First National Bank in Philip

Overview / Commentary

www.fnbphilip.com

605-859-2525

103 E Oak Street
Philip, SD 57567

First National Bank in Philip is headquartered in PHILIP and is the 24^th largest bank in the state of South Dakota. It is also the 2,191^st largest bank in the nation. It was established in 1906 and as of June of 2023, it had grown to 28 employees at 2 locations. First National Bank in Philip's money market rates are 9X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3999
Year Established	1906
Employees	28
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.81%
Return on Equity - YTD	18.13%
Annual Interest Income	$9.2MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$359.3MM$353.5MM
Loans	Q2 2023vs Q2 2022	$230.6MM$193.6MM
Deposits	Q2 2023vs Q2 2022	$318.3MM$314.5MM
Equity Capital	Q2 2023vs Q2 2022	$37.2MM$35.7MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$3.7MM$3.7MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$24.00K$262.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First National Bank in Philip; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank in Philip Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$5	-	IRA Open Account
2.27%	$25	-	Regular Savings
2.27%	$25	-	Business Regular Savings
1.26%	$5	-	Health Savings NOW Checking

First National Bank in Philip Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.07%^*	$200k^*	-	Cash Management Account
OTHER TIERS: 2.27% → Up to $2.5k \| 2.63% → $2.5k - $25k \| 2.99% → $25k - $50k \| 3.35% → $50k - $100k \| 3.71% → $100k - $200k

First National Bank in Philip Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$1.5k	-	NOW Checking
1.00%	$1.5k	-	Business NOW Checking

First National Bank in Philip CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.58%	$1k	-	3 Month CD
4.58%	$1k	-	Business 3 Month CD
4.55%	$1k	-	6 Month CD
4.55%	$1k	-	Business 6 Month CD
4.32%	$1k	-	1 Year CD
4.32%	$1k	-	Business 1 Year CD
4.06%	$1k	-	2 Year CD
4.06%	$1k	-	Business 2 Year CD
3.80%	$1k	-	3 Year CD
3.80%	$1k	-	Business 3 Year CD
3.75%	$1k	-	4 Year CD
3.75%	$1k	-	Business 4 Year CD

Locations

First National Bank in Philip Locations
First National Bank In Philip	103 E Oak	Philip, SD 57567
Faith Farmers Branch	127 Main Street	Faith, SD 57626

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.