First Missouri Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.1stmocu.org

314-544-5050

1690 Lemay Ferry Rd
Saint Louis, MO 63125

First Missouri Credit Union is headquartered in Saint Louis and is the 28^th largest credit union in the state of Missouri. It is also the 1,714^th largest credit union in the nation. It was established in 1927 and as of March of 2025, it had grown to 29 employees and 7,828 members at 2 locations. First Missouri Credit Union has a B+ health rating.

Field of Membership Restrictions

First Missouri Credit Union is open to those who live or work in the Missouri counties of Jefferson or St. Louis. Family members of those eligible to join also qualify for membership.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62716
Year Chartered	1927
Employees	29
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	3.7%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$114.2MM$112.6MM
Loans	Q1 2025vs Q1 2024	$83.9MM$82.6MM
Deposits	Q1 2025vs Q1 2024	$101.5MM$101.7MM
Equity Capital	Q1 2025vs Q1 2024	$11.2MM$10.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$808K$832K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$353K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Missouri Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.27%^*	$0	$100k	High Interest Checking
OTHER TIERS: 0.25% → $100k+

Locations

First Missouri Credit Union Locations
Branch Office	4102 First Missouri CU Dr	Saint Louis, MO 63129
Branch Office	1690 Lemay Ferry Rd	Saint Louis, MO 63125

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