First National Bank of Oklahoma

Overview / Commentary
10900 Hefner Pointe Drive
Oklahoma City, OK 73120

First National Bank of Oklahoma is headquartered in Oklahoma City and is the 30th largest bank in the state of Oklahoma. It is also the 1,294th largest bank in the nation. It was established in 1917 and as of December of 2019, it had grown to 64 employees at 4 locations. First National Bank of Oklahoma has a B+ health rating.

Reviews (1)

Great Bank

Banking at a local bank is nice at times because they seem to know you on more of a person level vs using a big bank where you are just another customer. They will personally call you if they see any suspicious activity on your account and go ahead and take the right steps to ensure your account will remain safe. Another good thing they do is offer refunds for ATM charge fees which I also like. The biggest downfall with using a small local bank is that when going on vacation or out of the country you have a very hard time getting your card to work even when you notify them you will be using it out of the state. Another big issue I have is they will only allow a set amount of ATM withdraw so if they are closed for the weekend or a holiday and you need cash for a big item you can get the money out that you need to and if you attempt more than allowed it freezes your account until they are back in regular office hours. Overall it isn't too bad banking with a small local bank.


Health Grade Components

FDIC Certificate #4211
Year Established1917
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD18.06%
Annual Interest Income$27.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$573.8MM$500.0MM
LoansQ4 2019vs Q4 2018$443.2MM$407.5MM
DepositsQ4 2019vs Q4 2018$498.7MM$441.7MM
Equity CapitalQ4 2019vs Q4 2018$49.0MM$40.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.8MM$4.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.3MM$413.00K
Real Estate OwnedQ4 2019vs Q4 2018$239.00K$276.00K

Sorry, we do not have rate data for First National Bank of Oklahoma.


First National Bank of Oklahoma Locations
Tonkawa Branch101 West GrandTonkawa, OK 74653
First National Bank Of Oklahoma10900 Hefner Pointe DriveOklahoma City, OK 73120
Ponca City Branch1501 East Prospect AvenuePonca City, OK 74604
Oklahoma City Branch5101 North Western AvenueOklahoma City, OK 73118

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