First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,093rd largest bank in the nation. It was established in 1988 and as of December of 2020, it had grown to 128 employees at 10 locations. First Metro Bank has an A+ health rating.
Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse
There is an older lady on the drive thru lanes in Tuscumbia that is adorable! She goes out of her way to talk with you while your transaction is being processed. She even had a small treat for my yorkie!
One Of The Good Ones Left!
First Metro Bank is one of the very few "hometown" banks left! When you call you get a human!
Loan Officers That Care
First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation. They worked with me and I will never bank anywhere else!
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27381 |
| Year Established | 1988 |
| Employees | 128 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 12.3% |
| Annual Interest Income | $27.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $822.2MM$684.4MM |
| Loans | Q4 2020vs Q4 2019 | $437.1MM$417.5MM |
| Deposits | Q4 2020vs Q4 2019 | $735.5MM$603.1MM |
| Equity Capital | Q4 2020vs Q4 2019 | $84.4MM$78.5MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $4.2MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $89.00K$73.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $171.00K$214.00K |