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Overview / Commentary
100 South Phillips Avenue
Sioux Falls, SD 57104

Since 1885 they have been helping people in Sioux Falls. Whether it's buying a first home or preparing for retirement, they've been there. You've changed over time, and they've continued to help you along the way. Their experience as one of the oldest and largest independent financial institutions in South Dakota assures you the professional advice and trust that has met the test of time.


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Health Grade Components

FDIC Certificate #4016
Year Established1885
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.6%
Annual Interest Income$39.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.13B$1.16B
LoansQ4 2017vs Q4 2016$814.9MM$770.2MM
DepositsQ4 2017vs Q4 2016$942.5MM$958.9MM
Equity CapitalQ4 2017vs Q4 2016$148.7MM$145.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$19.6MM$20.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$32.3MM$20.6MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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