First Imperial Credit Union


Overview / Commentary
760-352-1540
1602 W Main St
El Centro, CA 92243

First Imperial Credit Union is headquartered in El Centro and is the 125th largest credit union in the state of California. It is also the 1,305th largest credit union in the nation. It was established in 1942 and as of June of 2022, it had grown to 28 employees and 20,817 members at 4 locations. First Imperial Credit Union has an A health rating.

Field of Membership Restrictions

First Imperial Credit Union is open to anyone who lives, works, or worships in Imperial County. Immediate family of existing credit union members are also eligible.
See current membership details

Reviews (3)

Filled With Lies

Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.

Membership Restricted

Posted by: |

One cannot open an account unless one "regularly works, lives or worships in the Imperial Valley." No affinity  groups or other means of qualification are allowed.

Cannot Access Site

Posted by: |

On any browser, indicator keeps circling as cannot connect with server. Thus ZERO serviceability, folks.  I was in banking for years and we never had that problem, even when the chinese were trying to hack in.



Health

Health Grade Components

Overall
NCUA #68356
Year Chartered1942
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD12.11%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$187.0MM$173.1MM
LoansQ2 2022vs Q2 2021$110.7MM$99.1MM
DepositsQ2 2022vs Q2 2021$163.5MM$155.2MM
Equity CapitalQ2 2022vs Q2 2021$20.4MM$16.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$743.00K$1.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$766.00K$332.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for First Imperial Credit Union are currently being reviewed.

Locations


First Imperial Credit Union Locations
Branch Office1020 S Brawley AveBrawley, CA 92227
Branch Office1602 W Main StEl Centro, CA 92243-2232
Branch Office1010 Cole BlvdCalexico, CA 92231
Branch Office123 W Barioni Blvd Ste DImperial, CA 92251

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