First National Bank of Clarksdale

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fnbclarksdale.com

662-627-3261

402 East Second Street
Clarksdale, MS 38614

First National Bank of Clarksdale is headquartered in CLARKSDALE and is the 32^nd largest bank in the state of Mississippi. It is also the 2,089^th largest bank in the nation. It was established in 1964 and as of March of 2025, it had grown to 46 employees at 5 locations. First National Bank of Clarksdale's money market rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	19070
Year Established	1964
Employees	46
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	9.98%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$399.6MM$385.2MM
Loans	Q1 2025vs Q1 2024	$209.3MM$228MM
Deposits	Q1 2025vs Q1 2024	$359MM$345.8MM
Equity Capital	Q1 2025vs Q1 2024	$37.4MM$35.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.6MM$2.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$16K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of Clarksdale Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$0	-	Regular Savings
0.10%	$0	-	Health Savings Account

First National Bank of Clarksdale Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	$200k^*	-	Commercial Investment Money Market
OTHER TIERS: 2.25% → $25k - $200k
2.25%	$1k	-	Money Market

First National Bank of Clarksdale Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	$200k^*	$200k	Investment Checking
OTHER TIERS: 2.25% → $2.5k - $200k
2.25%	$1k	-	Now Account

First National Bank of Clarksdale CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$0	-	180-269 Day CD
1.50%	$0	-	270-364 Day CD
1.50%	$0	-	365-539 Day CD
1.50%	$0	-	18-23 Month CD
1.50%	$0	-	24-29 Month CD
1.50%	$0	-	30-35 Month CD
1.50%	$0	-	36-41 Month CD
1.50%	$0	-	42-47 Month CD
1.50%	$0	-	48-59 Month CD
1.50%	$0	-	60 Month CD
0.50%	$0	-	30-59 Day CD
0.50%	$0	-	60-89 Day CD
0.50%	$0	-	90-179 Day CD

First National Bank of Clarksdale IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$0	-	Floating IRA

Locations

First National Bank of Clarksdale Locations
Westgate Branch	1009 Lee Drive	Clarksdale, MS 38614
Nortside Branch	112 East Lee Drive	Clarksdale, MS 38614
Bank Of Oxford Jackson Avenue Branch	2531 Jackson Avenue	Oxford, MS 38655
University Avenue Branch	3043 University Avenue	Oxford, MS 38655
First National Bank Of Clarksdale	402 E 2nd St	Clarksdale, MS 38614

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