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First National Bank of Michigan


Overview / Commentary
www.fnbmichigan.com
269-349-0100
348 West Michigan Avenue
Kalamazoo, MI 49007

First National Bank of Michigan is headquartered in Kalamazoo and is the 18th largest bank in the state of Michigan. It is also the 1,106th largest bank in the nation. It was established in 2006 and as of September of 2021, it had grown to 79 employees at 6 locations. First National Bank of Michigan has an A health rating.

Reviews (1)

Poor Customer Service

Posted by: |

Challenged someone at the bank on issue the other day. She kept saying "do you know who I am," seemed to have forgotten that I was the customer, and she was just an employee of the bank. Will be moving my accounts soon.

1


Health
A

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58259
Year Established2006
Employees79
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD10.81%
Annual Interest Income$21.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$872.3MM$801.0MM
LoansQ3 2021vs Q3 2020$582.1MM$592.3MM
DepositsQ3 2021vs Q3 2020$727.4MM$659.4MM
Equity CapitalQ3 2021vs Q3 2020$69.4MM$61.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$10.0MM$8.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$0$58.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of Michigan; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of Michigan Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%--First Personal Savings
0.01%--HSA Savings Account
0.01%--Commercial First Choice Business Savings

First National Bank of Michigan Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$2m*$5mCommercial First Rate Money Market
OTHER TIERS: 0.01% → Up to $25k | 0.02% → $25k - $250k | 0.04% → $250k - $2m | 0.05% → $500k+
0.04%*$100k*-First Growth Money Market
OTHER TIERS: 0.01% → Up to $10k | 0.02% → $10k - $50k | 0.03% → $50k - $100k

First National Bank of Michigan Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-Government Community Funds Checking
OTHER TIERS: 0.05% → Up to $250k
0.15%*$250k*-Not For Profit Community Funds Checking
OTHER TIERS: 0.05% → Up to $250k
0.07%*$5m*-Insured Cash Sweep Checking
OTHER TIERS: 0.03% → Up to $100k | 0.04% → $100k - $500k | 0.05% → $500k - $1m | 0.06% → $1m - $5m
0.02%*$50k*-First Advantage Checking
OTHER TIERS: 0.01% → Up to $50k
0.01%--Interest First Checking

First National Bank of Michigan CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$500k*-Commercial 5 Year CD
OTHER TIERS: 0.30% → $2.5k - $100k | 0.35% → $100k - $250k | 0.40% → $250k - $500k
0.45%*$500k*-Commercial 4 Year CD
OTHER TIERS: 0.30% → $2.5k - $100k | 0.35% → $100k - $250k | 0.40% → $250k - $500k
0.45%$10k-21 Month CD Special - New Money
0.40%*$100k*-4 Year CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k
0.40%*$100k*-5 Year CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $100k
0.40%*$1m*-Government 4 Year CD
OTHER TIERS: 0.30% → $2.5k - $250k | 0.35% → $250k - $1m
0.40%*$1m*-Government 5 Year CD
OTHER TIERS: 0.30% → $2.5k - $250k | 0.35% → $250k - $1m
0.40%*$150k*-Not For Profit 4 Year CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $150k
0.40%*$150k*-Not For Profit 5 Year CD
OTHER TIERS: 0.30% → $2.5k - $50k | 0.35% → $50k - $150k
0.40%*$500k*-Commercial 3 Year CD
OTHER TIERS: 0.25% → $2.5k - $100k | 0.30% → $100k - $250k | 0.35% → $250k - $500k
0.35%*$100k*-3 Year CD
OTHER TIERS: 0.25% → $2.5k - $50k | 0.30% → $50k - $100k
0.35%*$1m*-Government 3 Year CD
OTHER TIERS: 0.25% → $2.5k - $250k | 0.30% → $250k - $1m
0.35%*$150k*-Not For Profit 3 Year CD
OTHER TIERS: 0.25% → $2.5k - $50k | 0.30% → $50k - $150k
0.35%*$500k*-Commercial 2 Year CD
OTHER TIERS: 0.20% → $2.5k - $100k | 0.25% → $100k - $250k | 0.30% → $250k - $500k
0.30%*$100k*-2 Year CD
OTHER TIERS: 0.20% → $2.5k - $50k | 0.25% → $50k - $100k
0.30%*$1m*-Government 2 Year CD
OTHER TIERS: 0.20% → $2.5k - $250k | 0.25% → $250k - $1m
0.30%*$150k*-Not For Profit 2 Year CD
OTHER TIERS: 0.20% → $2.5k - $50k | 0.25% → $50k - $150k
0.30%$10k-Commercial 6 Month Rising Rate Certificate of Deposit
0.30%*$500k*-Commercial 18 Month CD
OTHER TIERS: 0.15% → $2.5k - $100k | 0.20% → $100k - $250k | 0.25% → $250k - $500k
0.30%$10k-6 Month Rising Rate Certificate of Deposit
0.25%*$1m*-Government 18 Month CD
OTHER TIERS: 0.15% → $2.5k - $250k | 0.20% → $250k - $1m
0.25%*$150k*-Not For Profit 18 Month CD
OTHER TIERS: 0.15% → $2.5k - $50k | 0.20% → $50k - $150k
0.25%*$100k*-18 Month CD
OTHER TIERS: 0.15% → $2.5k - $50k | 0.20% → $50k - $100k
0.25%*$500k*-Commercial 1 Year CD
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k
0.25%*$500k*-Commercial 9 Month CD
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k
0.25%*$500k*-Commercial 6 Month CD
OTHER TIERS: 0.10% → $2.5k - $100k | 0.15% → $100k - $250k | 0.20% → $250k - $500k
0.24%$10k-10 Month CD Special - New Money
0.20%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $100k
0.20%*$1m*-Government 6 Month CD
OTHER TIERS: 0.10% → $2.5k - $250k | 0.15% → $250k - $1m
0.20%*$1m*-Government 9 Month CD
OTHER TIERS: 0.10% → $2.5k - $250k | 0.15% → $250k - $1m
0.20%*$1m*-Government 1 Year CD
OTHER TIERS: 0.10% → $2.5k - $250k | 0.15% → $250k - $1m
0.20%*$150k*-Not For Profit 6 Month CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $150k
0.20%*$150k*-Not For Profit 9 Month CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $150k
0.20%*$150k*-Not For Profit 1 Year CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $150k
0.20%--3 Year CDARS
0.20%*$100k*-1 Year CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $100k
0.20%*$100k*-9 Month CD
OTHER TIERS: 0.10% → $2.5k - $50k | 0.15% → $50k - $100k
0.20%*$500k*-Commercial 90 Day CD
OTHER TIERS: 0.05% → $2.5k - $100k | 0.10% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-Commercial 60 Day CD
OTHER TIERS: 0.05% → $2.5k - $100k | 0.10% → $100k - $250k | 0.15% → $250k - $500k
0.20%*$500k*-Commercial 30 Day CD
OTHER TIERS: 0.05% → $2.5k - $100k | 0.10% → $100k - $250k | 0.15% → $250k - $500k
0.17%--2 Year CDARS
0.15%*$100k*-30 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k
0.15%*$100k*-60 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k
0.15%*$100k*-90 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $100k
0.15%*$1m*-Government 30 Day CD
OTHER TIERS: 0.05% → $2.5k - $250k | 0.10% → $250k - $1m
0.15%*$1m*-Government 60 Day CD
OTHER TIERS: 0.05% → $2.5k - $250k | 0.10% → $250k - $1m
0.15%*$1m*-Government 90 Day CD
OTHER TIERS: 0.05% → $2.5k - $250k | 0.10% → $250k - $1m
0.15%*$150k*-Not For Profit 30 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $150k
0.15%*$150k*-Not For Profit 60 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $150k
0.15%*$150k*-Not For Profit 90 Day CD
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $150k
0.12%--1 Year CDARS
0.10%--26 Week CDARS
0.08%--13 Week CDARS
0.05%--4 Week CDARS
Locations


First National Bank of Michigan Locations
Grand Rapids Banking Center141 Ionia Avenue, NW Suite 1Grand Rapids, MI 49503
Woodbridge Branch2700 W CentrePortage, MI 49024
First National Bank Of Michigan348 West Michigan AvenueKalamazoo, MI 49007
First National Bank Of Michigan-West Side Office5313 West Main StreetKalamazoo, MI 49009
Holland Branch1 West 8th StreetHolland, MI 49423
Lansing Branch101 S Washington SqLansing, MI 48933

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