First National Bank & Trust Company

Overview / Commentary
2 Kelli Court
Clinton, IL 61727

First National Bank & Trust Company is headquartered in Clinton and is the 194th largest bank in the state of Illinois. It is also the 2,884th largest bank in the nation. It was established in 1872 and as of September of 2021, it had grown to 30 employees at 1 location. First National Bank & Trust Company has an A+ health rating.


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Health Grade Components

FDIC Certificate #3639
Year Established1872
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.05%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$235.9MM$204.3MM
LoansQ3 2021vs Q3 2020$34.1MM$29.9MM
DepositsQ3 2021vs Q3 2020$192.4MM$172.2MM
Equity CapitalQ3 2021vs Q3 2020$35.5MM$18.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$168.00K$99.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$143.00K$54.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$37.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank & Trust Company Savings Account Rates

0.15%--Kasasa Saver
0.02%--Select Savings

First National Bank & Trust Company Money Market Rates

0.06%*$100k*-Prime Plus Money Market
OTHER TIERS: 0.03% $2.5k - $50k | 0.04% $50k - $100k

First National Bank & Trust Company Checking Account Rates

1.51%*-$10kKasasa Cash Checking
OTHER TIERS: 0.15% $10k+
0.01%$1k-FNBT Checking Plus

First National Bank & Trust Company Locations
First National Bank & Trust Company2 Kelli CtClinton, IL 61727
State Bank Of Arcadia Branch131 West Main StreetArcadia, WI 54612
East Main Street Branch1550 East Main StreetArcadia, WI 54612
Independence Branch (Cedar Street)23513 Cedar StreetIndependence, WI 54747
Whitehall Branch36450 Main StreetWhitehall, WI 54773

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