Overview / Commentary
First National Bank (OK) is headquartered in Heavener and is the 138th largest bank in the state of Oklahoma. It is also the 4,371st largest bank in the nation. It was established in 1910 and as of March of 2019, it had grown to 38 employees at 3 locations. First National Bank (OK)'s CD rates are 2X the national average, and it has a B+ health rating.
Health
B+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First National Bank (OK) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4111 |
| Year Established | 1910 |
| Employees | 38 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 11.83% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $82.8MM$82.5MM |
| Loans | Q1 2019vs Q1 2018 | $55.8MM$58.2MM |
| Deposits | Q1 2019vs Q1 2018 | $69.5MM$67.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $7.4MM$7.5MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $562.00K$624.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $167.00K$74.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $18.00K$43.00K |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not First National Bank (OK); we are a rate comparison website and cannot provide official rates or promotions.
First National Bank (OK) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $2.5k | - | Hi-Fi Money Market Account |
First National Bank (OK) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $1.5k | - | Now Account |
First National Bank (OK) CD Rates
Locations
| First National Bank (OK) Locations | ||
|---|---|---|
| Poteau Branch | 3104 North Broadway | Poteau, OK 74953 |
| First National Bank | 400 East First Street | Heavener, OK 74937 |
| West Branch | 602 West First Street | Heavener, OK 74937 |