First Imperial Credit Union is headquartered in El Centro and is the 118th largest credit union in the state of California. It is also the 1,193rd largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 50 employees and 22,875 members at 4 locations. First Imperial Credit Union's CD rates are 4X the national average, and it has an A health rating.
First Imperial Credit Union is open to anyone who lives, works, or worships in Imperial County, California, or the following Riverside County cities: Banning, Beaumont, Blythe, Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Desert, Palm Springs, Rancho Mirage, Thermal, or Thousand Palms. Immediate family members of current First Imperial Credit Union are also eligible to join.
Immediate family of existing credit union members are also eligible.
See current membership details
Overall | |
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NCUA # | 68356 |
Year Chartered | 1942 |
Employees | 50 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 2.2% |
Return on Equity - YTD | 17.84% |
Annual Interest Income | $3.1MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $232.7MM$204.8MM |
Loans | Q1 2025vs Q1 2024 | $163.6MM$146.9MM |
Deposits | Q1 2025vs Q1 2024 | $197.8MM$173.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $27.9MM$25MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.4MM$1.7MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.4MM$1.5MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Imperial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $50k* | - | Money Market Account | ||
OTHER TIERS: 0.35% → $1k - $10k | 0.65% → $10k - $25k | 0.70% → $25k - $50k |
First Imperial Credit Union Locations | ||
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Branch Office | 1020 S Brawley Ave | Brawley, CA 92227 |
Branch Office | 1602 W Main St | El Centro, CA 92243-2232 |
Branch Office | 1010 Cole Blvd | Calexico, CA 92231 |
Branch Office | 123 W Barioni Blvd Ste D | Imperial, CA 92251 |