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Overview / Commentary
10900 Hefner Pointe Drive
Oklahoma City, OK 73120

First National Bank of Oklahoma is headquartered in Oklahoma City and is the 36th largest bank in the state of Oklahoma. It is also the 1,584th largest bank in the nation. It was established in 1917 and as of December of 2017, it had grown to 61 employees at 4 locations. First National Bank of Oklahoma has an A health rating.

Reviews (1)

Great Bank

Banking at a local bank is nice at times because they seem to know you on more of a person level vs using a big bank where you are just another customer. They will personally call you if they see any suspicious activity on your account and go ahead and take the right steps to ensure your account will remain safe. Another good thing they do is offer refunds for ATM charge fees which I also like. The biggest downfall with using a small local bank is that when going on vacation or out of the country you have a very hard time getting your card to work even when you notify them you will be using it out of the state. Another big issue I have is they will only allow a set amount of ATM withdraw so if they are closed for the weekend or a holiday and you need cash for a big item you can get the money out that you need to and if you attempt more than allowed it freezes your account until they are back in regular office hours. Overall it isn't too bad banking with a small local bank.


Health Grade Components

FDIC Certificate #4211
Year Established1917
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.82%
Return on Equity - YTD20.65%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$446.5MM$398.7MM
LoansQ4 2017vs Q4 2016$356.2MM$319.4MM
DepositsQ4 2017vs Q4 2016$391.1MM$344.6MM
Equity CapitalQ4 2017vs Q4 2016$38.2MM$35.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.9MM$3.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$516.00K$4.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$190.00K

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First National Bank of Oklahoma Locations
Tonkawa Branch101 West GrandTonkawa, OK 74653
First National Bank Of Oklahoma10900 Hefner Pointe DriveOklahoma City, OK 73120
Ponca City Branch1501 East Prospect AvenuePonca City, OK 74604
Oklahoma City Branch5101 North Western AvenueOklahoma City, OK 73118