First Metro Bank is headquartered in Muscle Shoals and is the 18th largest bank in the state of Alabama. It is also the 1,231st largest bank in the nation. It was established in 1988 and as of March of 2016, it had grown to 110 employees at 8 locations. First Metro Bank has an A+ health rating.
we started using them at the beginning of the year, everything s5arted out great except for my debit card was late and i didn't recieve a pin# until 2 months after i got my card! well, we took out a personal loan, made our payments early every month. my husband was recently starting a new job and were barely a few days late, and they went in our account took out money didn't notify us and charged us with a ton of overdraft fees that were not our fault. the customer service is aweful, excuses being my computer cant access that information. i have talked to several people be very rude rather than help you. i do NOT recommend this bank. they do not process your purchases so they can purposely charge and overdraft fee, then will not help or explain why they didnt process your purchases when they were supposed to. if you want to keep your hard earned money do NOT use this bank.
|FDIC Certificate #||27381|
|Return on Assets - YTD||1.29%|
|Return on Equity - YTD||11.82%|
|Annual Interest Income||$5.4MM|
|Assets and Liabilities|
|Assets||Q1 2016vs Q1 2015||$570.2MM$539.5MM|
|Loans||Q1 2016vs Q1 2015||$347.2MM$322.4MM|
|Deposits||Q1 2016vs Q1 2015||$504.6MM$478.9MM|
|Equity Capital||Q1 2016vs Q1 2015||$62.8MM$58.7MM|
|Loan Loss Allowance||Q1 2016vs Q1 2015||$2.5MM$2.7MM|
|Unbacked Noncurrent Loans||Q1 2016vs Q1 2015||$1.1MM$320.00K|
|Real Estate Owned||Q1 2016vs Q1 2015||$281.00K$2.2MM|
Sorry, we do not have rate data for First Metro Bank.
|First Metro Bank Locations|
|Lexington Branch||11277 Highway 101||Lexington, AL 35648|
|Russellville Branch||15315 Highway 43||Russellville, AL 35653|
|Florence Branch||2708 Hough Road||Florence, AL 35630|
|Main Street Branch||301 North Main Street||Tuscumbia, AL 35674|
|Pine Street Branch||325 S Pine Street||Florence, AL 35630|
|Cloverdale Road Branch||3121 Cloverdale Road||Florence, AL 35633|
|First Metro Bank||406 West Avalon Avenue||Muscle Shoals, AL 35661|
|Highway 43 Branch||7400 Highway 43||Florence, AL 35634|