do a lot of different kinds of things. In my rural county, we have a local office right in my hometown, which is super convenient. I know all the tellers and they know me. I love having that personal feel in my banking. I have tried other corporate banks in the past but it's not the same. No where else have I found such attention to detail to my needs while at the same time offering me that small town feel.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9604 |
| Year Chartered | 1954 |
| Employees | 113 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 4.79% |
| Annual Interest Income | $14.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $468.7MM$450.6MM |
| Loans | Q4 2018vs Q4 2017 | $312.9MM$287.9MM |
| Deposits | Q4 2018vs Q4 2017 | $413.6MM$396.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $52.4MM$50.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.2MM$1.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $699.00K$869.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$133.00K |
Always verify rates and promotions with the bank or credit union. We are not First Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Heritage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.30% → $50k+ | |||||
| 0.50% | $5 | - | IRA Share Savings Account | ||
| 0.35% | $1k | - | Summer Pay Certificate | ||
| 0.10% | $100 | - | Share Savings Account | ||
| 0.10% | $5 | - | Kirby Kangaroo Savings Account | ||
| 0.10% | $5 | - | CU Succeed Savings Account | ||
| 0.10% | $5 | - | Holiday Club Account | ||
| 0.10% | $5 | - | Vacation Club Account | ||
First Heritage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $250k* | - | Money Manager Account | ||
| OTHER TIERS: 0.25% → $2.5k - $50k | 0.40% → $50k - $100k | 0.60% → $100k - $250k | |||||
First Heritage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $10k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.30% → $10k+ | |||||
| 0.25% | $5 | - | CU Succeed Checking Account | ||
| 0.25% | $5k | - | Business Checking Account | ||
First Heritage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.54% | $1k | - | 60 Month Share Certificate | |
| 2.54% | $100 | - | 60 Month CU Succeed Share Certificate | |
| 2.28% | $1k | - | 48 Month Share Certificate | |
| 2.28% | $100 | - | 48 Month CU Succeed Share Certificate | |
| 2.02% | $1k | - | 36 Month Share Certificate | |
| 2.02% | $100 | - | 36 Month CU Succeed Share Certificate | |
| 1.62% | $100k | - | 24 Month Jumbo CD | |
| 1.52% | $1k | - | 24 Month Share Certificate | |
| 1.41% | $1k | - | 18 Month Share Certificate | |
| 1.41% | $100 | - | 18 Month CU Succeed Share Certificate | |
| 1.41% | $100 | - | 24 Month CU Succeed Share Certificate | |
| 1.31% | $100k | - | 12 Month Jumbo CD | |
| 1.21% | $1k | - | 12 Month Share Certificate | |
| 1.21% | $100 | - | 12 Month CU Succeed Share Certificate | |
| 1.01% | $1k | - | 6 Month Share Certificate | |
| 1.01% | $100 | - | 6 Month CU Succeed Share Certificate |
First Heritage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.54% | $1k | - | 60 Month IRA Share Certificate | |
| 2.28% | $1k | - | 48 Month IRA Share Certificate | |
| 2.02% | $1k | - | 36 Month IRA Share Certificate | |
| 1.52% | $1k | - | 24 Month IRA Share Certificate | |
| 1.41% | $1k | - | 18 Month IRA Share Certificate | |
| 1.21% | $1k | - | 12 Month IRA Share Certificate | |
| 1.01% | $1k | - | 6 Month IRA Share Certificate |
