Overview / Commentary
760-352-1540
1602 W Main St
El Centro, CA 92243-2232

First Imperial Credit Union is headquartered in El Centro and is the 137th largest credit union in the state of California. It is also the 1,427th largest credit union in the nation. It was established in 1942 and as of December of 2018, it had grown to 25 employees and 18,398 members at 5 locations. First Imperial Credit Union has a B health rating.

Field of Membership Restrictions

First Imperial Credit Union is open to those who work, worship or live in Imperial County, California. Immediate families of existing First Imperial CU members are also eligible to join.
See current membership details

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Reviews (3)

Filled With Lies

Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.

Membership Restricted

Posted by: budryerson | May 2, 2013

One cannot open an account unless one "regularly works, lives or worships in the Imperial Valley." No affinity  groups or other means of qualification are allowed.

Cannot Access Site

Posted by: planxy | Feb 22, 2013

On any browser, indicator keeps circling as cannot connect with server. Thus ZERO serviceability, folks.  I was in banking for years and we never had that problem, even when the chinese were trying to hack in.



Health

Health Grade Components

Overall
NCUA #68356
Year Chartered1942
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.03%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$122.5MM$109.0MM
LoansQ4 2018vs Q4 2017$93.3MM$82.0MM
DepositsQ4 2018vs Q4 2017$106.1MM$94.5MM
Equity CapitalQ4 2018vs Q4 2017$11.4MM$10.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.6MM$906.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.1MM$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates

Rates for First Imperial Credit Union are currently being reviewed.

Locations


First Imperial Credit Union Locations
Branch Office409 W Main StBrawley, CA 92227-2244
Branch Office1602 W Main StEl Centro, CA 92243-2232
Branch Office2534 Rockwood Ave Unit 1-ACalexico, CA 92231
Branch Office123 W Barioni Blvd Ste DImperial, CA 92251
Branch Office380 E Aten Rd Rm 209Imperial, CA 92251

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