First National Bank in Philip
LOCATIONS
2
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HEALTH RATING
A
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CURRENT TOP RATE
2.75% APY
4 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.76% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.75% | Savings | |
| 2.75% | 4-year CD | 1.95% - National Average |
Overview / Commentary
First National Bank in Philip is headquartered in Philip and is the 24th largest bank in the state of South Dakota. It is also the 2,380th largest bank in the nation. It was established in 1906 and as of September of 2018, it had grown to 31 employees at 2 locations. First National Bank in Philip's money market rates are 4X the national average, and it has an A health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3999 |
| Year Established | 1906 |
| Employees | 31 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.99% |
| Return on Equity - YTD | 16.34% |
| Annual Interest Income | $8.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $268.0MM$247.9MM |
| Loans | Q3 2018vs Q3 2017 | $192.5MM$177.4MM |
| Deposits | Q3 2018vs Q3 2017 | $207.9MM$212.0MM |
| Equity Capital | Q3 2018vs Q3 2017 | $33.2MM$31.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $3.0MM$2.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $48.00K$143.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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First National Bank in Philip Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $5 | - | IRA Open Account | |
| 0.75% | $5 | - | Health Savings NOW Checking | |
| 0.75% | $25 | - | Regular Savings |
First National Bank in Philip Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | $200k* | - | Cash Management Account | ||
| OTHER TIERS: 1.00% → Up to $2.5k | 1.16% → $2.5k - $25k | 1.31% → $25k - $50k | 1.46% → $50k - $100k | 1.61% → $100k - $200k | |||||
First National Bank in Philip Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1.5k | - | NOW Checking |
First National Bank in Philip CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $1k | - | 4 Year CD | |
| 2.52% | $1k | - | 3 Year CD | |
| 2.27% | $1k | - | 2 Year CD | |
| 1.76% | $1k | - | 1 Year CD | |
| 1.51% | $1k | - | 6 Month CD | |
| 1.00% | $1k | - | 3 Month CD |
Locations
| First National Bank in Philip Locations | ||
|---|---|---|
| First National Bank In Philip | 103 E Oak | Philip, SD 57567 |
| Faith Farmers Branch | 127 Main Street | Faith, SD 57626 |