First National Bank of Oklahoma is headquartered in Oklahoma City and is the 33rd largest bank in the state of Oklahoma. It is also the 1,430th largest bank in the nation. It was established in 1917 and as of December of 2018, it had grown to 64 employees at 4 locations. First National Bank of Oklahoma has an A health rating.
Banking at a local bank is nice at times because they seem to know you on more of a person level vs using a big bank where you are just another customer. They will personally call you if they see any suspicious activity on your account and go ahead and take the right steps to ensure your account will remain safe. Another good thing they do is offer refunds for ATM charge fees which I also like. The biggest downfall with using a small local bank is that when going on vacation or out of the country you have a very hard time getting your card to work even when you notify them you will be using it out of the state. Another big issue I have is they will only allow a set amount of ATM withdraw so if they are closed for the weekend or a holiday and you need cash for a big item you can get the money out that you need to and if you attempt more than allowed it freezes your account until they are back in regular office hours. Overall it isn't too bad banking with a small local bank.
|FDIC Certificate #||4211|
|Return on Assets - YTD||1.65%|
|Return on Equity - YTD||19.7%|
|Annual Interest Income||$22.9MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$500.0MM$446.5MM|
|Loans||Q4 2018vs Q4 2017||$407.5MM$356.2MM|
|Deposits||Q4 2018vs Q4 2017||$441.7MM$391.1MM|
|Equity Capital||Q4 2018vs Q4 2017||$40.6MM$38.2MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$4.5MM$3.9MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$413.00K$516.00K|
|Real Estate Owned||Q4 2018vs Q4 2017||$276.00K$0|
Sorry, we do not have rate data for First National Bank of Oklahoma.
|First National Bank of Oklahoma Locations|
|Tonkawa Branch||101 West Grand||Tonkawa, OK 74653|
|First National Bank Of Oklahoma||10900 Hefner Pointe Drive||Oklahoma City, OK 73120|
|Ponca City Branch||1501 East Prospect Avenue||Ponca City, OK 74604|
|Oklahoma City Branch||5101 North Western Avenue||Oklahoma City, OK 73118|