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First National Bank of Omaha


Overview / Commentary
www.fnbo.com
402-602-3021
1601 Capitol Ave.
Omaha, NE 68102

First National Bank of Omaha is headquartered in OMAHA and is the largest bank in the state of Nebraska. It is also the 76th largest bank in the nation. It was established in 1857 and as of March of 2023, it had grown to 4,824 employees at 124 locations. First National Bank of Omaha's CD rates are 53% higher than the national average, and it has a B+ health rating.

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Reviews (9)

Straight Forward Well-Rounded Institute

Posted by: |

There's a lot of institutes around my time that has big names but my first bank, First National Bank of Omaha, is on par with every single one of them with no issues to date. First National Bank of Omaha is the first bank that I've had opening my account back when I was in high school that's given me the ability to open a checking, savings account at no cost and with no hassle at all. The online banking experience is excellent with statements easily readable, accessible and all of their services listed on their website in case I were to ever need any sort of additional features that most seek out of a banking institute. (Such as Loans, credit cards, etc.) Overall it's one of the most pleasurable experiences I've had dealing with small institutes and, if you're ever in a similar area as I am, do not hesitate on giving them a shot at showing you how banking should be done with ease.

2

First National Bank of Omaha

Posted by: |

I would have to commend First National Bank of Omaha for being an amazing bank. They're not a national bank but local to the Omaha market. There's something to be said about banking locally, they actually care about the community.

First National Bank of Omaha has a 24 hour customer service telephone number, they're always able to answer any questions you may have. They also have a absolutely free checking program that includes free checks for life. They are very innovative in technology, they have an app that allows for iPhone thumbprint login. They also have the ability to use Apple Pay with your debit card.

When it comes to customer service they actually care more about the customer then about charging additional fees. They actually allow for one overdraft forget this per year in addition to free cashiers checks. The bank also has other services for free that most banks charge for such as currency exchange and free ATM usage with other banks ATMs.

I would recommend First National Bank of Omaha to anyone for their banking needs.

5

Great Mobile APP

Posted by: |

I have a checking account with First National in Kansas City. They were so helpful in getting me set with my Checking and Savings account. They were able to get me set up quickly, and made me aware of the other options that were available for me to use. Instead of just signing me up for the free checking account they informed me about a checking/savings account that would allow me to earn interest on my savings. This was very helpful! Also, they informed me that by using this particular account type i was able to use other banks ATM's without fear of being charged outrageous fees. Overall, this bank has been very helpful and i prefer to use this bank always. Also, their new mobile APP is great. They updated it so i only need a PIN to log into the APP and access my account. This is great because i am notorious at forgetting my passwords. Thanks First National.

5

Good And Bad, Varies By Location

Posted by: |

I just felt compelled to write a review, since I have never had a positive experience at First National in Lincoln. My friends say the same. I always go to the South Point location, while in Lincoln.

Again, I went in with a smile and light hearted conversation, and met with snide remarks. Everyone listening, nobody tells their co-worker to cool it; shape up.

When I opened the account, I lived in Beatrice, where they were always kind, informative, and offered some light conversation. The professionalism was outstanding. I recently moved back to Lincoln, where my trusty credit union is. I don't have any need to keep snotty people in my back pocket.

Today was the day I went to open savings accounts for my 3 granddaughters, so they can learn to see their money compound.
Decided to do that with my credit union instead.

I do not recommend the Lincoln Pine Lake location.

5
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Health
B+

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5452
Year Established1857
Employees4824
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.76%
Annual Interest Income$525.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$28.39B$27.23B
LoansQ1 2023vs Q1 2022$19.18B$16.95B
DepositsQ1 2023vs Q1 2022$25.31B$23.89B
Equity CapitalQ1 2023vs Q1 2022$2.48B$2.79B
Loan Loss AllowanceQ1 2023vs Q1 2022$872.5MM$294.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$123.4MM$84.0MM
Real Estate OwnedQ1 2023vs Q1 2022$1.3MM$1.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of Omaha; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of Omaha Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%†--Premier Savings
0.04%†--National Savings
0.02%†--Basic Savings
0.02%†--Health Savings Account
0.02%†--Relationship Health Savings Account

First National Bank of Omaha Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*†$500k*-Premier Money Market (w/ Relationship)
OTHER TIERS: 0.08% → Up to $25k | 0.10% → $25k - $500k
0.08%*†$500k*-Money Market (w/ Relationship)
OTHER TIERS: 0.04% → Up to $25k | 0.06% → $25k - $500k
0.02%†--Basic Money Market

First National Bank of Omaha Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%†--Premier Checking

First National Bank of Omaha CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$500-17 Month CD w/ Premier Checking Special
4.00%†$500-7 Month CD w/ Premier Checking Special
3.85%†$500-17 Month CD w/ Free Checking Special
3.85%†$500-7 Month CD w/ Free Checking Special
3.10%†$500-24 Month Premier CD
2.99%†$500-18 Month Premier CD
2.75%†$500-12 Month Premier CD
2.33%†$500-24 Month Relationship CD
2.25%†$500-18 Month Relationship CD
2.06%†$500-12 Month Relationship CD
1.55%†$500-24 Month Base CD
1.50%†$500-18 Month Base CD
1.38%†$500-12 Month Base CD
0.16%†$500-48 Month Premier CD
0.16%†$500-60 Month Premier CD
0.14%†$500-30 Month Premier CD
0.14%†$500-36 Month Premier CD
0.12%†$500-48 Month Relationship CD
0.12%†$500-60 Month Relationship CD
0.10%†$500-48 Month Base CD
0.10%†$500-60 Month Base CD
0.10%†$500-30 Month Relationship CD
0.10%†$500-36 Month Relationship CD
0.10%†$500-9 Month Premier CD
0.10%†$500-15 Month Premier CD
0.10%†$500-21 Month No Worry Premier CD
0.08%†$500-30 Month Base CD
0.08%†$500-36 Month Base CD
0.08%†$500-91 Day Premier CD
0.08%†$500-6 Month Premier CD
0.08%†$500-18 Month Jump Up Premier CD
0.06%†$500-9 Month Relationship CD
0.06%†$500-15 Month Relationship CD
0.06%†$500-21 Month No Worry Relationship CD
0.04%†$500-9 Month Base CD
0.04%†$500-15 Month Base CD
0.04%†$500-21 Month No Worry Base CD
0.04%†$500-91 Day Relationship CD
0.04%†$500-6 Month Relationship CD
0.04%†$500-18 Month Jump Up Relationship CD
0.02%†$500-91 Day Base CD
0.02%†$500-6 Month Base CD
0.02%†$500-18 Month Jump Up Base CD

First National Bank of Omaha IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%†$500-24 Month Premier IRA
2.99%†$500-18 Month Premier IRA
2.75%†$500-12 Month Premier IRA
2.33%†$500-24 Month Relationship IRA
2.25%†$500-18 Month Relationship IRA
2.06%†$500-12 Month Relationship IRA
1.55%†$500-24 Month Base IRA
1.50%†$500-18 Month Base IRA
1.38%†$500-12 Month Base IRA
0.16%†$500-48 Month Premier IRA
0.16%†$500-60 Month Premier IRA
0.14%†$500-30 Month Premier IRA
0.14%†$500-36 Month Premier IRA
0.12%†$500-48 Month Relationship IRA
0.12%†$500-60 Month Relationship IRA
0.10%†$500-9 Month Premier IRA
0.10%†$500-15 Month Premier IRA
0.10%†$500-21 Month No Worry Premier IRA
0.10%†$500-30 Month Relationship IRA
0.10%†$500-36 Month Relationship IRA
0.10%†$500-48 Month Base IRA
0.10%†$500-60 Month Base IRA
0.08%†$500-91 Day Premier IRA
0.08%†$500-6 Month Premier IRA
0.08%†$500-36 Month Base IRA
0.08%†$500-30 Month Base IRA
0.08%†$500-18 Month Jump Up Premier IRA
0.06%†$500-9 Month Relationship IRA
0.06%†$500-15 Month Relationship IRA
0.06%†$500-21 Month No Worry Relationship IRA
0.04%†$500-91 Day Relationship IRA
0.04%†$500-6 Month Relationship IRA
0.04%†$500-9 Month Base IRA
0.04%†$500-15 Month Base IRA
0.04%†$500-21 Month No Worry Base IRA
0.04%†$500-18 Month Jump Up Relationship IRA
0.02%†$500-91 Day Base IRA
0.02%†$500-6 Month Base IRA
0.02%†$500-18 Month Jump Up Base IRA
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