First National Bank of Tennessee is headquartered in Livingston and is the 21st largest bank in the state of Tennessee. It is also the 829th largest bank in the nation. It was established in 1965 and as of December of 2021, it had grown to 146 employees at 7 locations. First National Bank of Tennessee has a B+ health rating.
I have been banking with First National for about 4 years now. It is always nice, when you walk into a bank, and they know you by name. But Pam goes above and beyond, when it comes to customer service! She is always on top of things, and takes extra special care of customers who may need a little extra help. She is always pleasant and happy, and takes excellent care of me.
| Overall | |
|---|---|
| FDIC Certificate # | 19502 |
| Year Established | 1965 |
| Employees | 146 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 7.64% |
| Annual Interest Income | $27.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $1.27B$1.04B |
| Loans | Q4 2021vs Q4 2020 | $509.3MM$494.5MM |
| Deposits | Q4 2021vs Q4 2020 | $1.16B$931.7MM |
| Equity Capital | Q4 2021vs Q4 2020 | $99.8MM$104.2MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $9.8MM$9.8MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $5.6MM$2.0MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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| First National Bank of Tennessee Locations | ||
|---|---|---|
| West Main Street Branch | 1115 West Main Street | Livingston, TN 38570 |
| Sparta Branch | 130 Sam Walton Drive | Sparta, TN 38583 |
| Crossville Branch | 1386 North Main Street | Crossville, TN 38555 |
| First National Bank Of Tennessee | 214 East Main Street | Livingston, TN 38570 |
| Algood Branch | 330 West Main Street | Cookeville, TN 38506 |
| Cookeville Branch | 412 South Jefferson Avenue | Cookeville, TN 38501 |
| Fairfield Glade Branch | 5011 Peavine Rd | Crossville, TN 38571 |