First National Bank and Trust Company of Newtown is headquartered in NEWTOWN and is the 40th largest bank in the state of Pennsylvania. It is also the 825th largest bank in the nation. It was established in 1864 and as of March of 2023, it had grown to 120 employees at 15 locations. First National Bank and Trust Company of Newtown has a B health rating.
The First National Bank of Newtown, located in the suburbs of Philadelphia, Pennsylvania, earns rave reviews from this reviewer. I've been banking there for almost 20 years, and can honestly say I've never had a problem. They are delightful, friendly; the kind of bank that remembers your name. One time in particular, I can remember making a deposit, and noticing a few weeks later that I was shorted on the amount I deposited. I went back to the First National Bank, spoke with a manager, and after a few minutes, he informed me of the bank's mistake. Not only was the rest of my money deposited, but they also gave me a bonus $50 for the mix up! What a great gesture of true customer service. I'm very pleased to bank at First National of Newtown, and will continue to do so for the foreseeable future.
I love dealing with First National Bank and Trust Company of Newtown. I have a checking account and savings account with this bank. I find the fees are reasonable and the interest collected is on par with what any large bank would offer. When I was in college (and significantly less fiscally responsible), First National Bank had very reasonable overdraft policies. They were willing to overturn two overdraft fees and had options to move money in quickly same day/day after to avoid overdraft. Further, I always loved going into the bank because everyone is so friendly.
Overall | |
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FDIC Certificate # | 7658 |
Year Established | 1864 |
Employees | 120 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.51% |
Return on Equity - YTD | 48.08% |
Annual Interest Income | $9.5MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $1.27B$1.32B |
Loans | Q1 2023vs Q1 2022 | $416.9MM$389.8MM |
Deposits | Q1 2023vs Q1 2022 | $1.17B$1.21B |
Equity Capital | Q1 2023vs Q1 2022 | $44.3MM$69.1MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $6.2MM$5.4MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $2.2MM$1.1MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $50k* | - | Money Market Checking | ||
OTHER TIERS: 0.10% → Up to $50k | |||||
0.15%* | $50k* | - | Money Market Savings | ||
OTHER TIERS: 0.10% → Up to $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $500 | - | 60 Month CD | |
0.80% | $500 | - | 48 Month CD | |
0.55% | $500 | - | 36 Month CD | |
0.40% | $500 | - | 24 Month CD | |
0.35% | $500 | - | 18 Month CD | |
0.25% | $500 | - | 12 Month CD | |
0.15% | $500 | - | 6 Month CD | |
0.10% | $500 | - | 90 Day CD |