First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,043rd largest bank in the nation. It was established in 1988 and as of December of 2021, it had grown to 128 employees at 10 locations. First Metro Bank has an A health rating.
Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse
There is an older lady on the drive thru lanes in Tuscumbia that is adorable! She goes out of her way to talk with you while your transaction is being processed. She even had a small treat for my yorkie!
One Of The Good Ones Left!
First Metro Bank is one of the very few "hometown" banks left! When you call you get a human!
Loan Officers That Care
First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation. They worked with me and I will never bank anywhere else!
Rude Loan Clerk In Russellville
Been doing business here for 30 years and have always been treated with respect, until today.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27381 |
| Year Established | 1988 |
| Employees | 128 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 12% |
| Annual Interest Income | $25.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $944.5MM$822.2MM |
| Loans | Q4 2021vs Q4 2020 | $463.3MM$437.1MM |
| Deposits | Q4 2021vs Q4 2020 | $856.2MM$735.5MM |
| Equity Capital | Q4 2021vs Q4 2020 | $85.6MM$84.4MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $4.1MM$4.2MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $21.00K$89.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $119.00K$171.00K |