First National Bank in Philip
LOCATIONS
2
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HEALTH RATING
A
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CURRENT TOP RATE
3.00% APY
4 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.26% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 1.26% | Savings | 0.27% - National Average |
| 3.00% | 4-year CD | 2.90% - Barclays 48 Month Online CD |
Overview / Commentary
First National Bank in Philip is headquartered in Philip and is the 24th largest bank in the state of South Dakota. It is also the 2,371st largest bank in the nation. It was established in 1906 and as of December of 2018, it had grown to 30 employees at 2 locations. First National Bank in Philip's money market rates are 5X the national average, and it has an A health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3999 |
| Year Established | 1906 |
| Employees | 30 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.98% |
| Return on Equity - YTD | 16.08% |
| Annual Interest Income | $12.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $269.1MM$291.4MM |
| Loans | Q4 2018vs Q4 2017 | $189.1MM$166.5MM |
| Deposits | Q4 2018vs Q4 2017 | $230.3MM$254.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $34.7MM$32.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.1MM$2.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $52.00K$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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First National Bank in Philip Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $5 | - | IRA Open Account | |
| 1.26% | $25 | - | Regular Savings | |
| 0.75% | $5 | - | Health Savings NOW Checking |
First National Bank in Philip Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | $200k* | - | Cash Management Account | ||
| OTHER TIERS: 1.26% → Up to $2.5k | 1.41% → $2.5k - $25k | 1.56% → $25k - $50k | 1.71% → $50k - $100k | 1.87% → $100k - $200k | |||||
First National Bank in Philip Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1.5k | - | NOW Checking |
First National Bank in Philip CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 4 Year CD | |
| 2.78% | $1k | - | 3 Year CD | |
| 2.52% | $1k | - | 2 Year CD | |
| 2.26% | $1k | - | 1 Year CD | |
| 2.01% | $1k | - | 6 Month CD | |
| 1.76% | $1k | - | 3 Month CD |
Locations
| First National Bank in Philip Locations | ||
|---|---|---|
| First National Bank In Philip | 103 E Oak | Philip, SD 57567 |
| Faith Farmers Branch | 127 Main Street | Faith, SD 57626 |