First Metro Bank


Overview / Commentary
256-386-0600
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,126th largest bank in the nation. It was established in 1988 and as of December of 2019, it had grown to 121 employees at 10 locations. First Metro Bank has an A+ health rating.

Reviews (3)

Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse

There is an older lady on the drive thru lanes in Tuscumbia that is adorable!  She goes out of her way to talk with you while your transaction is being processed.  She even had a small treat for my yorkie!

One Of The Good Ones Left!

Posted by: |

First Metro Bank is one of the very few "hometown" banks left!  When you call you get a human!

 

Loan Officers That Care

Posted by: |

First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation.  They worked with me and I will never bank anywhere else!



Health
A+

Health Grade Components

Overall
FDIC Certificate #27381
Year Established1988
Employees121
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD13.33%
Annual Interest Income$27.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$684.4MM$637.1MM
LoansQ4 2019vs Q4 2018$417.5MM$407.7MM
DepositsQ4 2019vs Q4 2018$603.1MM$563.4MM
Equity CapitalQ4 2019vs Q4 2018$78.5MM$71.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.7MM$2.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$73.00K$293.00K
Real Estate OwnedQ4 2019vs Q4 2018$214.00K$41.00K
Rates

Sorry, we do not have rate data for First Metro Bank.

Locations


Cities: Athens, Florence, Lexington, Muscle Shoals, Russellville, Tuscumbia

Athens Branches
Athens Branch309 West Washington StreetAthens, AL 35611

Florence Branches
Florence Branch2708 Hough RoadFlorence, AL 35630
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
Highway 43 Branch7400 Highway 43Florence, AL 35634

Lexington Branches
Lexington Branch11277 Highway 101Lexington, AL 35648

Muscle Shoals Branches
First Metro Bank406 West Avalon AvenueMuscle Shoals, AL 35661
Avalon Branch2402 Avalon AvenueMuscle Shoals, AL 35661

Russellville Branches
Russellville Branch15315 Highway 43Russellville, AL 35653

Tuscumbia Branches
Main Street Branch301 North Main StreetTuscumbia, AL 35674

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