First Bank (Waverly, IA)

Overview / Commentary
316 E. Bremer Avenue
Waverly, IA 50677

First Bank (Waverly, IA) is headquartered in WAVERLY and is the 33rd largest bank in the state of Iowa. It is also the 1,328th largest bank in the nation. It was established in 1864 and as of September of 2023, it had grown to 82 employees at 8 locations. First Bank (Waverly, IA)'s money market rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #4519
Year Established1864
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD8.16%
Annual Interest Income$20.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$700.4MM$656.9MM
LoansQ3 2023vs Q3 2022$459.9MM$399.5MM
DepositsQ3 2023vs Q3 2022$586.7MM$572.8MM
Equity CapitalQ3 2023vs Q3 2022$68.3MM$62.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.3MM$5.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$317K$1.2MM
Real Estate OwnedQ3 2023vs Q3 2022$1.2MM$947K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank (Waverly, IA) Savings Account Rates

1.51%*$10k*-IRA Variable Savings
OTHER TIERS: 1.15% Up to $10k
1.00%--Holiday Savings
1.00%--Grow With Me Savings
0.80%*$15k*-Employee Sponsored HSA
OTHER TIERS: 0.10% Up to $501 | 0.15% $501 - $1k | 0.20% $1k - $2.5k | 0.50% $2.5k - $15k
0.80%*$15k*-Individual HSA
OTHER TIERS: 0.10% Up to $501 | 0.15% $501 - $1k | 0.20% $1k - $2.5k | 0.50% $2.5k - $15k
0.10%--Statement Savings

First Bank (Waverly, IA) Money Market Rates

1.00%*$250k*-Money Market
OTHER TIERS: 0.15% Up to $5k | 0.30% $5k - $25k | 0.50% $25k - $100k | 0.75% $100k - $250k

First Bank (Waverly, IA) Checking Account Rates

3.04%-$20kPremier Rewards
0.10%$500-First Checking

First Bank (Waverly, IA) CD Rates

5.00%$5k-7 Month CD Special
4.80%$5k-15 Month CD Special
4.49%$5k-19 Month Raise-A-Rate Special
4.48%$5k-36 Month Raise-a-Rate CD
2.00%$50-24 Month Savvy Saver CD
1.51%$1k-48 Month CD
1.51%$5k-60 Month CD
1.25%$1k-36 Month CD
1.00%$1k-3 Month CD
1.00%$1k-6 Month CD
1.00%$1k-12 Month CD
1.00%$1k-24 Month CD

First Bank (Waverly, IA) IRA Rates

1.51%$1k-48 Month IRA

First Bank (Waverly, IA) Locations
First National Bank316 East Bremer AvenueWaverly, IA 50677
Cedar Falls Branch602 Main StreetCedar Falls, IA 50613
Plainfield Branch620 1st StreetPlainfield, IA 50666
Waverly Branch921 West Bremer AvenueWaverly, IA 50677
Clarion Branch322 Central Avenue EastClarion, IA 50525
Eagle Grove Branch201 West BroadwayEagle Grove, IA 50533
Goldfield Branch435 Main StreetGoldfield, IA 50542

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