First National Bank of Central Texas
Overview / Commentary
First National Bank of Central Texas is headquartered in Waco and is the 74th largest bank in the state of Texas. It is also the 915th largest bank in the nation. It was established in 1901 and as of December of 2018, it had grown to 93 employees at 5 locations. First National Bank of Central Texas has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3325 |
| Year Established | 1901 |
| Employees | 93 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.17% |
| Return on Equity - YTD | 23.78% |
| Annual Interest Income | $37.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $851.9MM$828.7MM |
| Loans | Q4 2018vs Q4 2017 | $716.4MM$668.5MM |
| Deposits | Q4 2018vs Q4 2017 | $755.3MM$739.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $82.0MM$76.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.2MM$7.4MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $341.00K$914.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $23.00K$23.00K |
Rates
Rates for First National Bank of Central Texas are currently being reviewed.
Locations
| First National Bank of Central Texas Locations | ||
|---|---|---|
| China Spring Branch | 10332 China Spring Road | Waco, TX 76708 |
| First National Bank Of Central Texas | 1835 North Valley Mills Drive | Waco, TX 76712 |
| Hillsboro Branch | 300 Elm | Hillsboro, TX 76645 |
| Mart Branch | 501 Texas Avenue | Mart, TX 76664 |
| Woodway-Hewitt Branch | 7500 W. Woodway Drive | Waco, TX 76712 |