First National Bank, Ames, Iowa

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CURRENT TOP RATE

3 Month CD Special

Overview / Commentary

515-232-5561

405 Fifth Street
Ames, IA 50010

First National Bank, Ames, Iowa is headquartered in AMES and is the 25^th largest bank in the state of Iowa. It is also the 934^th largest bank in the nation. It was established in 1903 and as of June of 2024, it had grown to 119 employees at 10 locations. First National Bank, Ames, Iowa's money market rates are 2X the national average, and it has a B health rating.

Related Posts

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2009
2006

5/31 - 4.01% Reward Checking Account at First Bank in Iowa

7/30 - 6.20% 60-Month / 6.01% 45-Month CD at an Iowa Bank (plus 6.35% Flex CD)

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Health

B

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	1545
Year Established	1903
Employees	119
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.34%
Return on Equity - YTD	4.58%
Annual Interest Income	$19.5MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.11B$1.15B
Loans	Q2 2024vs Q2 2023	$677.7MM$676.5MM
Deposits	Q2 2024vs Q2 2023	$935.5MM$964.9MM
Equity Capital	Q2 2024vs Q2 2023	$85.2MM$79.7MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$9.1MM$8.9MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$9.9MM$8MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank, Ames, Iowa Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	$100k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $0 - $5k \| 0.15% → $5k+ \| 1.00% → $50k - $100k
2.02%^*	$100k^*	-	IRA Savings
OTHER TIERS: 1.76% → $0 - $25k \| 1.86% → $25k - $100k
0.15%	$0	-	Savings Account
0.15%	$0	-	Kid's First Savings
0.15%	$25	-	Celebration Savings Account

First National Bank, Ames, Iowa Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.95%^*	$250k^*	-	Money Market
OTHER TIERS: 0.55% → $0 - $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k
0.95%^*	$250k^*	-	Commercial Money Market
OTHER TIERS: 0.55% → $0 - $25k \| 0.70% → $25k - $100k \| 0.85% → $100k - $250k

First National Bank, Ames, Iowa Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.06%^*	$0	$15k	Interest Rewards
OTHER TIERS: 0.05% → $15k+
0.15%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.10% → $0 - $25k \| 0.12% → $25k - $100k
0.05%	$0	-	Commercial Checking with Interest

First National Bank, Ames, Iowa CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.47%^*	$25k^*	-	3 Month CD Special
OTHER TIERS: 4.32% → $10k - $25k
4.47%^*	$25k^*	-	5 Month CD Special
OTHER TIERS: 4.32% → $10k - $25k
2.73%^*	$25k^*	-	3 - 5 Month CD
OTHER TIERS: 2.52% → $1k - $10k \| 2.63% → $10k - $25k
2.63%^*	$25k^*	-	6 - 12 Month CD
OTHER TIERS: 2.42% → $1k - $10k \| 2.52% → $10k - $25k
2.52%^*	$30k^*	-	24 Month ADD IT UP CD
OTHER TIERS: 2.07% → $100 - $1k \| 2.32% → $1k - $15k \| 2.42% → $15k - $30k
2.52%^*	$25k^*	-	13 - 24 Month CD
OTHER TIERS: 2.32% → $1k - $10k \| 2.42% → $10k - $25k
2.42%^*	$25k^*	-	25 - 36 Month CD
OTHER TIERS: 2.22% → $1k - $10k \| 2.32% → $10k - $25k
2.32%^*	$25k^*	-	37 - 48 Month CD
OTHER TIERS: 2.12% → $1k - $10k \| 2.22% → $10k - $25k
2.32%^*	$25k^*	-	49 - 60 Month CD
OTHER TIERS: 2.12% → $1k - $10k \| 2.22% → $10k - $25k

Locations

First National Bank, Ames, Iowa Locations
First National Bank, Ankeny Office	1205 North Ankeny Boulevard	Ankeny, IA 50021
University Branch	3334 Lincoln Way	Ames, IA 50010
North Grand Branch	2406 Grand Ave	Ames, IA 50010
First National Bank, Ames, Iowa	405 5th St	Ames, IA 50010
Fifth Street Branch	301 Fifth Street	West Des Moines, IA 50265
First Bank Branch	5625 Mills Civic Parkway	West Des Moines, IA 50266
Osceola Branch	1320 Jeffreys Drive	Osceola, IA 50213
Osceola Br	139 S Main Street	Osceola, IA 50213

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