First National Bank of South Carolina


Overview / Commentary
800-333-6896
801 Gilway Avenue
Holly Hill, SC 29059

First National Bank of South Carolina is headquartered in Holly Hill and is the 32nd largest bank in the state of South Carolina. It is also the 2,943rd largest bank in the nation. It was established in 1905 and as of March of 2019, it had grown to 61 employees at 8 locations. First National Bank of South Carolina has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #2107
Year Established1905
Employees61
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD5.85%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$195.8MM$208.1MM
LoansQ1 2019vs Q1 2018$78.7MM$81.4MM
DepositsQ1 2019vs Q1 2018$166.7MM$179.5MM
Equity CapitalQ1 2019vs Q1 2018$24.4MM$23.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.6MM$1.6MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.1MM$1.5MM
Real Estate OwnedQ1 2019vs Q1 2018$1.1MM$2.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of South Carolina; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of South Carolina Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Health Savings Account
0.25%$25-Moola Moola Savings Account
0.25%$5-Christmas Club Account
0.15%$50-Regular Savings Account

First National Bank of South Carolina Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Money Market Account
OTHER TIERS: 0.15% Up to $10k

First National Bank of South Carolina Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Golden Secure Checking
OTHER TIERS: 0.05% Up to $25k
0.25%*$25k*-Priority One Checking
OTHER TIERS: 0.05% Up to $25k

First National Bank of South Carolina CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$2.5k-12 Month Golden Opportunity CD
0.30%$500-18 – 23 Month CD
0.20%$500-366 – 999 Day CD
0.20%$500-12 Month CD
0.20%$500-13 – 17 Month CD
0.15%$500-6 – 11 Month CD
0.10%$500-1 – 5 Month CD
0.10%$500-7 – 365 Day CD

First National Bank of South Carolina IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%$100-12 Month Variable IRA
0.56%$100-18 Month Variable IRA
0.50%$100-12 Month Fixed IRA
0.50%$100-18 Month Fixed IRA
Locations


First National Bank of South Carolina Locations
First National Bank Of South Carolina801 Gilway AvenueHolly Hill, SC 29059
Summerville Branch415 North Main StreetSummerville, SC 29483
Ridgeville Branch173 Church StreetRidgeville, SC 29472
Sangaree Branch1710 North Main StreetSummerville, SC 29485
Harleyville Branch143 West Main StreetHarleyville, SC 29448
Boone Hill Branch1400 Boonehill RoadSummerville, SC 29483
Eutawville Branch12181 Old Number Six HighwayEutawville, SC 29048
Goose Creek Branch106 Thomason BoulevardGoose Creek, SC 29445

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