First National Bank in Philip


Overview / Commentary
605-859-2525
103 E Oak Street
Philip, SD 57567

First National Bank in Philip is headquartered in PHILIP and is the 24th largest bank in the state of South Dakota. It is also the 2,196th largest bank in the nation. It was established in 1906 and as of March of 2024, it had grown to 28 employees at 2 locations. First National Bank in Philip's money market rates are 9X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3999
Year Established1906
Employees28
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD16.67%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$362.1MM$365.5MM
LoansQ1 2024vs Q1 2023$227.3MM$215.9MM
DepositsQ1 2024vs Q1 2023$317.2MM$324.3MM
Equity CapitalQ1 2024vs Q1 2023$40.9MM$37.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.8MM$3.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$24K$24K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank in Philip; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank in Philip Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$5-IRA Open Account
2.27%$25-Regular Savings
2.27%$25-Business Regular Savings
1.26%$5-Health Savings NOW Checking

First National Bank in Philip Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$200k*-Cash Management Account
OTHER TIERS: 2.27% $0 - $2.5k | 2.63% $2.5k - $25k | 2.99% $25k - $50k | 3.35% $50k - $100k | 3.71% $100k - $200k

First National Bank in Philip Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1.5k-NOW Checking
1.00%$1.5k-Business NOW Checking

First National Bank in Philip CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%$1k-3 Month CD
4.58%$1k-Business 3 Month CD
4.55%$1k-6 Month CD
4.55%$1k-Business 6 Month CD
4.32%$1k-1 Year CD
4.32%$1k-Business 1 Year CD
4.06%$1k-2 Year CD
4.06%$1k-Business 2 Year CD
3.80%$1k-3 Year CD
3.80%$1k-Business 3 Year CD
3.75%$1k-4 Year CD
3.75%$1k-Business 4 Year CD
Locations


First National Bank in Philip Locations
First National Bank In Philip103 E OakPhilip, SD 57567
Faith Farmers Branch127 Main StreetFaith, SD 57626

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