First Metro Bank is headquartered in Muscle Shoals and is the 17th largest bank in the state of Alabama. It is also the 1,156th largest bank in the nation. It was established in 1988 and as of June of 2019, it had grown to 119 employees at 9 locations. First Metro Bank has an A+ health rating.
There is an older lady on the drive thru lanes in Tuscumbia that is adorable! She goes out of her way to talk with you while your transaction is being processed. She even had a small treat for my yorkie!
First Metro Bank is one of the very few "hometown" banks left! When you call you get a human!
First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation. They worked with me and I will never bank anywhere else!
Overall | |
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FDIC Certificate # | 27381 |
Year Established | 1988 |
Employees | 119 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.48% |
Return on Equity - YTD | 13.04% |
Annual Interest Income | $13.5MM |
Assets and Liabilities | ||
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Assets | Q2 2019vs Q2 2018 | $650.1MM$621.2MM |
Loans | Q2 2019vs Q2 2018 | $420.6MM$385.3MM |
Deposits | Q2 2019vs Q2 2018 | $570.9MM$550.3MM |
Equity Capital | Q2 2019vs Q2 2018 | $77.0MM$69.3MM |
Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.6MM$2.5MM |
Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $141.00K$624.00K |
Real Estate Owned | Q2 2019vs Q2 2018 | $221.00K$268.00K |
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First Metro Bank Locations | ||
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Lexington Branch | 11277 Highway 101 | Lexington, AL 35648 |
Russellville Branch | 15315 Highway 43 | Russellville, AL 35653 |
Florence Branch | 2708 Hough Road | Florence, AL 35630 |
Main Street Branch | 301 North Main Street | Tuscumbia, AL 35674 |
Pine Street Branch | 325 S Pine Street | Florence, AL 35630 |
Cloverdale Road Branch | 3121 Cloverdale Road | Florence, AL 35633 |
First Metro Bank | 406 West Avalon Avenue | Muscle Shoals, AL 35661 |
Highway 43 Branch | 7400 Highway 43 | Florence, AL 35634 |
Athens Branch | 309 West Washington Street | Athens, AL 35611 |