First Bank (Waverly, IA)

Overview / Commentary
316 E. Bremer Avenue
Waverly, IA 50677

First Bank (Waverly, IA) is headquartered in WAVERLY and is the 35th largest bank in the state of Iowa. It is also the 1,340th largest bank in the nation. It was established in 1864 and as of March of 2024, it had grown to 77 employees at 8 locations. First Bank (Waverly, IA)'s money market rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #4519
Year Established1864
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.25%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$713.1MM$693.3MM
LoansQ1 2024vs Q1 2023$484.4MM$438MM
DepositsQ1 2024vs Q1 2023$585.6MM$589.5MM
Equity CapitalQ1 2024vs Q1 2023$74.8MM$69.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.4MM$5.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$253K$17K
Real Estate OwnedQ1 2024vs Q1 2023$804K$1.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank (Waverly, IA) Savings Account Rates

1.51%*$10k*-IRA Variable Savings
OTHER TIERS: 1.15% $0 - $10k
1.00%$0-Holiday Savings
1.00%$0-Grow With Me Savings
0.80%*$15k*-Employee Sponsored HSA
OTHER TIERS: 0.10% $0 - $501 | 0.15% $501 - $1k | 0.20% $1k - $2.5k | 0.50% $2.5k - $15k
0.80%*$15k*-Individual HSA
OTHER TIERS: 0.10% $0 - $501 | 0.15% $501 - $1k | 0.20% $1k - $2.5k | 0.50% $2.5k - $15k
0.10%$0-Statement Savings

First Bank (Waverly, IA) Money Market Rates

1.00%*$250k*-Money Market
OTHER TIERS: 0.15% $0 - $5k | 0.30% $5k - $25k | 0.50% $25k - $100k | 0.75% $100k - $250k

First Bank (Waverly, IA) Checking Account Rates

3.04%$0$20kPremier Rewards
0.10%$500-First Checking

First Bank (Waverly, IA) CD Rates

5.00%$5k-7 Month CD Special
4.80%$5k-15 Month CD Special
4.49%$5k-19 Month Raise-A-Rate Special
4.48%$5k-36 Month Raise-a-Rate CD
2.00%$50-24 Month Savvy Saver CD
1.51%$1k-48 Month CD
1.51%$5k-60 Month CD
1.25%$1k-36 Month CD
1.00%$1k-3 Month CD
1.00%$1k-6 Month CD
1.00%$1k-12 Month CD
1.00%$1k-24 Month CD

First Bank (Waverly, IA) IRA Rates

1.51%$1k-48 Month IRA

First Bank (Waverly, IA) Locations
First National Bank316 East Bremer AvenueWaverly, IA 50677
Cedar Falls Branch602 Main StreetCedar Falls, IA 50613
Plainfield Branch620 1st StreetPlainfield, IA 50666
Waverly Branch921 West Bremer AvenueWaverly, IA 50677
Clarion Branch322 Central Avenue EastClarion, IA 50525
Eagle Grove Branch201 West BroadwayEagle Grove, IA 50533
Goldfield Branch435 Main StreetGoldfield, IA 50542

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