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First National Bank of Omaha


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fnbo.com
800-642-0014
1601 Capitol Ave.
Omaha, NE 68102

First National Bank of Omaha is headquartered in OMAHA and is the largest bank in the state of Nebraska. It is also the 69th largest bank in the nation. It was established in 1857 and as of March of 2025, it had grown to 4,059 employees at 120 locations. First National Bank of Omaha's money market rates are 9X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #5452
Year Established1857
Employees4059
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.9%
Annual Interest Income$636.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$31.79B$30.79B
LoansQ1 2025vs Q1 2024$21.69B$21.49B
DepositsQ1 2025vs Q1 2024$26.15B$26.58B
Equity CapitalQ1 2025vs Q1 2024$3.27B$2.77B
Loan Loss AllowanceQ1 2025vs Q1 2024$917.8MM$952.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$187.6MM$174.7MM
Real Estate OwnedQ1 2025vs Q1 2024$3.1MM$3.5MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of Omaha; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

First National Bank of Omaha Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%$1k-Flex Savings - 3 Month Lock Rate
2.40%$1k-Flex Savings - 6 Month Lock Rate
1.46%*$10m*-Business Savings
OTHER TIERS: 0.60% → $0 - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k | 1.01% → $50k - $100k | 1.11% → $100k - $250k | 1.16% → $250k - $500k | 1.21% → $500k - $1m | 1.26% → $1m - $5m | 1.36% → $5m - $10m
0.25%$1k-Flex Savings - Base Rate
0.08%$0-Premier Savings
0.04%$0-Savings w/ Free Checking
0.02%$0-Basic Savings
0.02%$0-Health Savings Account
0.02%$0-Relationship Health Savings Account

First National Bank of Omaha Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%*$1m*-25k Money Market
OTHER TIERS: 0.05% → $0 - $25k | 3.20% → $25k - $100k | 3.65% → $100k - $500k | 3.81% → $500k - $1m
1.56%*$10m*-Business Money Market
OTHER TIERS: 0.80% → $0 - $10k | 0.90% → $10k - $25k | 1.01% → $25k - $50k | 1.11% → $50k - $100k | 1.16% → $100k - $250k | 1.21% → $250k - $500k | 1.26% → $500k - $1m | 1.36% → $1m - $5m | 1.46% → $5m - $10m
0.12%*†$500k*-Premier Money Market (w/ Relationship)
OTHER TIERS: 0.08% → $0 - $25k | 0.10% → $25k - $500k
0.08%*†$500k*-Money Market (w/ Relationship)
OTHER TIERS: 0.04% → $0 - $25k | 0.06% → $25k - $500k
0.02%†$0-Basic Money Market

First National Bank of Omaha Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$0-Premier Checking

First National Bank of Omaha CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%†$500-7 Month CD w/ Premier Checking Special
3.60%†$500-7 Month CD w/ Free Checking Special
3.15%†$500-7 Month CD Special
3.01%†$500-17 Month CD w/ Premier Checking Special
2.95%†$500-17 Month CD w/ Free Checking Special
2.75%†$500-27 Month CD w/ Premier Checking Special
2.70%†$500-27 Month CD w/ Free Checking Special
2.51%†$500-17 Month CD Special
2.25%†$500-27 Month CD Special
2.00%†$500-91 Day Premier CD
1.95%†$500-91 Day Relationship CD
1.50%†$500-91 Day Base CD
1.50%†$500-6 Month Premier CD
1.45%†$500-6 Month Relationship CD
1.00%†$500-6 Month Base CD
0.16%†$500-48 Month Premier CD
0.16%†$500-60 Month Premier CD
0.14%†$500-30 Month Premier CD
0.14%†$500-36 Month Premier CD
0.12%†$500-48 Month Relationship CD
0.12%†$500-60 Month Relationship CD
0.12%†$500-18 Month Premier CD
0.12%†$500-24 Month Premier CD
0.10%†$500-48 Month Base CD
0.10%†$500-60 Month Base CD
0.10%†$500-18 Month Relationship CD
0.10%†$500-24 Month Relationship CD
0.10%†$500-30 Month Relationship CD
0.10%†$500-36 Month Relationship CD
0.10%†$500-9 Month Premier CD
0.10%†$500-12 Month Premier CD
0.10%†$500-15 Month Premier CD
0.10%†$500-21 Month No Worry Premier CD
0.08%†$500-30 Month Base CD
0.08%†$500-36 Month Base CD
0.08%†$500-12 Month Relationship CD
0.08%†$500-18 Month Jump Up Premier CD
0.06%†$500-18 Month Base CD
0.06%†$500-24 Month Base CD
0.06%†$500-9 Month Relationship CD
0.06%†$500-15 Month Relationship CD
0.06%†$500-21 Month No Worry Relationship CD
0.04%†$500-9 Month Base CD
0.04%†$500-12 Month Base CD
0.04%†$500-15 Month Base CD
0.04%†$500-21 Month No Worry Base CD
0.04%†$500-18 Month Jump Up Relationship CD
0.02%†$500-18 Month Jump Up Base CD

First National Bank of Omaha IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%†$500-91 Day Premier IRA
1.95%†$500-91 Day Relationship IRA
1.50%†$500-91 Day Base IRA
1.50%†$500-6 Month Premier IRA
1.45%†$500-6 Month Relationship IRA
1.00%†$500-6 Month Base IRA
0.16%†$500-48 Month Premier IRA
0.16%†$500-60 Month Premier IRA
0.14%†$500-30 Month Premier IRA
0.14%†$500-36 Month Premier IRA
0.12%†$500-18 Month Premier IRA
0.12%†$500-24 Month Premier IRA
0.12%†$500-48 Month Relationship IRA
0.12%†$500-60 Month Relationship IRA
0.10%†$500-9 Month Premier IRA
0.10%†$500-12 Month Premier IRA
0.10%†$500-15 Month Premier IRA
0.10%†$500-18 Month Relationship IRA
0.10%†$500-21 Month No Worry Premier IRA
0.10%†$500-24 Month Relationship IRA
0.10%†$500-30 Month Relationship IRA
0.10%†$500-36 Month Relationship IRA
0.10%†$500-48 Month Base IRA
0.10%†$500-60 Month Base IRA
0.08%†$500-12 Month Relationship IRA
0.08%†$500-36 Month Base IRA
0.08%†$500-30 Month Base IRA
0.08%†$500-18 Month Jump Up Premier IRA
0.06%†$500-9 Month Relationship IRA
0.06%†$500-15 Month Relationship IRA
0.06%†$500-18 Month Base IRA
0.06%†$500-21 Month No Worry Relationship IRA
0.06%†$500-24 Month Base IRA
0.04%†$500-9 Month Base IRA
0.04%†$500-12 Month Base IRA
0.04%†$500-15 Month Base IRA
0.04%†$500-21 Month No Worry Base IRA
0.04%†$500-18 Month Jump Up Relationship IRA
0.02%†$500-18 Month Jump Up Base IRA
Locations

Availability



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