First Imperial Credit Union is headquartered in El Centro and is the 137th largest credit union in the state of California. It is also the 1,415th largest credit union in the nation. It was established in 1942 and as of March of 2019, it had grown to 24 employees and 18,807 members at 5 locations. First Imperial Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
First Imperial Credit Union is open to those who work, worship or live in Imperial County, California. Immediate families of existing First Imperial CU members are also eligible to join.
See current membership details
Related Posts
Filled With Lies
Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.
Membership Restricted
One cannot open an account unless one "regularly works, lives or worships in the Imperial Valley." No affinity groups or other means of qualification are allowed.
Cannot Access Site
On any browser, indicator keeps circling as cannot connect with server. Thus ZERO serviceability, folks. I was in banking for years and we never had that problem, even when the chinese were trying to hack in.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68356 |
| Year Chartered | 1942 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 5.17% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $126.8MM$112.4MM |
| Loans | Q1 2019vs Q1 2018 | $90.8MM$84.3MM |
| Deposits | Q1 2019vs Q1 2018 | $113.2MM$99.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $11.7MM$11.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.9MM$976.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.5MM$872.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Imperial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Imperial Credit Union Savings Account Rates
First Imperial Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | |||||
First Imperial Credit Union CD Rates
First Imperial Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 24 Month IRA Certificate | |
| 0.80% | $500 | - | 18 Month IRA Certificate | |
| 0.60% | $500 | - | 12 Month IRA Certificate |
| First Imperial Credit Union Locations | ||
|---|---|---|
| Branch Office | 409 W Main St | Brawley, CA 92227-2244 |
| Branch Office | 1602 W Main St | El Centro, CA 92243-2232 |
| Branch Office | 1010 Cole Blvd | Calexico, CA 92231 |
| Branch Office | 123 W Barioni Blvd Ste D | Imperial, CA 92251 |
| Branch Office | 380 E Aten Rd Rm 209 | Imperial, CA 92251 |