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First Metro Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.firstmetro.com
256-386-0600
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in MUSCLE SHOALS and is the 17th largest bank in the state of Alabama. It is also the 1,033rd largest bank in the nation. It was established in 1988 and as of March of 2025, it had grown to 132 employees at 11 locations. First Metro Bank has an A health rating.

Reviews (1)

Rude Loan Clerk In Russellville

Posted by: |

Been doing business here for 30 years and have always been treated with respect, until today.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27381
Year Established1988
Employees132
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD16.78%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$997.6MM$1B
LoansQ1 2025vs Q1 2024$560.1MM$548.2MM
DepositsQ1 2025vs Q1 2024$897.6MM$859.7MM
Equity CapitalQ1 2025vs Q1 2024$94.5MM$77.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.5MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$98K$298K
Real Estate OwnedQ1 2025vs Q1 2024$276K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for First Metro Bank.

Locations


Cities: Athens, Florence, Lexington, Muscle Shoals, Russellville, Tuscumbia

Athens Branches
Athens Branch309 West Washington StreetAthens, AL 35611

Florence Branches
Florence Branch2708 Hough RoadFlorence, AL 35630
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
Highway 43 Branch7400 Highway 43Florence, AL 35634

Lexington Branches
Lexington Branch11277 Highway 101Lexington, AL 35648

Muscle Shoals Branches
First Metro Bank406 Avalon AveMuscle Shoals, AL 35661
Avalon Branch2402 Avalon AvenueMuscle Shoals, AL 35661

Russellville Branches
Russellville Branch15315 Highway 43Russellville, AL 35653

Tuscumbia Branches
Main Street Branch301 North Main StreetTuscumbia, AL 35674

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