Overview / Commentary
256-386-0600
406 West Avalon Avenue
Muscle Shoals, AL 35661

First Metro Bank is headquartered in Muscle Shoals and is the 18th largest bank in the state of Alabama. It is also the 1,180th largest bank in the nation. It was established in 1988 and as of June of 2018, it had grown to 120 employees at 9 locations. First Metro Bank has an A health rating.

Reviews (3)

Hey HUNNNNN! Hometown Tuscumbia Bank Next To Courthouse

There is an older lady on the drive thru lanes in Tuscumbia that is adorable!  She goes out of her way to talk with you while your transaction is being processed.  She even had a small treat for my yorkie!

One Of The Good Ones Left!

Posted by: Rob35661 | Jan 23, 2012

First Metro Bank is one of the very few "hometown" banks left!  When you call you get a human!

 

Loan Officers That Care

Posted by: JohninFL | Jan 9, 2012

First Metro cares about its customers. When I lost my job, I went in and talked with my loan officer about the situation.  They worked with me and I will never bank anywhere else!



Health

Health Grade Components

Overall
FDIC Certificate #27381
Year Established1988
Employees120
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD13.6%
Annual Interest Income$12.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$621.2MM$602.1MM
LoansQ2 2018vs Q2 2017$385.3MM$371.7MM
DepositsQ2 2018vs Q2 2017$550.3MM$532.7MM
Equity CapitalQ2 2018vs Q2 2017$69.3MM$67.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.5MM$2.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$624.00K$215.00K
Real Estate OwnedQ2 2018vs Q2 2017$268.00K$631.00K
Rates

Sorry, we do not have rate data for First Metro Bank.

Locations


First Metro Bank Locations
Lexington Branch11277 Highway 101Lexington, AL 35648
Russellville Branch15315 Highway 43Russellville, AL 35653
Florence Branch2708 Hough RoadFlorence, AL 35630
Main Street Branch301 North Main StreetTuscumbia, AL 35674
Pine Street Branch325 S Pine StreetFlorence, AL 35630
Cloverdale Road Branch3121 Cloverdale RoadFlorence, AL 35633
First Metro Bank406 West Avalon AvenueMuscle Shoals, AL 35661
Highway 43 Branch7400 Highway 43Florence, AL 35634
Athens Branch309 West Washington StreetAthens, AL 35611

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