Featured Savings Rates
Featured Accounts

First National Bank of Omaha

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.38%5-year CD60 Month Base CD
0.46%1-year CD12 Month Base CD
0.05%SavingsBasic Savings

Overview / Commentary
800-642-0014
1620 Dodge Street
Omaha, NE 68197

First National Bank of Omaha is headquartered in Omaha and is the largest bank in the state of Nebraska. It is also the 84th largest bank in the nation. It was established in 1857 and as of June of 2017, it had grown to 4,667 employees at 126 locations. First National Bank of Omaha has an A health rating.

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Reviews (6)

First National Bank of Omaha

Posted by: LanceBT | Jan 13, 2017

I would have to commend First National Bank of Omaha for being an amazing bank. They're not a national bank but local to the Omaha market. There's something to be said about banking locally, they actually care about the community.

First National Bank of Omaha has a 24 hour customer service telephone number, they're always able to answer any questions you may have. They also have a absolutely free checking program that includes free checks for life. They are very innovative in technology, they have an app that allows for iPhone thumbprint login. They also have the ability to use Apple Pay with your debit card.

When it comes to customer service they actually care more about the customer then about charging additional fees. They actually allow for one overdraft forget this per year in addition to free cashiers checks. The bank also has other services for free that most banks charge for such as currency exchange and free ATM usage with other banks ATMs.

I would recommend First National Bank of Omaha to anyone for their banking needs.

Best bank ever!!!!

Posted by: heidim | Jan 14, 2015

This bank called me one day and asked if I was making some small online purchases. I said no and they informed me that they caught some unauthorized purchases and would stop them right away. They did just that and I got every penny back immediately. Another example of the customer service would be the time that Target had a security breach and they just automatically sent us new cards to prevent any issues. I have always had cheerful, helpful and informed people to deal with. This bank is as professional as any bank could be.

Great Mobile APP

I have a checking account with First National in Kansas City. They were so helpful in getting me set with my Checking and Savings account. They were able to get me set up quickly, and made me aware of the other options that were available for me to use. Instead of just signing me up for the free checking account they informed me about a checking/savings account that would allow me to earn interest on my savings. This was very helpful! Also, they informed me that by using this particular account type i was able to use other banks ATM's without fear of being charged outrageous fees. Overall, this bank has been very helpful and i prefer to use this bank always. Also, their new mobile APP is great. They updated it so i only need a PIN to log into the APP and access my account. This is great because i am notorious at forgetting my passwords. Thanks First National.

Banked with them my whole life

Posted by: pattilutz | Aug 12, 2017

I've been a customer - savings account, checking account, applied for a mortgage, credit cards, etc. - all with First National. I know they're not the smallest of 'local banks' - but they are our local bank in Omaha. They've been here forever and they're headquartered here. The bank has really been okay - they don't offer great rates, they don't offer the best mortgages, but they are convenient in that they have branches throughout the entire community. I honestly have had decent experiences with customer services folks, but they took forever to have a mobile app and their website still is not mobile friendly. It's kind of a pain in the butt, but it is also okay because I expect smaller community banks to not have everything the big banks have right away. With the globalization of finance, it's becoming easier to not use the local bank and I foresee someday getting away from using FNBO.

The Worst Customer Service Ever. We Were On Hold Nearly 3 Hours!

Posted by: Anonymous | Jun 4, 2012

They have taken unauthorized duplicate payments from our checking acct. for months refuse to acknowledge it. They kept us on hold for nearly 3 hours, still refusing to acknowledge a problem, blaming our bank. When my husband asked to speak to a supervisor, the customer service rep yelled at him and hung up, after all that waiting. We wasted an entire morning on the phone with no resolution.

FIRST NATIONAL BANK CUSTOMER SERVICE

Posted by: DAVE1961 | Feb 16, 2012

i had a first national bank american express card and had a perfect payment history. I aquired another credit card and bought a new car and without even giving me notice they cancelled my account. There is no collections on my credit and no late payments on any of my accounts. Talk about loyality and being left high and dry on a vacation. I was warned by other people not to use them and I am now warning you that this bank is BAD NEWS !!! BAD CUSTOMER SERVICE !!!! AND THEY SEE NO-ONE AS A LOYAL CUSTOMER !!!!!



Health

Health Grade Components

Overall
FDIC Certificate #5452
Year Established1857
Employees4667
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.71%
Annual Interest Income$569.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$19.52B$18.69B
LoansQ2 2017vs Q2 2016$14.08B$13.53B
DepositsQ2 2017vs Q2 2016$16.16B$15.22B
Equity CapitalQ2 2017vs Q2 2016$1.98B$1.88B
Loan Loss AllowanceQ2 2017vs Q2 2016$362.9MM$295.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$94.9MM$87.4MM
Real Estate OwnedQ2 2017vs Q2 2016$9.6MM$12.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of Omaha Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.33%--First National Health Savings Account
0.33%--Relationship Health Savings Account
0.20%--First National Premier Savings
0.08%--First National Savings
0.05%--Basic Savings

First National Bank of Omaha Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.27%*$100k*-First National Premier Money Market
OTHER TIERS: 0.13% Up to $5k | 0.14% $5k - $25k | 0.20% $25k - $100k
0.12%*$100k*-First National Money Market
OTHER TIERS: 0.08% Up to $5k | 0.09% $5k - $25k | 0.10% $25k - $100k
0.07%*$100k*-Basic Money Market
OTHER TIERS: 0.03% Up to $5k | 0.04% $5k - $25k | 0.05% $25k - $100k

First National Bank of Omaha Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$5k*-First National Premier Checking
OTHER TIERS: 0.10% Up to $5k

First National Bank of Omaha CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.84%$500-57 Month CD Special
1.61%$500-35 Month CD Special
1.58%$500-60 Month First National Premier CD
1.53%$500-60 Month First National CD
1.38%$500-60 Month Base CD
1.38%$500-48 Month First National Premier CD
1.33%$500-48 Month First National CD
1.18%$500-48 Month Base CD
1.17%$500-36 Month First National Premier CD
1.12%$500-36 Month First National CD
1.12%$500-17 Month CD Special
1.01%$500-30 Month First National Premier CD
0.97%$500-36 Month Base CD
0.96%$500-30 Month First National CD
0.92%$500-24 Month First National Premier CD
0.87%$500-24 Month First National CD
0.81%$500-30 Month Base CD
0.81%$500-18 Month First National Premier CD
0.76%$500-18 Month First National CD
0.76%$500-15 Month First National Premier CD
0.72%$500-24 Month Base CD
0.71%$500-15 Month First National CD
0.66%$500-12 Month First National Premier CD
0.61%$500-18 Month Base CD
0.61%$500-12 Month First National CD
0.56%$500-15 Month Base CD
0.51%$500-9 Month First National Premier CD
0.51%$500-18 Month Jump Up First National Premier CD
0.46%$500-12 Month Base CD
0.46%$500-9 Month First National CD
0.46%$500-18 Month Jump Up First National CD
0.36%$500-6 Month First National Premier CD
0.31%$500-9 Month Base CD
0.31%$500-6 Month First National CD
0.31%$500-18 Month Jump Up Base CD
0.25%$500-91 Day First National Premier CD
0.25%$500-21 Month No Worry First National Premier CD
0.20%$500-91 Day First National CD
0.20%$500-21 Month No Worry First National CD
0.16%$500-6 Month Base CD
0.05%$500-91 Day Base CD
0.05%$500-21 Month No Worry Base CD

First National Bank of Omaha IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.84%$500-57 Month IRA Special
1.64%--18 Month Base Passbook IRA
1.61%$500-35 Month IRA Special
1.58%$500-60 Month First National Premier IRA
1.53%$500-60 Month First National IRA
1.38%$500-48 Month First National Premier IRA
1.38%$500-60 Month Base IRA
1.33%$500-48 Month First National IRA
1.18%$500-48 Month Base IRA
1.17%$500-36 Month First National Premier IRA
1.12%$500-36 Month First National IRA
1.12%$500-17 Month IRA Special
1.01%$500-30 Month First National Premier IRA
0.97%$500-36 Month Base IRA
0.96%$500-30 Month First National IRA
0.92%$500-24 Month First National Premier IRA
0.87%$500-24 Month First National IRA
0.81%$500-18 Month First National Premier IRA
0.81%$500-30 Month Base IRA
0.76%$500-15 Month First National Premier IRA
0.76%$500-18 Month First National IRA
0.72%$500-24 Month Base IRA
0.71%$500-15 Month First National IRA
0.66%$500-12 Month First National Premier IRA
0.61%$500-12 Month First National IRA
0.61%$500-18 Month Base IRA
0.56%$500-15 Month Base IRA
0.51%$500-9 Month First National Premier IRA
0.51%$500-18 Month Jump Up First National Premier IRA
0.46%$500-9 Month First National IRA
0.46%$500-12 Month Base IRA
0.46%$500-18 Month Jump Up First National IRA
0.36%$500-6 Month First National Premier IRA
0.31%$500-6 Month First National IRA
0.31%$500-9 Month Base IRA
0.31%$500-18 Month Jump Up Base IRA
0.25%$500-91 Day First National Premier IRA
0.25%$500-21 Month No Worry First National Premier IRA
0.20%$500-91 Day First National IRA
0.20%$500-21 Month No Worry First National IRA
0.16%$500-6 Month Base IRA
0.05%$500-91 Day Base IRA
0.05%$500-21 Month No Worry Base IRA
Locations

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