First Metro Bank

Overview / Commentary
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in MUSCLE SHOALS and is the 17th largest bank in the state of Alabama. It is also the 1,021st largest bank in the nation. It was established in 1988 and as of December of 2023, it had grown to 127 employees at 11 locations. First Metro Bank has an A health rating.

Reviews (4)

Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse

There is an older lady on the drive thru lanes in Tuscumbia that is adorable!  She goes out of her way to talk with you while your transaction is being processed.  She even had a small treat for my yorkie!

One Of The Good Ones Left!

Posted by: |

First Metro Bank is one of the very few "hometown" banks left!  When you call you get a human!


Loan Officers That Care

Posted by: |

First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation.  They worked with me and I will never bank anywhere else!

Rude Loan Clerk In Russellville

Been doing business here for 30 years and have always been treated with respect, until today.


Health Grade Components

FDIC Certificate #27381
Year Established1988
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD20.16%
Annual Interest Income$39.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$979.3MM$887MM
LoansQ4 2023vs Q4 2022$534.1MM$505MM
DepositsQ4 2023vs Q4 2022$850.3MM$823.2MM
Equity CapitalQ4 2023vs Q4 2022$77.2MM$61.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.3MM$5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$100K$132K
Real Estate OwnedQ4 2023vs Q4 2022$15K$0

Sorry, we do not have rate data for First Metro Bank.


Cities: Athens, Florence, Lexington, Muscle Shoals, Russellville, Tuscumbia

Athens Branches
Athens Branch309 West Washington StreetAthens, AL 35611

Florence Branches
Florence Branch2708 Hough RoadFlorence, AL 35630
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
Highway 43 Branch7400 Highway 43Florence, AL 35634

Lexington Branches
Lexington Branch11277 Highway 101Lexington, AL 35648

Muscle Shoals Branches
First Metro Bank406 Avalon AveMuscle Shoals, AL 35661
Avalon Branch2402 Avalon AvenueMuscle Shoals, AL 35661

Russellville Branches
Russellville Branch15315 Highway 43Russellville, AL 35653

Tuscumbia Branches
Main Street Branch301 North Main StreetTuscumbia, AL 35674

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.