First National Bank in Philip

Overview / Commentary
103 E Oak Street
Philip, SD 57567

First National Bank in Philip is headquartered in PHILIP and is the 24th largest bank in the state of South Dakota. It is also the 2,191st largest bank in the nation. It was established in 1906 and as of June of 2023, it had grown to 28 employees at 2 locations. First National Bank in Philip's money market rates are 9X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #3999
Year Established1906
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD18.13%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$359.3MM$353.5MM
LoansQ2 2023vs Q2 2022$230.6MM$193.6MM
DepositsQ2 2023vs Q2 2022$318.3MM$314.5MM
Equity CapitalQ2 2023vs Q2 2022$37.2MM$35.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$3.7MM$3.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$24.00K$262.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not First National Bank in Philip; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank in Philip Savings Account Rates

4.06%$5-IRA Open Account
2.27%$25-Regular Savings
2.27%$25-Business Regular Savings
1.26%$5-Health Savings NOW Checking

First National Bank in Philip Money Market Rates

4.07%*$200k*-Cash Management Account
OTHER TIERS: 2.27% Up to $2.5k | 2.63% $2.5k - $25k | 2.99% $25k - $50k | 3.35% $50k - $100k | 3.71% $100k - $200k

First National Bank in Philip Checking Account Rates

1.00%$1.5k-NOW Checking
1.00%$1.5k-Business NOW Checking

First National Bank in Philip CD Rates

4.58%$1k-3 Month CD
4.58%$1k-Business 3 Month CD
4.55%$1k-6 Month CD
4.55%$1k-Business 6 Month CD
4.32%$1k-1 Year CD
4.32%$1k-Business 1 Year CD
4.06%$1k-2 Year CD
4.06%$1k-Business 2 Year CD
3.80%$1k-3 Year CD
3.80%$1k-Business 3 Year CD
3.75%$1k-4 Year CD
3.75%$1k-Business 4 Year CD

First National Bank in Philip Locations
First National Bank In Philip103 E OakPhilip, SD 57567
Faith Farmers Branch127 Main StreetFaith, SD 57626

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