First National Bank of River Falls


Overview / Commentary
715-425-2401
104 East Locust Street
River Falls, WI 54022

First National Bank of River Falls is headquartered in River Falls and is the 87th largest bank in the state of Wisconsin. It is also the 2,319th largest bank in the nation. It was established in 1904 and as of December of 2018, it had grown to 64 employees at 4 locations. First National Bank of River Falls has a B+ health rating.

Reviews (1)

First National Bank of River Falls

We have banked with First National Bank of River Falls for about 20 years. We have both checking and savings accounts there, as well as a certificate of deposit. It's one of several banks in the community. FNB is a reasonable bank, but not very exciting in terms of its products. I suppose that's good, because it leaves me with a sense that my money is secure. Also, the bank invests back into the community (including a recent addition to its own building). However, it's online presence leaves a lot to be desired. I wish I could move my money more quickly, if the need were to arise. On the plus side, dealing with people in the bank is pleasant and they are willing to drop fees in some cases for longtime customers.



Health
B+

Health Grade Components

Overall
FDIC Certificate #5364
Year Established1904
Employees64
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD10.07%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$277.8MM$283.9MM
LoansQ4 2018vs Q4 2017$159.9MM$158.2MM
DepositsQ4 2018vs Q4 2017$233.7MM$240.4MM
Equity CapitalQ4 2018vs Q4 2017$29.0MM$30.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.3MM$2.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$260.00K$286.00K
Real Estate OwnedQ4 2018vs Q4 2017$389.00K$399.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of River Falls Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.05% Up to $15k | 0.50% $15k - $50k | 0.70% $50k - $100k

First National Bank of River Falls Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$15kFirst Choice Checking
OTHER TIERS: 0.20% $15k+

First National Bank of River Falls CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--45 Month CD Special
1.75%--29 Month CD Special
1.50%--15 Month CD Special
1.00%--7 Month CD Special
0.75%--5 Year CD
0.50%--4 Year CD
0.40%--3 Year CD
0.25%--2 Year CD
0.15%--1 Year CD
0.10%--3 Month CD
0.10%--6 Month CD
0.05%--1 Month CD

First National Bank of River Falls IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--45 Month IRA Special
1.75%--29 Month IRA Special
1.50%--15 Month IRA Special
1.00%--7 Month IRA Special
0.75%--5 Year IRA
0.50%--4 Year IRA
0.40%--3 Year IRA
0.25%--2 Year IRA
0.15%--1 Year IRA
0.10%--3 Month IRA
0.10%--6 Month IRA
0.05%--1 Month IRA
Locations


First National Bank of River Falls Locations
The First National Bank Of River Falls104 East Locust StreetRiver Falls, WI 54022
Prescott Branch1151 North Canton StreetPrescott, WI 54021
Uw-River Falls Branch500 Wild Rose AvenueRiver Falls, WI 54022

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