First Metro Bank

Overview / Commentary
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in Muscle Shoals and is the 18th largest bank in the state of Alabama. It is also the 1,132nd largest bank in the nation. It was established in 1988 and as of March of 2019, it had grown to 122 employees at 9 locations. First Metro Bank has an A+ health rating.

Reviews (3)

Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse

There is an older lady on the drive thru lanes in Tuscumbia that is adorable!  She goes out of her way to talk with you while your transaction is being processed.  She even had a small treat for my yorkie!

One Of The Good Ones Left!

Posted by: Rob35661 | Jan 23, 2012

First Metro Bank is one of the very few "hometown" banks left!  When you call you get a human!


Loan Officers That Care

Posted by: JohninFL | Jan 9, 2012

First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation.  They worked with me and I will never bank anywhere else!


Health Grade Components

FDIC Certificate #27381
Year Established1988
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD13.02%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$661.5MM$620.9MM
LoansQ1 2019vs Q1 2018$413.8MM$379.3MM
DepositsQ1 2019vs Q1 2018$585.0MM$551.3MM
Equity CapitalQ1 2019vs Q1 2018$73.3MM$67.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$2.6MM$2.5MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$300.00K$133.00K
Real Estate OwnedQ1 2019vs Q1 2018$59.00K$363.00K

Sorry, we do not have rate data for First Metro Bank.


First Metro Bank Locations
Lexington Branch11277 Highway 101Lexington, AL 35648
Russellville Branch15315 Highway 43Russellville, AL 35653
Florence Branch2708 Hough RoadFlorence, AL 35630
Main Street Branch301 North Main StreetTuscumbia, AL 35674
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
First Metro Bank406 West Avalon AvenueMuscle Shoals, AL 35661
Highway 43 Branch7400 Highway 43Florence, AL 35634
Athens Branch309 West Washington StreetAthens, AL 35611

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.