First National Bank, Ames, Iowa

Overview / Commentary
405 Fifth Street
Ames, IA 50010

First National Bank, Ames, Iowa is headquartered in Ames and is the 24th largest bank in the state of Iowa. It is also the 902nd largest bank in the nation. It was established in 1903 and as of June of 2022, it had grown to 121 employees at 9 locations. First National Bank, Ames, Iowa's money market rates are 70% higher than the national average, and it has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #1545
Year Established1903
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD11.31%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.09B$1.08B
LoansQ2 2022vs Q2 2021$616.4MM$614.5MM
DepositsQ2 2022vs Q2 2021$979.0MM$952.7MM
Equity CapitalQ2 2022vs Q2 2021$80.2MM$101.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$9.4MM$10.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.3MM$9.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank, Ames, Iowa; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank, Ames, Iowa Savings Account Rates

1.41%*$100k*-IRA Savings
OTHER TIERS: 1.21% Up to $25k | 1.31% $25k - $100k
0.10%--Savings Account
0.10%--Kid's First Savings
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% Up to $5k
0.10%$25-Celebration Savings Account

First National Bank, Ames, Iowa Money Market Rates

0.75%*$250k*-Money Market
OTHER TIERS: 0.40% Up to $25k | 0.50% $25k - $100k | 0.65% $100k - $250k
0.75%*$250k*-Commercial Money Market
OTHER TIERS: 0.40% Up to $25k | 0.50% $25k - $100k | 0.65% $100k - $250k

First National Bank, Ames, Iowa Checking Account Rates

2.02%*-$15kInterest Rewards
OTHER TIERS: 0.05% $15k+
0.10%*$100k*-Premier Checking
OTHER TIERS: 0.08% Up to $25k | 0.09% $25k - $100k
0.05%--Commercial Checking with Interest

First National Bank, Ames, Iowa CD Rates

3.03%*$25k*-7 Month CD Special
OTHER TIERS: 2.93% $10k - $25k
2.88%*$25k*-17 Month CD Special
OTHER TIERS: 2.78% $10k - $25k
2.78%*$250k*-3 Month CD Special
OTHER TIERS: 2.27% $50k - $100k | 2.52% $100k - $250k
1.51%*$30k*-5 Year CD
OTHER TIERS: 1.41% $1k - $15k | 1.46% $15k - $30k
1.46%*$30k*-4 Year CD
OTHER TIERS: 1.36% $1k - $15k | 1.41% $15k - $30k
1.41%*$30k*-3 Year CD
OTHER TIERS: 1.31% $1k - $15k | 1.36% $15k - $30k
1.36%*$30k*-2 Year CD
OTHER TIERS: 1.26% $1k - $15k | 1.31% $15k - $30k
1.36%*$30k*-24 Month ADD IT UP CD
OTHER TIERS: 1.00% $100 - $1k | 1.26% $1k - $15k | 1.31% $15k - $30k
1.31%*$30k*-1 1/2 Year CD
OTHER TIERS: 1.21% $1k - $15k | 1.26% $15k - $30k
1.21%*$30k*-1 Year CD
OTHER TIERS: 1.10% $1k - $15k | 1.15% $15k - $30k
1.10%*$30k*-6 Month CD
OTHER TIERS: 1.00% $1k - $15k | 1.05% $15k - $30k

First National Bank, Ames, Iowa Locations
First National Bank, Ankeny Office1205 North Ankeny BoulevardAnkeny, IA 50021
University Branch3334 Lincoln WayAmes, IA 50010
North Grand Branch2406 Grand AveAmes, IA 50010
First National Bank, Ames, Iowa405 5th StAmes, IA 50010
Fifth Street Branch301 Fifth StreetWest Des Moines, IA 50265
First Bank Branch5625 Mills Civic ParkwayWest Des Moines, IA 50266
Osceola Branch1320 Jeffreys DriveOsceola, IA 50213
Osceola Br139 S Main StreetOsceola, IA 50213

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.