First National Bank of Central Texas is headquartered in Waco and is the 75th largest bank in the state of Texas. It is also the 851st largest bank in the nation. It was established in 1901 and as of December of 2020, it had grown to 96 employees at 5 locations. First National Bank of Central Texas has an A health rating.
Overall | |
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FDIC Certificate # | 3325 |
Year Established | 1901 |
Employees | 96 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.97% |
Return on Equity - YTD | 21.81% |
Annual Interest Income | $38.6MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $1.12B$878.3MM |
Loans | Q4 2020vs Q4 2019 | $808.0MM$740.1MM |
Deposits | Q4 2020vs Q4 2019 | $998.6MM$776.5MM |
Equity Capital | Q4 2020vs Q4 2019 | $97.4MM$85.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $9.2MM$8.8MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $5.3MM$9.3MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.05% | - | - | First Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | First Prime Checking | |
0.05% | - | - | First Interest Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.91% | $1k | - | 60 Month IRA | |
0.65% | $1k | - | 36 Month IRA | |
0.55% | $1k | - | 24 Month IRA | |
0.40% | $1k | - | 12 Month IRA |
First National Bank of Central Texas Locations | ||
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China Spring Branch | 10332 China Spring Road | Waco, TX 76708 |
First National Bank Of Central Texas | 1835 North Valley Mills Drive | Waco, TX 76712 |
Hillsboro Branch | 300 Elm | Hillsboro, TX 76645 |
Mart Branch | 501 Texas Avenue | Mart, TX 76664 |
Woodway-Hewitt Branch | 7500 W. Woodway Drive | Waco, TX 76712 |