First Metro Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstmetro.com

256-386-0600

406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in MUSCLE SHOALS and is the 17^th largest bank in the state of Alabama. It is also the 1,030^th largest bank in the nation. It was established in 1988 and as of December of 2024, it had grown to 130 employees at 11 locations. First Metro Bank has an A health rating.

Reviews (1)

Write a Review

Rude Loan Clerk In Russellville

Posted by: Southernshop | Jul 21, 2021

Been doing business here for 30 years and have always been treated with respect, until today.

Comment

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	27381
Year Established	1988
Employees	130
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.6%
Return on Equity - YTD	18.69%
Annual Interest Income	$48.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$981.9MM$979.3MM
Loans	Q4 2024vs Q4 2023	$563.2MM$534.1MM
Deposits	Q4 2024vs Q4 2023	$888.6MM$850.3MM
Equity Capital	Q4 2024vs Q4 2023	$88MM$77.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$6.4MM$5.3MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.3MM$100K
Real Estate Owned	Q4 2024vs Q4 2023	$0$15K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.30%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for First Metro Bank.

Locations

Cities: Athens, Florence, Lexington, Muscle Shoals, Russellville, Tuscumbia

Athens Branches
Athens Branch	309 West Washington Street	Athens, AL 35611

Florence Branches
Florence Branch	2708 Hough Road	Florence, AL 35630
Pine Street Branch	325 S Pine Street	Florence, AL 35630
Cloverdale Road Branch	3121 Cloverdale Road	Florence, AL 35633
Highway 43 Branch	7400 Highway 43	Florence, AL 35634

Lexington Branches
Lexington Branch	11277 Highway 101	Lexington, AL 35648

Muscle Shoals Branches
First Metro Bank	406 Avalon Ave	Muscle Shoals, AL 35661
Avalon Branch	2402 Avalon Avenue	Muscle Shoals, AL 35661

Russellville Branches
Russellville Branch	15315 Highway 43	Russellville, AL 35653

Tuscumbia Branches
Main Street Branch	301 North Main Street	Tuscumbia, AL 35674

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