First Metro Bank
First Metro Bank is headquartered in Muscle Shoals and is the 19th largest bank in the state of Alabama. It is also the 1,244th largest bank in the nation. It was established in 1988 and as of June of 2016, it had grown to 110 employees at 8 locations. First Metro Bank has an A health rating.
Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse
There is an older lady on the drive thru lanes in Tuscumbia that is adorable! She goes out of her way to talk with you while your transaction is being processed. She even had a small treat for my yorkie!
One Of The Good Ones Left!
First Metro Bank is one of the very few "hometown" banks left! When you call you get a human!
Loan Officers That Care
First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation. They worked with me and I will never bank anywhere else!
First Metro Bank In Muscle Shoals Sucks
we started using them at the beginning of the year, everything s5arted out great except for my debit card was late and i didn't recieve a pin# until 2 months after i got my card! well, we took out a personal loan, made our payments early every month. my husband was recently starting a new job and were barely a few days late, and they went in our account took out money didn't notify us and charged us with a ton of overdraft fees that were not our fault. the customer service is aweful, excuses being my computer cant access that information. i have talked to several people be very rude rather than help you. i do NOT recommend this bank. they do not process your purchases so they can purposely charge and overdraft fee, then will not help or explain why they didnt process your purchases when they were supposed to. if you want to keep your hard earned money do NOT use this bank.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27381 |
| Year Established | 1988 |
| Employees | 110 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.3% |
| Return on Equity - YTD | 11.69% |
| Annual Interest Income | $10.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $564.0MM$556.3MM |
| Loans | Q2 2016vs Q2 2015 | $360.2MM$332.2MM |
| Deposits | Q2 2016vs Q2 2015 | $497.1MM$495.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $64.9MM$59.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.5MM$2.7MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $617.00K$314.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $400.00K$238.00K |
Sorry, we do not have rate data for First Metro Bank.
| First Metro Bank Locations | ||
|---|---|---|
| Lexington Branch | 11277 Highway 101 | Lexington, AL 35648 |
| Russellville Branch | 15315 Highway 43 | Russellville, AL 35653 |
| Florence Branch | 2708 Hough Road | Florence, AL 35630 |
| Main Street Branch | 301 North Main Street | Tuscumbia, AL 35674 |
| Pine Street Branch | 325 S Pine Street | Florence, AL 35630 |
| Cloverdale Road Branch | 3121 Cloverdale Road | Florence, AL 35633 |
| First Metro Bank | 406 West Avalon Avenue | Muscle Shoals, AL 35661 |
| Highway 43 Branch | 7400 Highway 43 | Florence, AL 35634 |