First National Bank (4519)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.26%	Reward Checking	2.04% - National Average
2.45%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.65%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD

View all First National Bank (4519) rates »

Overview / Commentary

www.myfnbbank.com

319-352-1340

316 East Bremer Avenue
Waverly, IA 50677

First National Bank (4519) is headquartered in Waverly and is the 56^th largest bank in the state of Iowa. It is also the 1,838^th largest bank in the nation. It was established in 1864 and as of June of 2018, it had grown to 66 employees at 5 locations. First National Bank (4519)'s CD rates are 83% higher than the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	4519
Year Established	1864
Employees	66
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.21%
Return on Equity - YTD	9.16%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$376.6MM$363.3MM
Loans	Q2 2018vs Q2 2017	$307.8MM$278.0MM
Deposits	Q2 2018vs Q2 2017	$318.1MM$306.6MM
Equity Capital	Q2 2018vs Q2 2017	$50.8MM$47.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$3.6MM$3.5MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.1MM$1.2MM
Real Estate Owned	Q2 2018vs Q2 2017	$47.00K$47.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (4519) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	$10k^*	-	IRA Variable Savings
OTHER TIERS: 1.75% → $25 - $10k
1.20%^*	$150k^*	-	Employee Sponsored HSA
OTHER TIERS: 0.15% → Up to $501 \| 0.30% → $501 - $1k \| 0.50% → $1k - $2.5k \| 1.00% → $2.5k - $15k
1.20%^*	$150k^*	-	Individual HSA
OTHER TIERS: 0.15% → Up to $501 \| 0.30% → $501 - $1k \| 0.50% → $1k - $2.5k \| 1.00% → $2.5k - $15k
0.20%	-	-	Statement Savings
0.20%	-	-	Kids Club Savings
0.20%	-	-	Holiday Savings
0.20%	-	-	Teen Sense Savings

First National Bank (4519) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$250k^*	-	Money Market
OTHER TIERS: 0.15% → Up to $5k \| 0.30% → $5k - $25k \| 0.45% → $25k - $100k \| 0.50% → $100k - $250k

First National Bank (4519) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.26%	$2k	$20k	Premier Rewards
0.10%	$500	-	First Checking

First National Bank (4519) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$5k	-	36 Month Raise-a-Rate CD
2.75%	$5k	-	17 Month CD Special
2.55%	$50	-	Savvy Saver 24 Month CD
2.45%	$1k	-	60 Month CD
2.25%	$1k	-	48 Month CD
2.15%	$1k	-	36 Month CD
2.00%	$1k	-	24 Month CD
1.65%	$1k	-	12 Month CD
1.60%	$1k	-	6 Month CD
1.55%	$1k	-	3 Month CD

First National Bank (4519) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$1k	-	48 Month IRA

Locations

First National Bank (4519) Locations
First National Bank	316 East Bremer Avenue	Waverly, IA 50677
Cedar Falls Branch	602 Main Street	Cedar Falls, IA 50613
Plainfield Branch	620 1st Street	Plainfield, IA 50666
Waverly Branch	921 West Bremer Avenue	Waverly, IA 50677

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