The First National Bank in Sioux Falls

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbsf.com

605-335-5200

100 South Phillips Avenue
Sioux Falls, SD 57104

Since 1885 they have been helping people in Sioux Falls. Whether it's buying a first home or preparing for retirement, they've been there. You've changed over time, and they've continued to help you along the way. Their experience as one of the oldest and largest independent financial institutions in South Dakota assures you the professional advice and trust that has met the test of time.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4016
Year Established	1885
Employees	271
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	8.92%
Annual Interest Income	$23.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.97B$2.01B
Loans	Q1 2025vs Q1 2024	$1.42B$1.32B
Deposits	Q1 2025vs Q1 2024	$1.59B$1.59B
Equity Capital	Q1 2025vs Q1 2024	$176.4MM$165.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$21.2MM$20.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.4MM$1.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank in Sioux Falls Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$0	$10k	Kasasa Cash
OTHER TIERS: 0.10% → $10k+

Locations

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Sioux Falls Area

Sioux Falls Area bank & credit union details

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