First Metro Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstmetro.com

256-386-0600

406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in MUSCLE SHOALS and is the 17^th largest bank in the state of Alabama. It is also the 1,033^rd largest bank in the nation. It was established in 1988 and as of March of 2025, it had grown to 132 employees at 11 locations. First Metro Bank has an A health rating.

Reviews (1)

Write a Review

Rude Loan Clerk In Russellville

Posted by: Southernshop | Jul 21, 2021

Been doing business here for 30 years and have always been treated with respect, until today.

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	27381
Year Established	1988
Employees	132
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	16.78%
Annual Interest Income	$12.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$997.6MM$1B
Loans	Q1 2025vs Q1 2024	$560.1MM$548.2MM
Deposits	Q1 2025vs Q1 2024	$897.6MM$859.7MM
Equity Capital	Q1 2025vs Q1 2024	$94.5MM$77.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.5MM$5.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$98K$298K
Real Estate Owned	Q1 2025vs Q1 2024	$276K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Metro Bank.

Locations

Cities: Athens, Florence, Lexington, Muscle Shoals, Russellville, Tuscumbia

Athens Branches
Athens Branch	309 West Washington Street	Athens, AL 35611

Florence Branches
Florence Branch	2708 Hough Road	Florence, AL 35630
Pine Street Branch	325 S Pine Street	Florence, AL 35630
Cloverdale Road Branch	3121 Cloverdale Road	Florence, AL 35633
Highway 43 Branch	7400 Highway 43	Florence, AL 35634

Lexington Branches
Lexington Branch	11277 Highway 101	Lexington, AL 35648

Muscle Shoals Branches
First Metro Bank	406 Avalon Ave	Muscle Shoals, AL 35661
Avalon Branch	2402 Avalon Avenue	Muscle Shoals, AL 35661

Russellville Branches
Russellville Branch	15315 Highway 43	Russellville, AL 35653

Tuscumbia Branches
Main Street Branch	301 North Main Street	Tuscumbia, AL 35674

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