First National Bank Minnesota Reviews and Rates

First National Bank Minnesota

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbmn.bank

507-931-4000

226 Nassau St
Saint Peter, MN 56082

First National Bank Minnesota is headquartered in SAINT PETER and is the 54^th largest bank in the state of Minnesota. It is also the 1,973^rd largest bank in the nation. It was established in 1857 and as of March of 2025, it had grown to 63 employees at 4 locations. First National Bank Minnesota has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	5247
Year Established	1857
Employees	63
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-0.23%
Return on Equity - YTD	-2.79%
Annual Interest Income	$5.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$438.6MM$444.2MM
Loans	Q1 2025vs Q1 2024	$322.7MM$332MM
Deposits	Q1 2025vs Q1 2024	$379.1MM$382.6MM
Equity Capital	Q1 2025vs Q1 2024	$37.1MM$35.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.2MM$4.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.1MM$1.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$148K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank Minnesota CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$25k^*	-	6 Month CD Special
OTHER TIERS: 3.40% → $1k - $10k \| 3.80% → $10k - $25k
3.85%^*	$25k^*	-	11 Month CD Special
OTHER TIERS: 3.25% → $1k - $10k \| 3.65% → $10k - $25k
3.85%^*	$25k^*	-	19 Month CD Special
OTHER TIERS: 3.25% → $1k - $10k \| 3.65% → $10k - $25k

First National Bank Minnesota IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$25k^*	-	6 Month IRA Special
OTHER TIERS: 3.40% → $1k - $10k \| 3.80% → $10k - $25k
3.85%^*	$25k^*	-	11 Month IRA Special
OTHER TIERS: 3.25% → $1k - $10k \| 3.65% → $10k - $25k
3.85%^*	$25k^*	-	19 Month IRA Special
OTHER TIERS: 3.25% → $1k - $10k \| 3.65% → $10k - $25k

Locations

First National Bank Minnesota Locations
Gaylord Branch	209 Main Avenue	Gaylord, MN 55334
First National Bank Minnesota	226 Nassau St	Saint Peter, MN 56082
Mankato Branch	500 Long Street	Mankato, MN 56002
Belle Plaine Branch	201 West Main Street	Belle Plaine, MN 56011

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