First National Bank, Ames, Iowa

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CURRENT TOP RATE

7 Month CD Special

Overview / Commentary

515-232-5561

405 Fifth Street
Ames, IA 50010

First National Bank, Ames, Iowa is headquartered in Ames and is the 24^th largest bank in the state of Iowa. It is also the 902^nd largest bank in the nation. It was established in 1903 and as of June of 2022, it had grown to 121 employees at 9 locations. First National Bank, Ames, Iowa's money market rates are 2X the national average, and it has a B+ health rating.

Related Posts

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2009
2006

5/31 - 4.01% Reward Checking Account at First Bank in Iowa

7/30 - 6.20% 60-Month / 6.01% 45-Month CD at an Iowa Bank (plus 6.35% Flex CD)

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Health

B+

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	1545
Year Established	1903
Employees	121
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	11.31%
Annual Interest Income	$14.6MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$1.09B$1.08B
Loans	Q2 2022vs Q2 2021	$616.4MM$614.5MM
Deposits	Q2 2022vs Q2 2021	$979.0MM$952.7MM
Equity Capital	Q2 2022vs Q2 2021	$80.2MM$101.4MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$9.4MM$10.0MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$8.3MM$9.1MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank, Ames, Iowa Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	$100k^*	-	IRA Savings
OTHER TIERS: 1.76% → Up to $25k \| 1.86% → $25k - $100k
0.15%	-	-	Savings Account
0.15%	-	-	Kid's First Savings
0.15%^*	$5k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $5k
0.15%	$25	-	Celebration Savings Account

First National Bank, Ames, Iowa Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.95%^*	$250k^*	-	Money Market
OTHER TIERS: 0.55% → Up to $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k
0.95%^*	$250k^*	-	Commercial Money Market
OTHER TIERS: 0.55% → Up to $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k

First National Bank, Ames, Iowa Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%^*	-	$15k	Interest Rewards
OTHER TIERS: 0.05% → $15k+
0.15%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.10% → Up to $25k \| 0.12% → $25k - $100k
0.05%	-	-	Commercial Checking with Interest

First National Bank, Ames, Iowa CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.32%^*	$25k^*	-	7 Month CD Special
OTHER TIERS: 4.22% → $10k - $25k
3.80%^*	$250k^*	-	3 Month CD Special
OTHER TIERS: 3.29% → $50k - $100k \| 3.54% → $100k - $250k
3.80%^*	$25k^*	-	17 Month CD Special
OTHER TIERS: 3.29% → $10k - $25k
1.61%^*	$30k^*	-	5 Year CD
OTHER TIERS: 1.51% → $1k - $15k \| 1.56% → $15k - $30k
1.56%^*	$30k^*	-	4 Year CD
OTHER TIERS: 1.46% → $1k - $15k \| 1.51% → $15k - $30k
1.51%^*	$30k^*	-	3 Year CD
OTHER TIERS: 1.41% → $1k - $15k \| 1.46% → $15k - $30k
1.46%^*	$30k^*	-	2 Year CD
OTHER TIERS: 1.36% → $1k - $15k \| 1.41% → $15k - $30k
1.46%^*	$30k^*	-	24 Month ADD IT UP CD
OTHER TIERS: 1.10% → $100 - $1k \| 1.36% → $1k - $15k \| 1.41% → $15k - $30k
1.41%^*	$30k^*	-	1 1/2 Year CD
OTHER TIERS: 1.31% → $1k - $15k \| 1.36% → $15k - $30k
1.31%^*	$30k^*	-	1 Year CD
OTHER TIERS: 1.21% → $1k - $15k \| 1.26% → $15k - $30k
1.21%^*	$30k^*	-	6 Month CD
OTHER TIERS: 1.10% → $1k - $15k \| 1.15% → $15k - $30k

Locations

First National Bank, Ames, Iowa Locations
First National Bank, Ankeny Office	1205 North Ankeny Boulevard	Ankeny, IA 50021
University Branch	3334 Lincoln Way	Ames, IA 50010
North Grand Branch	2406 Grand Ave	Ames, IA 50010
First National Bank, Ames, Iowa	405 5th St	Ames, IA 50010
Fifth Street Branch	301 Fifth Street	West Des Moines, IA 50265
First Bank Branch	5625 Mills Civic Parkway	West Des Moines, IA 50266
Osceola Branch	1320 Jeffreys Drive	Osceola, IA 50213
Osceola Br	139 S Main Street	Osceola, IA 50213

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