First National Bank of Kansas (KS)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.30% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.25% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 0.26% - National Average |
First National Bank of Kansas (KS) is headquartered in Burlington and is the 149th largest bank in the state of Kansas. It is also the 4,359th largest bank in the nation. It was established in 1902 and as of December of 2018, it had grown to 13 employees at 3 locations. First National Bank of Kansas (KS) has a B+ health rating.
Review of First National Bank of Kansas
This Bank has been my bank since I moved to Kansas 3 years ago. Honestly, I went with them as they were the only bank in the small town that I live in; however, I have been very happy with both their customer service and the products they offer via internet banking. There is a 24 hour ATM available in town, along with free Bill Pay and free in-bank transfers. I was one of the people that was hit by the Target issue during the Christmas season this year, and the folks at First National called me to help me get a new card and made sure all was well and my automatic bills were being taken care of during the interim.
I have only had one issue with them. They do not allow electronic purchases/withdrawals of over $1000 during a single day. This makes purchasing something pricey like a riding lawn mower via your debit card pretty tough. It was necessary to call them with the exact amount of the purchases for that day to get it approved. If I had tried to buy the lawn mower at a big box store on say a Sunday, it would have been impossible.
Other than this one issue, First National has been an awesome bank for me.
Terrible Bank With Poor Customer Service
Cannot believe or trust in the bank! Had to pick the star, otherwise this bank is not even worth a star! I did online paying my bills. These people sent out two checks late, and my vendor tells me about it. So had to re-issue after stop-payment on the old checks! Lo behold, the checks arrive after two or more weeks, but the vendor goes and cashed out the old check with stop payment! Gets charged return fee by idiot brothers of FNBK i.e. BANK OF AMERICA. I tell my bank to reimburse and they come up with funny reason. The vendor cannot be trusted because he is third party and the bank cannot trust what he says because the bank services me and not them! So whatever I say is also not trust worthy! I end paying extra $$$ for idiot First National Bank of Kansas mistake! I asked them about change in personnel and they deny.Obviously they do not want to accept their mistake! I am getting ready to shut down that account as soon as I can!
DO NOT BANK WITH FIRST NATIONAL BANK OF KANSAS, ONE OF BRANCH IS AT ANTIOCH AND 135TH STREET.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4794 |
| Year Established | 1902 |
| Employees | 13 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.73% |
| Return on Equity - YTD | 9.94% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $85.8MM$83.2MM |
| Loans | Q4 2018vs Q4 2017 | $22.1MM$24.0MM |
| Deposits | Q4 2018vs Q4 2017 | $72.8MM$67.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.0MM$7.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $292.00K$305.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $26.00K$32.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $21.00K$43.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank of Kansas (KS) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Regular Savings Account | |
| 0.15% | $100 | - | Children Savings Account | |
| 0.15% | $100 | - | Christmas Savings Account | |
| 0.15% | $100 | - | Business Savings Account |
First National Bank of Kansas (KS) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.25% → $25k - $50k | |||||
| 0.35%* | $50k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | 0.25% → $25k - $50k | |||||
First National Bank of Kansas (KS) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1.5k | - | Now Checking Account | |
| 0.10% | $3k | - | Blue Secure Premier |
First National Bank of Kansas (KS) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.45% | $500 | - | 60 Month CD | |
| 1.30% | $500 | - | 60 Month Jump Rate CD | |
| 1.00% | $500 | - | 48 Month CD | |
| 0.90% | $500 | - | 48 Month Jump Rate CD | |
| 0.70% | $500 | - | 30 Month CD | |
| 0.60% | $500 | - | 30 Month Jump Rate CD | |
| 0.40% | $500 | - | 18 Month CD | |
| 0.30% | $500 | - | 12 Month CD | |
| 0.30% | $500 | - | 18 Month Jump Rate CD | |
| 0.25% | $500 | - | 12 Month Jump Rate CD | |
| 0.15% | $500 | - | 182 Day CD | |
| 0.10% | $500 | - | 91 Day CD |
First National Bank of Kansas (KS) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.45% | $500 | - | 60 Month IRA | |
| 1.30% | $500 | - | 60 Month Jump Rate IRA | |
| 1.00% | $500 | - | 48 Month IRA | |
| 0.90% | $500 | - | 48 Month Jump Rate IRA | |
| 0.70% | $500 | - | 30 Month IRA | |
| 0.60% | $500 | - | 30 Month Jump Rate IRA | |
| 0.40% | $500 | - | 18 Month IRA | |
| 0.30% | $500 | - | 12 Month IRA | |
| 0.30% | $500 | - | 18 Month Jump Rate IRA | |
| 0.25% | $500 | - | 12 Month Jump Rate IRA | |
| 0.15% | $500 | - | 182 Day IRA | |
| 0.10% | $500 | - | 91 Day IRA |
| First National Bank of Kansas (KS) Locations | ||
|---|---|---|
| Osage Branch | 18 Main Street | Osage City, KS 66523 |
| Waverly Branch | 305 Pearson | Waverly, KS 66871 |
| First National Bank Of Kansas | 600 North Fourth Street | Burlington, KS 66839 |