First National Bank of Clarksdale is headquartered in CLARKSDALE and is the 32nd largest bank in the state of Mississippi. It is also the 2,089th largest bank in the nation. It was established in 1964 and as of March of 2025, it had grown to 46 employees at 5 locations. First National Bank of Clarksdale's money market rates are 5X the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 19070 |
Year Established | 1964 |
Employees | 46 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.94% |
Return on Equity - YTD | 9.98% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $399.6MM$385.2MM |
Loans | Q1 2025vs Q1 2024 | $209.3MM$228MM |
Deposits | Q1 2025vs Q1 2024 | $359MM$345.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $37.4MM$35.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.6MM$2.9MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.6MM$16K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $0 | - | Regular Savings | |
0.10% | $0 | - | Health Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.25%* | $200k* | - | Commercial Investment Money Market | ||
OTHER TIERS: 2.25% → $25k - $200k | |||||
2.25% | $1k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.25%* | $200k* | $200k | Investment Checking | ||
OTHER TIERS: 2.25% → $2.5k - $200k | |||||
2.25% | $1k | - | Now Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $0 | - | Floating IRA |
First National Bank of Clarksdale Locations | ||
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Westgate Branch | 1009 Lee Drive | Clarksdale, MS 38614 |
Nortside Branch | 112 East Lee Drive | Clarksdale, MS 38614 |
Bank Of Oxford Jackson Avenue Branch | 2531 Jackson Avenue | Oxford, MS 38655 |
University Avenue Branch | 3043 University Avenue | Oxford, MS 38655 |
First National Bank Of Clarksdale | 402 E 2nd St | Clarksdale, MS 38614 |