First National Bank of River Falls

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.01%	Reward Checking	2.04% - National Average
0.75%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.15%	1-year CD	2.60% - Capital One 12 Month 360 CD

View all First National Bank of River Falls rates »

Overview / Commentary

www.fnbrf.com

715-425-2401

104 East Locust Street
River Falls, WI 54022

First National Bank of River Falls is headquartered in River Falls and is the 84^th largest bank in the state of Wisconsin. It is also the 2,308^th largest bank in the nation. It was established in 1904 and as of June of 2018, it had grown to 61 employees at 4 locations. First National Bank of River Falls has an A health rating.

Reviews (1)

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First National Bank of River Falls

Posted by: miguelcooke | Jan 23, 2018

We have banked with First National Bank of River Falls for about 20 years. We have both checking and savings accounts there, as well as a certificate of deposit. It's one of several banks in the community. FNB is a reasonable bank, but not very exciting in terms of its products. I suppose that's good, because it leaves me with a sense that my money is secure. Also, the bank invests back into the community (including a recent addition to its own building). However, it's online presence leaves a lot to be desired. I wish I could move my money more quickly, if the need were to arise. On the plus side, dealing with people in the bank is pleasant and they are willing to drop fees in some cases for longtime customers.

Comment

1

Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	5364
Year Established	1904
Employees	61
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	11.11%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$278.9MM$277.7MM
Loans	Q2 2018vs Q2 2017	$160.0MM$159.0MM
Deposits	Q2 2018vs Q2 2017	$234.1MM$228.7MM
Equity Capital	Q2 2018vs Q2 2017	$29.1MM$31.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$2.3MM$2.2MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$273.00K$496.00K
Real Estate Owned	Q2 2018vs Q2 2017	$399.00K$819.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of River Falls Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$100k^*	-	Business Tiered Money Market
OTHER TIERS: 0.05% → Up to $15k \| 0.50% → $15k - $50k \| 0.70% → $50k - $100k

First National Bank of River Falls Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.01%^*	-	$15k	First Choice Checking
OTHER TIERS: 0.20% → $15k+

First National Bank of River Falls CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	-	45 Month CD Special
1.75%	-	-	29 Month CD Special
1.00%	-	-	15 Month CD Special
0.75%	-	-	5 Year CD
0.50%	-	-	4 Year CD
0.50%	-	-	7 Month CD Special
0.40%	-	-	3 Year CD
0.25%	-	-	2 Year CD
0.15%	-	-	1 Year CD
0.10%	-	-	3 Month CD
0.10%	-	-	6 Month CD
0.05%	-	-	1 Month CD

First National Bank of River Falls IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	-	45 Month IRA Special
1.75%	-	-	29 Month IRA Special
1.00%	-	-	15 Month IRA Special
0.75%	-	-	5 Year IRA
0.50%	-	-	4 Year IRA
0.50%	-	-	7 Month IRA Special
0.40%	-	-	3 Year IRA
0.25%	-	-	2 Year IRA
0.15%	-	-	1 Year IRA
0.10%	-	-	3 Month IRA
0.10%	-	-	6 Month IRA
0.05%	-	-	1 Month IRA

Locations

First National Bank of River Falls Locations
The First National Bank Of River Falls	104 East Locust Street	River Falls, WI 54022
Prescott Branch	1151 North Canton Street	Prescott, WI 54021
Uw-River Falls Branch	500 Wild Rose Avenue	River Falls, WI 54022

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