First Iowa State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstiowastatebank.com

641-932-2144

19 Benton Avenue East
Albia, IA 52531

First Iowa State Bank is headquartered in ALBIA and is the 82^nd largest bank in the state of Iowa. It is also the 2,131^st largest bank in the nation. It was established in 1930 and as of March of 2025, it had grown to 47 employees at 6 locations. First Iowa State Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14930
Year Established	1930
Employees	47
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	2.16%
Return on Equity - YTD	29.99%
Annual Interest Income	$5.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$385.8MM$351.9MM
Loans	Q1 2025vs Q1 2024	$259.2MM$237.5MM
Deposits	Q1 2025vs Q1 2024	$342.8MM$318.1MM
Equity Capital	Q1 2025vs Q1 2024	$28.8MM$24.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.1MM$4.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.2MM$1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Iowa State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$0	$25k	Kasasa Cash
OTHER TIERS: 0.10% → $25k+
0.04%^*	$5k^*	-	Business Checking Account
OTHER TIERS: 0.02% → $0 - $5k

Locations

First Iowa State Bank Locations
First Iowa State Bank	19 Benton Ave E	Albia, IA 52531
Walnut and Third Streets Branch	224 Walnut Street	Eddyville, IA 52553
Benton Avenue Drive-In Branch	303 Benton Avenue, East	Albia, IA 52531

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