First National Bank & Trust Company
LOCATIONS
1
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HEALTH RATING
A
View health report
CURRENT TOP RATE
2.01% APY
Kasasa Cash
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.01% | Reward Checking | 1.73% - National Average |
| 0.21% | Reward Savings | 0.81% - National Average |
| 0.07% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
First National Bank & Trust Company is headquartered in Clinton and is the 222nd largest bank in the state of Illinois. It is also the 3,181st largest bank in the nation. It was established in 1872 and as of December of 2018, it had grown to 25 employees at 1 location. First National Bank & Trust Company has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3639 |
| Year Established | 1872 |
| Employees | 25 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 10.36% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $171.8MM$146.5MM |
| Loans | Q4 2018vs Q4 2017 | $21.5MM$24.6MM |
| Deposits | Q4 2018vs Q4 2017 | $153.2MM$129.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.9MM$15.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $31.00K$21.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $72.00K$377.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank & Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.21% | - | - | Kasasa Saver | |
| 0.07% | - | - | Select Savings |
First National Bank & Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $100k* | - | Prime Plus Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $50k | 0.12% → $50k - $100k | |||||
First National Bank & Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.21% → $10k+ | |||||
| 0.05%* | $25k* | - | FNBT Checking Plus | ||
| OTHER TIERS: 0.03% → $1k - $25k | |||||
Locations
| First National Bank & Trust Company Locations | ||
|---|---|---|
| First National Bank & Trust Company | 2 Kelli Court | Clinton, IL 61727 |