First Metro Bank

Overview / Commentary
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,156th largest bank in the nation. It was established in 1988 and as of June of 2019, it had grown to 119 employees at 9 locations. First Metro Bank has an A+ health rating.

Reviews (3)

Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse

There is an older lady on the drive thru lanes in Tuscumbia that is adorable!  She goes out of her way to talk with you while your transaction is being processed.  She even had a small treat for my yorkie!

One Of The Good Ones Left!

Posted by: Rob35661 | Jan 23, 2012

First Metro Bank is one of the very few "hometown" banks left!  When you call you get a human!


Loan Officers That Care

Posted by: JohninFL | Jan 9, 2012

First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation.  They worked with me and I will never bank anywhere else!


Health Grade Components

FDIC Certificate #27381
Year Established1988
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.04%
Annual Interest Income$13.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$650.1MM$621.2MM
LoansQ2 2019vs Q2 2018$420.6MM$385.3MM
DepositsQ2 2019vs Q2 2018$570.9MM$550.3MM
Equity CapitalQ2 2019vs Q2 2018$77.0MM$69.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.6MM$2.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$141.00K$624.00K
Real Estate OwnedQ2 2019vs Q2 2018$221.00K$268.00K

Sorry, we do not have rate data for First Metro Bank.


First Metro Bank Locations
Lexington Branch11277 Highway 101Lexington, AL 35648
Russellville Branch15315 Highway 43Russellville, AL 35653
Florence Branch2708 Hough RoadFlorence, AL 35630
Main Street Branch301 North Main StreetTuscumbia, AL 35674
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
First Metro Bank406 West Avalon AvenueMuscle Shoals, AL 35661
Highway 43 Branch7400 Highway 43Florence, AL 35634
Athens Branch309 West Washington StreetAthens, AL 35611

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