First Imperial Credit Union is headquartered in El Centro and is the 125th largest credit union in the state of California. It is also the 1,308th largest credit union in the nation. It was established in 1942 and as of September of 2022, it had grown to 30 employees and 21,062 members at 4 locations. First Imperial Credit Union has a B+ health rating.
First Imperial Credit Union is open to anyone who lives, works, or worships in Imperial County. Immediate family of existing credit union members are also eligible.
See current membership details
Went to refinance my auto and was told that they do not have a minimum credit score requirement. After two days I received a phone call that I was denied because of my credit score, that is called bait and switch. Already had paid off a vehicle with them ahead of time, all I know is that I will never do business with this bank,ever.
|Return on Assets - YTD||1.27%|
|Return on Equity - YTD||11.42%|
|Annual Interest Income||$5.1MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$186.1MM$179.4MM|
|Loans||Q3 2022vs Q3 2021||$124.2MM$101.9MM|
|Deposits||Q3 2022vs Q3 2021||$155.5MM$158.0MM|
|Equity Capital||Q3 2022vs Q3 2021||$20.8MM$17.1MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$803.00K$1.2MM|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$856.00K$612.00K|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for First Imperial Credit Union are currently being reviewed.
|First Imperial Credit Union Locations|
|Branch Office||1020 S Brawley Ave||Brawley, CA 92227|
|Branch Office||1602 W Main St||El Centro, CA 92243-2232|
|Branch Office||1010 Cole Blvd||Calexico, CA 92231|
|Branch Office||123 W Barioni Blvd Ste D||Imperial, CA 92251|