First National Bank of Central Texas
Overview / Commentary
First National Bank of Central Texas is headquartered in Waco and is the 76th largest bank in the state of Texas. It is also the 955th largest bank in the nation. It was established in 1901 and as of June of 2019, it had grown to 92 employees at 5 locations. First National Bank of Central Texas has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3325 |
| Year Established | 1901 |
| Employees | 92 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.51% |
| Return on Equity - YTD | 25.38% |
| Annual Interest Income | $19.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $829.1MM$855.8MM |
| Loans | Q2 2019vs Q2 2018 | $723.2MM$707.6MM |
| Deposits | Q2 2019vs Q2 2018 | $728.8MM$765.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $84.1MM$76.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $8.5MM$7.6MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $231.00K$753.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$405.00K |
Rates
Rates for First National Bank of Central Texas are currently being reviewed.
Locations
| First National Bank of Central Texas Locations | ||
|---|---|---|
| China Spring Branch | 10332 China Spring Road | Waco, TX 76708 |
| First National Bank Of Central Texas | 1835 North Valley Mills Drive | Waco, TX 76712 |
| Hillsboro Branch | 300 Elm | Hillsboro, TX 76645 |
| Mart Branch | 501 Texas Avenue | Mart, TX 76664 |
| Woodway-Hewitt Branch | 7500 W. Woodway Drive | Waco, TX 76712 |