First National Bank in Philip

Overview / Commentary
103 E Oak Street
Philip, SD 57567

First National Bank in Philip is headquartered in Philip and is the 24th largest bank in the state of South Dakota. It is also the 2,250th largest bank in the nation. It was established in 1906 and as of March of 2022, it had grown to 29 employees at 2 locations. First National Bank in Philip's money market rates are 3X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #3999
Year Established1906
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.17%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$352.9MM$322.6MM
LoansQ1 2022vs Q1 2021$188.4MM$188.1MM
DepositsQ1 2022vs Q1 2021$311.1MM$277.2MM
Equity CapitalQ1 2022vs Q1 2021$38.4MM$41.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.7MM$3.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$184.00K$48.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not First National Bank in Philip; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank in Philip Savings Account Rates

2.27%$5-IRA Open Account
0.75%$5-Health Savings NOW Checking
0.75%$25-Regular Savings
0.75%$25-Business Regular Savings

First National Bank in Philip Money Market Rates

1.26%*$200k*-Cash Management Account
OTHER TIERS: 0.75% Up to $2.5k | 0.85% $2.5k - $25k | 0.95% $25k - $50k | 1.06% $50k - $100k | 1.16% $100k - $200k

First National Bank in Philip Checking Account Rates

0.50%$1.5k-NOW Checking
0.50%$1.5k-Business NOW Checking

First National Bank in Philip CD Rates

2.25%$1k-4 Year CD
2.25%$1k-Business 4 Year CD
2.02%$1k-3 Year CD
2.02%$1k-Business 3 Year CD
1.76%$1k-2 Year CD
1.76%$1k-Business 2 Year CD
1.51%$1k-1 Year CD
1.51%$1k-Business 1 Year CD
1.25%$1k-6 Month CD
1.25%$1k-Business 6 Month CD
1.00%$1k-3 Month CD
1.00%$1k-Business 3 Month CD

First National Bank in Philip Locations
First National Bank In Philip103 E OakPhilip, SD 57567
Faith Farmers Branch127 Main StreetFaith, SD 57626

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