First Mid

Overview / Commentary
1515 Charleston Avenue
Mattoon, IL 61938

First Mid is headquartered in Mattoon and is the 12th largest bank in the state of Illinois. It is also the 266th largest bank in the nation. It was established in 1865 and as of December of 2020, it had grown to 661 employees at 63 locations. First Mid has an A+ health rating.

Reviews (2)

Amazing Service

Posted by: |

I am impressed with the professionalism of the bank, the friendly staff, and their ability to offer banking products that meet my needs. I have a savings account, a business checking account, and a credit card through First-Mid and I plan on using them for all my banking needs. I was sold when I walked in a branch and tellers greeted customers by name.

First Mid Review

First of all, My mother is a customer there. After having over 2000 in fraudulent charges, The bank accused her of making the charges. Then we were able to prove it was fraud. Now the bank refuses to issue her a new debit card. They canceled a transfer of funds from her acct. to her other bank account here where she lives now. I give them an overall review and rating of 0


Health Grade Components

FDIC Certificate #3705
Year Established1865
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD7.98%
Annual Interest Income$144.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$4.70B$3.81B
LoansQ4 2020vs Q4 2019$3.10B$2.67B
DepositsQ4 2020vs Q4 2019$3.83B$2.95B
Equity CapitalQ4 2020vs Q4 2019$529.6MM$502.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$41.9MM$26.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$22.3MM$23.4MM
Real Estate OwnedQ4 2020vs Q4 2019$2.5MM$3.6MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Mid Savings Account Rates

0.03%$100-Retail Savings

First Mid Money Market Rates

0.15%*$100k*-Retail Prime First Money Management
OTHER TIERS: 0.05% Up to $15k | 0.10% $15k - $100k
0.07%*$10k*-Retail Money Market
OTHER TIERS: 0.03% Up to $10k

First Mid Checking Account Rates

0.01%--Premier Checking
0.01%--Classic Checking
0.01%--Interest Checking

First Mid CD Rates

0.60%$1k- 60 Month CD
0.55%$1k-48-59 Month CD
0.40%$1k-36-47 Month CD
0.30%$1k- 24-35 MonthCD
0.20%$1k-18-23 Month CD
0.15%$1k-12-17 Month CD
0.10%$1k-182-364 Day CD
0.05%$1k-91-181 Day CD

First Mid IRA Rates

0.60%$500- 60 Month IRA
0.55%$500-48-59 Month IRA
0.40%$500-36-47 Month IRA
0.30%$500- 24-35 Month IRA
0.20%$500-18-23 Month IRA
0.15%$500-12-17 Month IRA


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