First Imperial Credit Union
First Imperial Credit Union is headquartered in El Centro and is the 137th largest credit union in the state of California. It is also the 1,427th largest credit union in the nation. It was established in 1942 and as of December of 2018, it had grown to 25 employees and 18,398 members at 5 locations. First Imperial Credit Union has a B health rating.
Field of Membership Restrictions
First Imperial Credit Union is open to those who work, worship or live in Imperial County, California. Immediate families of existing First Imperial CU members are also eligible to join.
See current membership details
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Filled With Lies
Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.
Membership Restricted
One cannot open an account unless one "regularly works, lives or worships in the Imperial Valley." No affinity groups or other means of qualification are allowed.
Cannot Access Site
On any browser, indicator keeps circling as cannot connect with server. Thus ZERO serviceability, folks. I was in banking for years and we never had that problem, even when the chinese were trying to hack in.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68356 |
| Year Chartered | 1942 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 8.03% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $122.5MM$109.0MM |
| Loans | Q4 2018vs Q4 2017 | $93.3MM$82.0MM |
| Deposits | Q4 2018vs Q4 2017 | $106.1MM$94.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.4MM$10.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.6MM$906.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.1MM$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates for First Imperial Credit Union are currently being reviewed.
| First Imperial Credit Union Locations | ||
|---|---|---|
| Branch Office | 409 W Main St | Brawley, CA 92227-2244 |
| Branch Office | 1602 W Main St | El Centro, CA 92243-2232 |
| Branch Office | 2534 Rockwood Ave Unit 1-A | Calexico, CA 92231 |
| Branch Office | 123 W Barioni Blvd Ste D | Imperial, CA 92251 |
| Branch Office | 380 E Aten Rd Rm 209 | Imperial, CA 92251 |