First National Bank of Central Texas


Overview / Commentary
254-772-9330
1835 N. Valley Mills Dr.
Waco, TX 76710

First National Bank of Central Texas is headquartered in WACO and is the 67th largest bank in the state of Texas. It is also the 704th largest bank in the nation. It was established in 1901 and as of September of 2023, it had grown to 104 employees at 7 locations. First National Bank of Central Texas has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
FDIC Certificate #3325
Year Established1901
Employees104
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.38%
Return on Equity - YTD29.18%
Annual Interest Income$54.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.55B$1.35B
LoansQ3 2023vs Q3 2022$1.13B$1.01B
DepositsQ3 2023vs Q3 2022$1.25B$1.23B
Equity CapitalQ3 2023vs Q3 2022$126.7MM$97.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$14.2MM$11.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.6MM$3MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates

Sorry, we do not have rate data for First National Bank of Central Texas.

Locations


First National Bank of Central Texas Locations
China Spring Branch10332 China Spring RoadWaco, TX 76708
First National Bank Of Central Texas1835 N Valley Mills DrWaco, TX 76710
Hillsboro Branch300 ElmHillsboro, TX 76645
Mart Branch501 Texas AvenueMart, TX 76664
Woodway-Hewitt Branch7500 W. Woodway DriveWaco, TX 76712

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.