First Imperial Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.20% | 5-year CD | 60 Month Share Certificate 2.25% - Bank of Internet USA 60 Month CD |
| 0.65% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.10% | Savings | Life Savings 1.20% - Ally Bank Online Savings Account |
First Imperial Credit Union is headquartered in El Centro and is the 150th largest credit union in the state of California. It is also the 1,574th largest credit union in the nation. It was established in 1942 and as of June of 2017, it had grown to 22 employees and 16,133 members at 4 locations. First Imperial Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
First Imperial Credit Union of California is open to the residents, church members, and the people that maintain employment throughout Imperial County along with the direct family members of current credit union members.
See current membership details
Related Posts
Filled With Lies
Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.
Membership Restricted
One cannot open an account unless one "regularly works, lives or worships in the Imperial Valley." No affinity groups or other means of qualification are allowed.
Cannot Access Site
On any browser, indicator keeps circling as cannot connect with server. Thus ZERO serviceability, folks. I was in banking for years and we never had that problem, even when the chinese were trying to hack in.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68356 |
| Year Chartered | 1942 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 4.74% |
| Annual Interest Income | $2.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $104.2MM$90.7MM |
| Loans | Q2 2017vs Q2 2016 | $74.4MM$60.4MM |
| Deposits | Q2 2017vs Q2 2016 | $92.4MM$80.4MM |
| Equity Capital | Q2 2017vs Q2 2016 | $9.9MM$9.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $844.00K$841.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $721.00K$771.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Imperial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Imperial Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | No Term IRA Account | ||
| OTHER TIERS: 0.10% → $50 - $2,500 | 0.30% → $2,500 - $10k | 0.50% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k | |||||
| 0.80% | $50 | - | Holiday Saver | ||
| 0.80% | $50 | - | Summer Saver | ||
| 0.10%* | $10k* | - | Regular Share | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $10k* | - | Life Savings | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $10k* | - | Kids Club | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
First Imperial Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | |||||
First Imperial Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $100k | - | 60 Month Jumbo Share Certificate | |
| 1.25% | $10k | - | 12 Month Flex Share Certificate | |
| 1.25% | $10k | - | 18 Month Flex Share Certificate | |
| 1.20% | $500 | - | 60 Month Share Certificate | |
| 1.20% | $100k | - | 48 Month Jumbo Share Certificate | |
| 1.15% | $500 | - | 48 Month Share Certificate | |
| 1.15% | $100k | - | 36 Month Jumbo Share Certificate | |
| 1.10% | $500 | - | 36 Month Share Certificate | |
| 0.80% | $100k | - | 24 Month Jumbo Share Certificate | |
| 0.75% | $500 | - | 24 Month Share Certificate | |
| 0.75% | $100k | - | 18 Month Jumbo Share Certificate | |
| 0.70% | $500 | - | 18 Month Share Certificate | |
| 0.70% | $100k | - | 12 Month Jumbo Share Certificate | |
| 0.65% | $500 | - | 12 Month Share Certificate | |
| 0.65% | $100k | - | 6 Month Jumbo Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate | |
| 0.35% | $100k | - | 3 Month Jumbo Share Certificate | |
| 0.30% | $500 | - | 3 Month Share Certificate |
First Imperial Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 24 Month IRA Certificate | |
| 0.80% | $500 | - | 18 Month IRA Certificate | |
| 0.60% | $500 | - | 12 Month IRA Certificate |
| First Imperial Credit Union Locations | ||
|---|---|---|
| Branch Office | 409 W Main St | Brawley, CA 92227-2244 |
| Branch Office | 1602 W Main St | El Centro, CA 92243-2232 |
| Branch Office | 2534 Rockwood Ave Unit 1-A | Calexico, CA 92231 |
| Branch Office | 123 W Barioni Blvd | Imperial, CA 92251 |