First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,043rd largest bank in the nation. It was established in 1988 and as of December of 2021, it had grown to 128 employees at 10 locations. First Metro Bank has an A health rating.
There is an older lady on the drive thru lanes in Tuscumbia that is adorable! She goes out of her way to talk with you while your transaction is being processed. She even had a small treat for my yorkie!
First Metro Bank is one of the very few "hometown" banks left! When you call you get a human!
First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation. They worked with me and I will never bank anywhere else!
Been doing business here for 30 years and have always been treated with respect, until today.
Overall | |
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FDIC Certificate # | 27381 |
Year Established | 1988 |
Employees | 128 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.16% |
Return on Equity - YTD | 12% |
Annual Interest Income | $25.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $944.5MM$822.2MM |
Loans | Q4 2021vs Q4 2020 | $463.3MM$437.1MM |
Deposits | Q4 2021vs Q4 2020 | $856.2MM$735.5MM |
Equity Capital | Q4 2021vs Q4 2020 | $85.6MM$84.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $4.1MM$4.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $21.00K$89.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $119.00K$171.00K |
Sorry, we do not have rate data for First Metro Bank.
Athens Branches | ||
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Athens Branch | 309 West Washington Street | Athens, AL 35611 |
Florence Branches | ||
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Florence Branch | 2708 Hough Road | Florence, AL 35630 |
Pine Street Branch | 325 S Pine Street | Florence, AL 35630 |
Cloverdale Road Branch | 3121 Cloverdale Road | Florence, AL 35633 |
Highway 43 Branch | 7400 Highway 43 | Florence, AL 35634 |
Lexington Branches | ||
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Lexington Branch | 11277 Highway 101 | Lexington, AL 35648 |
Muscle Shoals Branches | ||
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First Metro Bank | 406 West Avalon Avenue | Muscle Shoals, AL 35661 |
Avalon Branch | 2402 Avalon Avenue | Muscle Shoals, AL 35661 |
Russellville Branches | ||
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Russellville Branch | 15315 Highway 43 | Russellville, AL 35653 |
Tuscumbia Branches | ||
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Main Street Branch | 301 North Main Street | Tuscumbia, AL 35674 |