First National Bank of Central Texas is headquartered in WACO and is the 66th largest bank in the state of Texas. It is also the 724th largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 119 employees at 8 locations. First National Bank of Central Texas has an A+ health rating.
Overall | |
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FDIC Certificate # | 3325 |
Year Established | 1901 |
Employees | 119 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 2.31% |
Return on Equity - YTD | 19.88% |
Annual Interest Income | $21.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $1.54B$1.62B |
Loans | Q1 2025vs Q1 2024 | $1.21B$1.14B |
Deposits | Q1 2025vs Q1 2024 | $1.34B$1.29B |
Equity Capital | Q1 2025vs Q1 2024 | $182.4MM$165.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $15.2MM$14.9MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.5MM$457K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Sorry, we do not have rate data for First National Bank of Central Texas.
First National Bank of Central Texas Locations | ||
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China Spring Branch | 10332 China Spring Road | Waco, TX 76708 |
First National Bank Of Central Texas | 1835 N Valley Mills Dr | Waco, TX 76710 |
Hillsboro Branch | 300 Elm | Hillsboro, TX 76645 |
Mart Branch | 501 Texas Avenue | Mart, TX 76664 |
Woodway-Hewitt Branch | 7500 W. Woodway Drive | Waco, TX 76712 |
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