Overview / Commentary
801 Gilway Avenue
Holly Hill, SC 29059

First National Bank of South Carolina is headquartered in Holly Hill and is the 32nd largest bank in the state of South Carolina. It is also the 2,977th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 61 employees at 8 locations. First National Bank of South Carolina has a B+ health rating.


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Health Grade Components

FDIC Certificate #2107
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.61%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$192.5MM$192.7MM
LoansQ4 2018vs Q4 2017$76.9MM$81.3MM
DepositsQ4 2018vs Q4 2017$164.1MM$165.2MM
Equity CapitalQ4 2018vs Q4 2017$24.4MM$23.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.6MM$1.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.2MM$1.5MM
Real Estate OwnedQ4 2018vs Q4 2017$1.5MM$2.0MM
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Always verify rates and promotions with the bank or credit union. We are not First National Bank of South Carolina; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank of South Carolina Savings Account Rates

0.50%$100-Health Savings Account
0.25%$25-Moola Moola Savings Account
0.25%$5-Christmas Club Account
0.15%$50-Regular Savings Account

First National Bank of South Carolina Money Market Rates

0.25%*$10k*-Money Market Account
OTHER TIERS: 0.15% Up to $10k

First National Bank of South Carolina Checking Account Rates

0.25%*$25k*-Golden Secure Checking
OTHER TIERS: 0.05% Up to $25k
0.25%*$25k*-Priority One Checking
OTHER TIERS: 0.05% Up to $25k

First National Bank of South Carolina CD Rates

0.40%$2.5k-12 Month Golden Opportunity CD
0.30%$500-18 – 23 Month CD
0.20%$500-366 – 999 Day CD
0.20%$500-12 Month CD
0.20%$500-13 – 17 Month CD
0.15%$500-6 – 11 Month CD
0.10%$500-1 – 5 Month CD
0.10%$500-7 – 365 Day CD

First National Bank of South Carolina IRA Rates

0.56%$100-12 Month Variable IRA
0.56%$100-18 Month Variable IRA
0.50%$100-12 Month Fixed IRA
0.50%$100-18 Month Fixed IRA

First National Bank of South Carolina Locations
Goose Creek Branch106 Thomason BoulevardGoose Creek, SC 29445
Eutawville Branch12181 Old Number Six HighwayEutawville, SC 29048
Boone Hill Branch1400 Boonehill RoadSummerville, SC 29483
Harleyville Branch143 West Main StreetHarleyville, SC 29448
Sangaree Branch1710 North Main StreetSummerville, SC 29485
Ridgeville Branch173 Church StreetRidgeville, SC 29472
Summerville Branch415 North Main StreetSummerville, SC 29483
First National Bank Of South Carolina801 Gilway AvenueHolly Hill, SC 29059

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