First National Bank and Trust Co. of Bottineau

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstbottineau.com

701-228-2236

424 Main Street
Bottineau, ND 58318

First National Bank and Trust Co. of Bottineau is headquartered in BOTTINEAU and is the 37^th largest bank in the state of North Dakota. It is also the 3,190^th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 21 employees at 1 location. First National Bank and Trust Co. of Bottineau's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3902
Year Established	1906
Employees	21
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	9.2%
Annual Interest Income	$2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$180.2MM$167.6MM
Loans	Q1 2025vs Q1 2024	$77.3MM$72.8MM
Deposits	Q1 2025vs Q1 2024	$156.2MM$146MM
Equity Capital	Q1 2025vs Q1 2024	$22.8MM$20.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$370K$331K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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First National Bank and Trust Co. of Bottineau Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%	$1	-	Regular Savings

First National Bank and Trust Co. of Bottineau Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$2.5k	-	Money Market Account

First National Bank and Trust Co. of Bottineau Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%	$2.5k	-	Super Now Checking
0.40%	$500	-	Now Checking

First National Bank and Trust Co. of Bottineau CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.14%	$500	-	60 Month CD
3.89%	$500	-	12 Month CD
3.79%	$500	-	36 Month CD - 2 Options
3.73%	$500	-	182 Day CD
3.53%	$500	-	18 Month CD
3.53%	$500	-	24 Month CD
3.53%	$500	-	30 Month CD
2.78%	$500	-	91 Day CD
0.25%	$2.5k	-	7-31 Day CD

Locations

First National Bank and Trust Co. of Bottineau Locations
First National Bank and Trust Co. Of Bottineau	424 Main St	Bottineau, ND 58318

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