First National Bank of River Falls
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.01% | Reward Checking | 1.74% - National Average |
| 0.75% | 5-year CD | 2.27% - National Average |
| 0.15% | 1-year CD | 1.38% - National Average |
First National Bank of River Falls is headquartered in River Falls and is the 87th largest bank in the state of Wisconsin. It is also the 2,319th largest bank in the nation. It was established in 1904 and as of December of 2018, it had grown to 64 employees at 4 locations. First National Bank of River Falls has a B+ health rating.
First National Bank of River Falls
We have banked with First National Bank of River Falls for about 20 years. We have both checking and savings accounts there, as well as a certificate of deposit. It's one of several banks in the community. FNB is a reasonable bank, but not very exciting in terms of its products. I suppose that's good, because it leaves me with a sense that my money is secure. Also, the bank invests back into the community (including a recent addition to its own building). However, it's online presence leaves a lot to be desired. I wish I could move my money more quickly, if the need were to arise. On the plus side, dealing with people in the bank is pleasant and they are willing to drop fees in some cases for longtime customers.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5364 |
| Year Established | 1904 |
| Employees | 64 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 10.07% |
| Annual Interest Income | $9.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $277.8MM$283.9MM |
| Loans | Q4 2018vs Q4 2017 | $159.9MM$158.2MM |
| Deposits | Q4 2018vs Q4 2017 | $233.7MM$240.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $29.0MM$30.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.3MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $260.00K$286.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $389.00K$399.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank of River Falls Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $100k* | - | Business Tiered Money Market | ||
| OTHER TIERS: 0.05% → Up to $15k | 0.50% → $15k - $50k | 0.70% → $50k - $100k | |||||
First National Bank of River Falls Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $15k | First Choice Checking | ||
| OTHER TIERS: 0.20% → $15k+ | |||||
First National Bank of River Falls CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | - | 45 Month CD Special | |
| 1.75% | - | - | 29 Month CD Special | |
| 1.50% | - | - | 15 Month CD Special | |
| 1.00% | - | - | 7 Month CD Special | |
| 0.75% | - | - | 5 Year CD | |
| 0.50% | - | - | 4 Year CD | |
| 0.40% | - | - | 3 Year CD | |
| 0.25% | - | - | 2 Year CD | |
| 0.15% | - | - | 1 Year CD | |
| 0.10% | - | - | 3 Month CD | |
| 0.10% | - | - | 6 Month CD | |
| 0.05% | - | - | 1 Month CD |
First National Bank of River Falls IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | - | 45 Month IRA Special | |
| 1.75% | - | - | 29 Month IRA Special | |
| 1.50% | - | - | 15 Month IRA Special | |
| 1.00% | - | - | 7 Month IRA Special | |
| 0.75% | - | - | 5 Year IRA | |
| 0.50% | - | - | 4 Year IRA | |
| 0.40% | - | - | 3 Year IRA | |
| 0.25% | - | - | 2 Year IRA | |
| 0.15% | - | - | 1 Year IRA | |
| 0.10% | - | - | 3 Month IRA | |
| 0.10% | - | - | 6 Month IRA | |
| 0.05% | - | - | 1 Month IRA |
| First National Bank of River Falls Locations | ||
|---|---|---|
| The First National Bank Of River Falls | 104 East Locust Street | River Falls, WI 54022 |
| Prescott Branch | 1151 North Canton Street | Prescott, WI 54021 |
| Uw-River Falls Branch | 500 Wild Rose Avenue | River Falls, WI 54022 |