First National Bank & Trust Company

Overview / Commentary
2 Kelli Court
Clinton, IL 61727

First National Bank & Trust Company is headquartered in Clinton and is the 204th largest bank in the state of Illinois. It is also the 3,026th largest bank in the nation. It was established in 1872 and as of December of 2020, it had grown to 28 employees at 1 location. First National Bank & Trust Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #3639
Year Established1872
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD13.52%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$203.3MM$174.5MM
LoansQ4 2020vs Q4 2019$31.8MM$24.5MM
DepositsQ4 2020vs Q4 2019$170.1MM$152.8MM
Equity CapitalQ4 2020vs Q4 2019$19.7MM$15.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$118.00K$58.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$56.00K$83.00K
Real Estate OwnedQ4 2020vs Q4 2019$37.00K$0
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First National Bank & Trust Company Savings Account Rates

0.15%--Kasasa Saver
0.02%--Select Savings

First National Bank & Trust Company Money Market Rates

0.06%*$100k*-Prime Plus Money Market
OTHER TIERS: 0.03% $2.5k - $50k | 0.04% $50k - $100k

First National Bank & Trust Company Checking Account Rates

1.51%*-$10kKasasa Cash
OTHER TIERS: 0.15% $10k+
0.01%$1k-FNBT Checking Plus

First National Bank & Trust Company Locations
First National Bank & Trust Company2 Kelli CourtClinton, IL 61727

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