First National Bank in Philip
LOCATIONS
2
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HEALTH RATING
A+
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CURRENT TOP RATE
1.85% APY
4 Year CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.26% | 1-year CD | 1 Year CD |
| 0.50% | Savings | Regular Savings |
| 1.85% | 4-year CD | 4 Year CD |
Overview / Commentary
First National Bank in Philip is headquartered in Philip and is the 23rd largest bank in the state of South Dakota. It is also the 2,257th largest bank in the nation. It was established in 1906 and as of December of 2017, it had grown to 31 employees at 2 locations. First National Bank in Philip's money market rates are 3X the national average, and it boasts an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3999 |
| Year Established | 1906 |
| Employees | 31 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.75% |
| Return on Equity - YTD | 14.45% |
| Annual Interest Income | $10.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $291.4MM$258.9MM |
| Loans | Q4 2017vs Q4 2016 | $166.5MM$158.4MM |
| Deposits | Q4 2017vs Q4 2016 | $254.8MM$224.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $32.6MM$30.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $2.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $0$0 |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank in Philip Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | IRA Open Account | |
| 0.50% | - | - | Health Savings NOW Checking | |
| 0.50% | $25 | - | Regular Savings |
First National Bank in Philip Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | $200k* | - | Cash Management Account | ||
| OTHER TIERS: 0.50% → Up to $2,500 | 0.65% → $2,500 - $25k | 0.80% → $25k - $50k | 0.95% → $50k - $100k | 1.11% → $100k - $200k | |||||
First National Bank in Philip Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1,500 | - | NOW Checking |
First National Bank in Philip CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $1k | - | 4 Year CD | |
| 1.76% | $1k | - | 3 Year CD | |
| 1.51% | $1k | - | 2 Year CD | |
| 1.26% | $1k | - | 1 Year CD | |
| 1.00% | $1k | - | 6 Month CD | |
| 0.80% | $1k | - | 3 Month CD |
Locations
| First National Bank in Philip Locations | ||
|---|---|---|
| First National Bank In Philip | 103 E Oak | Philip, SD 57567 |
| Faith Farmers Branch | 127 Main Street | Faith, SD 57626 |