First National Bank of Kansas (KS)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.30%	5-year CD	2.23% - National Average
0.25%	1-year CD	2.65% - Barclays 12 Month Online CD
0.15%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all First National Bank of Kansas (KS) rates »

Overview / Commentary

www.fnbofks.com

620-364-8472

600 North Fourth Street
Burlington, KS 66839

First National Bank of Kansas (KS) is headquartered in Burlington and is the 148^th largest bank in the state of Kansas. It is also the 4,383^rd largest bank in the nation. It was established in 1902 and as of September of 2018, it had grown to 13 employees at 3 locations. First National Bank of Kansas (KS) has a B+ health rating.

Reviews (2)

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Review of First National Bank of Kansas

Posted by: newgrl | Jul 19, 2014

This Bank has been my bank since I moved to Kansas 3 years ago. Honestly, I went with them as they were the only bank in the small town that I live in; however, I have been very happy with both their customer service and the products they offer via internet banking. There is a 24 hour ATM available in town, along with free Bill Pay and free in-bank transfers. I was one of the people that was hit by the Target issue during the Christmas season this year, and the folks at First National called me to help me get a new card and made sure all was well and my automatic bills were being taken care of during the interim.

I have only had one issue with them. They do not allow electronic purchases/withdrawals of over $1000 during a single day. This makes purchasing something pricey like a riding lawn mower via your debit card pretty tough. It was necessary to call them with the exact amount of the purchases for that day to get it approved. If I had tried to buy the lawn mower at a big box store on say a Sunday, it would have been impossible.

Other than this one issue, First National has been an awesome bank for me.

Comment

Terrible Bank With Poor Customer Service

Posted by: sandeep04mehta | Oct 24, 2011

Cannot believe or trust in the bank! Had to pick the star, otherwise this bank is not even worth a star! I did online paying my bills. These people sent out two checks late, and my vendor tells me about it. So had to re-issue after stop-payment on the old checks! Lo behold, the checks arrive after two or more weeks, but the vendor goes and cashed out the old check with stop payment! Gets charged return fee by idiot brothers of FNBK i.e. BANK OF AMERICA. I tell my bank to reimburse and they come up with funny reason. The vendor cannot be trusted because he is third party and the bank cannot trust what he says because the bank services me and not them! So whatever I say is also not trust worthy! I end paying extra $$$ for idiot First National Bank of Kansas mistake! I asked them about change in personnel and they deny.Obviously they do not want to accept their mistake! I am getting ready to shut down that account as soon as I can!

DO NOT BANK WITH FIRST NATIONAL BANK OF KANSAS, ONE OF BRANCH IS AT ANTIOCH AND 135TH STREET.

Health

B+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First National Bank of Kansas (KS) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	4794
Year Established	1902
Employees	13
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	10.18%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$85.4MM$81.2MM
Loans	Q3 2018vs Q3 2017	$21.7MM$23.1MM
Deposits	Q3 2018vs Q3 2017	$74.1MM$66.4MM
Equity Capital	Q3 2018vs Q3 2017	$5.9MM$7.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$289.00K$279.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$27.00K$0
Real Estate Owned	Q3 2018vs Q3 2017	$18.00K$44.00K

Rates

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First National Bank of Kansas (KS) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$100	-	Regular Savings Account
0.15%	$100	-	Children Savings Account
0.15%	$100	-	Christmas Savings Account
0.15%	$100	-	Business Savings Account

First National Bank of Kansas (KS) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.25% → $25k - $50k
0.35%^*	$50k^*	-	Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.25% → $25k - $50k

First National Bank of Kansas (KS) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1.5k	-	Now Checking Account
0.10%	$3k	-	Blue Secure Premier

First National Bank of Kansas (KS) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$500	-	60 Month CD
1.30%	$500	-	60 Month Jump Rate CD
1.00%	$500	-	48 Month CD
0.90%	$500	-	48 Month Jump Rate CD
0.70%	$500	-	30 Month CD
0.60%	$500	-	30 Month Jump Rate CD
0.40%	$500	-	18 Month CD
0.30%	$500	-	12 Month CD
0.30%	$500	-	18 Month Jump Rate CD
0.25%	$500	-	12 Month Jump Rate CD
0.15%	$500	-	182 Day CD
0.10%	$500	-	91 Day CD

First National Bank of Kansas (KS) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$500	-	60 Month IRA
1.30%	$500	-	60 Month Jump Rate IRA
1.00%	$500	-	48 Month IRA
0.90%	$500	-	48 Month Jump Rate IRA
0.70%	$500	-	30 Month IRA
0.60%	$500	-	30 Month Jump Rate IRA
0.40%	$500	-	18 Month IRA
0.30%	$500	-	12 Month IRA
0.30%	$500	-	18 Month Jump Rate IRA
0.25%	$500	-	12 Month Jump Rate IRA
0.15%	$500	-	182 Day IRA
0.10%	$500	-	91 Day IRA

Locations

First National Bank of Kansas (KS) Locations
Osage Branch	18 Main Street	Osage City, KS 66523
Waverly Branch	305 Pearson	Waverly, KS 66871
First National Bank Of Kansas	600 North Fourth Street	Burlington, KS 66839

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