First National Bank, Ames, Iowa

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CURRENT TOP RATE

5 Month CD Special

Overview / Commentary

515-232-5561

405 Fifth Street
Ames, IA 50010

First National Bank, Ames, Iowa is headquartered in AMES and is the 24^th largest bank in the state of Iowa. It is also the 885^th largest bank in the nation. It was established in 1903 and as of June of 2023, it had grown to 118 employees at 10 locations. First National Bank, Ames, Iowa's money market rates are 2X the national average, and it has a B health rating.

Related Posts

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2009
2006

5/31 - 4.01% Reward Checking Account at First Bank in Iowa

7/30 - 6.20% 60-Month / 6.01% 45-Month CD at an Iowa Bank (plus 6.35% Flex CD)

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Health

B

Data as of Q2 2023

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Health Grade Components

Overall
FDIC Certificate #	1545
Year Established	1903
Employees	118
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	6.97%
Annual Interest Income	$17.9MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$1.15B$1.09B
Loans	Q2 2023vs Q2 2022	$676.5MM$616.4MM
Deposits	Q2 2023vs Q2 2022	$964.9MM$979.0MM
Equity Capital	Q2 2023vs Q2 2022	$79.7MM$80.2MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$8.9MM$9.4MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$8.0MM$8.3MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank, Ames, Iowa Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	$100k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k+ \| 1.00% → $50k - $100k
2.02%^*	$100k^*	-	IRA Savings
OTHER TIERS: 1.76% → Up to $25k \| 1.86% → $25k - $100k
0.15%	-	-	Savings Account
0.15%	-	-	Kid's First Savings
0.15%	$25	-	Celebration Savings Account

First National Bank, Ames, Iowa Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.95%^*	$250k^*	-	Money Market
OTHER TIERS: 0.55% → Up to $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k
0.95%^*	$250k^*	-	Commercial Money Market
OTHER TIERS: 0.55% → Up to $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k

First National Bank, Ames, Iowa Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.06%^*	-	$15k	Interest Rewards
OTHER TIERS: 0.05% → $15k+
0.15%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.10% → Up to $25k \| 0.12% → $25k - $100k
0.05%	-	-	Commercial Checking with Interest

First National Bank, Ames, Iowa CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.47%^*	$25k^*	-	5 Month CD Special
OTHER TIERS: 4.37% → $10k - $25k
4.47%^*	$25k^*	-	10 Month CD Special
OTHER TIERS: 4.37% → $10k - $25k
3.80%^*	$250k^*	-	3 Month CD Special
OTHER TIERS: 3.29% → $50k - $100k \| 3.54% → $100k - $250k
1.61%^*	$25k^*	-	49 - 60 Month CD
OTHER TIERS: 1.51% → $1k - $10k \| 1.56% → $10k - $25k
1.56%^*	$25k^*	-	37 - 48 Month CD
OTHER TIERS: 1.46% → $1k - $10k \| 1.51% → $10k - $25k
1.51%^*	$25k^*	-	25 - 36 Month CD
OTHER TIERS: 1.41% → $1k - $10k \| 1.46% → $10k - $25k
1.46%^*	$30k^*	-	24 Month ADD IT UP CD
OTHER TIERS: 1.10% → $100 - $1k \| 1.36% → $1k - $15k \| 1.41% → $15k - $30k
1.41%^*	$25k^*	-	13 - 24 Month CD
OTHER TIERS: 1.31% → $1k - $10k \| 1.36% → $10k - $25k
1.26%^*	$25k^*	-	6 - 12 Month CD
OTHER TIERS: 1.15% → $1k - $10k \| 1.21% → $10k - $25k
0.85%^*	$25k^*	-	3 - 5 Month CD
OTHER TIERS: 0.75% → $1k - $10k \| 0.80% → $10k - $25k

Locations

First National Bank, Ames, Iowa Locations
First National Bank, Ankeny Office	1205 North Ankeny Boulevard	Ankeny, IA 50021
University Branch	3334 Lincoln Way	Ames, IA 50010
North Grand Branch	2406 Grand Ave	Ames, IA 50010
First National Bank, Ames, Iowa	405 5th St	Ames, IA 50010
Fifth Street Branch	301 Fifth Street	West Des Moines, IA 50265
First Bank Branch	5625 Mills Civic Parkway	West Des Moines, IA 50266
Osceola Branch	1320 Jeffreys Drive	Osceola, IA 50213
Osceola Br	139 S Main Street	Osceola, IA 50213

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