First National Bank, Ames, Iowa

Overview / Commentary
405 Fifth Street
Ames, IA 50010

First National Bank, Ames, Iowa is headquartered in Ames and is the 22nd largest bank in the state of Iowa. It is also the 916th largest bank in the nation. It was established in 1903 and as of June of 2020, it had grown to 132 employees at 11 locations. First National Bank, Ames, Iowa has a B+ health rating.


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Health Grade Components

FDIC Certificate #1545
Year Established1903
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.16%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$981.7MM$853.2MM
LoansQ2 2020vs Q2 2019$609.1MM$502.2MM
DepositsQ2 2020vs Q2 2019$855.8MM$745.8MM
Equity CapitalQ2 2020vs Q2 2019$96.4MM$86.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$8.2MM$6.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$10.2MM$482.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not First National Bank, Ames, Iowa; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank, Ames, Iowa Savings Account Rates

0.55%*$100k*-IRA Savings
OTHER TIERS: 0.35% Up to $25k | 0.45% $25k - $100k
0.15%*$5k*-Health Savings Account
OTHER TIERS: 0.10% Up to $5k
0.10%--Savings Account
0.10%--Kid's First Savings

First National Bank, Ames, Iowa Money Market Rates

0.25%*$100k*-Money Market
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k

First National Bank, Ames, Iowa Checking Account Rates

0.10%$2.5k-Premier Checking
0.10%--Commercial Checking with Interest
0.10%--First Point Checking
0.05%$500-Checking with Interest

First National Bank, Ames, Iowa CD Rates

0.75%*$30k*-5 Year CD
OTHER TIERS: 0.65% $1k - $15k | 0.70% $15k - $30k
0.70%*$25k*-21 Month CD Special
OTHER TIERS: 0.55% $10k - $25k
0.65%*$30k*-4 Year CD
OTHER TIERS: 0.55% $1k - $15k | 0.60% $15k - $30k
0.55%*$30k*-3 Year CD
OTHER TIERS: 0.45% $1k - $15k | 0.50% $15k - $30k
0.45%*$30k*-2 Year CD
OTHER TIERS: 0.35% $1k - $15k | 0.40% $15k - $30k
0.45%*$25k*-11 Month CD Special
OTHER TIERS: 0.35% $10k - $25k
0.45%*$30k*-24 Month ADD IT UP CD
OTHER TIERS: 0.10% $100 - $1k | 0.35% $1k - $15k | 0.40% $15k - $30k
0.40%*$30k*-1 1/2 Year CD
OTHER TIERS: 0.30% $1k - $15k | 0.35% $15k - $30k
0.35%*$30k*-1 Year CD
OTHER TIERS: 0.25% $1k - $15k | 0.30% $15k - $30k
0.30%*$30k*-6 Month CD
OTHER TIERS: 0.20% $1k - $15k | 0.25% $15k - $30k

Cities: Ames, Ankeny, Johnston, Murray, Osceola, West Des Moines

Ames Branches
University Branch3334 Lincoln WayAmes, IA 50010
North Grand Branch2406 Grand AveAmes, IA 50010
First National Bank, Ames, Iowa405 Fifth StreetAmes, IA 50010

Ankeny Branches
First National Bank, Ankeny Office1205 North Ankeny BoulevardAnkeny, IA 50021

Johnston Branches
Johnston/86th Street Branch8430 Birchwood Court, Suite 1100Johnston, IA 50131

Murray Branches
Murray Branch415 MapleMurray, IA 50174

Osceola Branches
Osceola Branch1320 Jeffreys DriveOsceola, IA 50213
Osceola Br139 S Main StreetOsceola, IA 50213

West Des Moines Branches
Fifth Street Branch301 Fifth StreetWest Des Moines, IA 50265
First Bank Branch5625 Mills Civic ParkwayWest Des Moines, IA 50266

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