First National Bank (VA)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.70% | Reward Checking | Ka-Ching! Checking 1.84% - National Average |
| 1.56% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.30% | 1-year CD | 1 Year No Penalty CD 1.45% - CIT Bank 11-Month No-Penalty CD |
First National Bank (VA) is headquartered in Altavista and is the 42nd largest bank in the state of Virginia. It is also the 1,574th largest bank in the nation. It was established in 1908 and as of June of 2017, it had grown to 109 employees at 9 locations. First National Bank (VA) has a B+ health rating.
WORST BANK EVER
worst bank ever especially if you own a business. they will try to sell you on what they say is better treatment because they're a small bank, but in reality you're better off dealing with the big banks. my brother and i had a business that we were selling and the sale could not go through by first national's self imposed closing date. they responded by extorting $25000 from us to keep the lines of credit open another month until we could close on the sale. don't even think about using them. you'll be sorry if you do.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6811 |
| Year Established | 1908 |
| Employees | 109 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 8.46% |
| Annual Interest Income | $8.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $449.3MM$385.8MM |
| Loans | Q2 2017vs Q2 2016 | $347.6MM$327.6MM |
| Deposits | Q2 2017vs Q2 2016 | $408.6MM$347.0MM |
| Equity Capital | Q2 2017vs Q2 2016 | $37.7MM$35.8MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $3.0MM$2.9MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.5MM$1.4MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $246.00K$762.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First National Bank (VA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Statement Savings Account |
First National Bank (VA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Personal Money Market Checking Account | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | |||||
| 0.40%* | $100k* | - | IRA Money Market Account | ||
| OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | |||||
| 0.40%* | $50k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.15% → $2,500 - $50k | |||||
| 0.30%* | $50k* | - | First Index | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | |||||
First National Bank (VA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | - | $30k | Ka-Ching! Checking | ||
| OTHER TIERS: 0.10% → $30k+ | |||||
| 0.10% | $500 | - | Interest Checking - Personal | ||
| 0.10% | $1k | - | 1st Choice Club Checking | ||
First National Bank (VA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 5 Year CD | |
| 1.36% | $500 | - | 4 Year CD | |
| 1.05% | $500 | - | 37 Month CD | |
| 0.95% | $500 | - | 2½ Year CD | |
| 0.70% | $500 | - | 2 Year CD | |
| 0.55% | $500 | - | 18 Month 1st Choice Club Premium CD | |
| 0.50% | $500 | - | 18 Month CD | |
| 0.40% | $500 | - | 1 Year CD | |
| 0.40% | $500 | - | 15 Month CD | |
| 0.30% | $500 | - | 1 Year No Penalty CD | |
| 0.20% | $2,500 | - | 182 Day CD | |
| 0.10% | $2,500 | - | 91 Day CD |
First National Bank (VA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $100 | - | IRA 5 Year Fixed | |
| 1.36% | $100 | - | IRA 4 Year Fixed | |
| 1.05% | $100 | - | IRA 3 Year Fixed | |
| 0.70% | $100 | - | IRA 2 Year Fixed | |
| 0.50% | $100 | - | IRA 18 Month Variable | |
| 0.40% | $100 | - | IRA 12 Month Variable | |
| 0.40% | $100 | - | IRA 1 Year Fixed |
| First National Bank (VA) Locations | ||
|---|---|---|
| Rustburg Branch | 1033 Village Highway | Rustburg, VA 24588 |
| Amherst Branch | 130 South Main Street | Amherst, VA 24521 |
| Vista Branch | 1303 Main Street | Altavista, VA 24517 |
| Forest Branch | 14417 Forest Road | Forest, VA 24551 |
| Airport Branch | 14580 Wards Road | Lynchburg, VA 24502 |
| Timberlake Branch | 20865 Timberlake Road | Lynchburg, VA 24502 |
| Old Forest Road Branch | 3309 Old Forest Road | Lynchburg, VA 24501 |
| First National Bank | 622 Broad Street | Altavista, VA 24517 |